Huntington Bank ATM Card: Complete Guide and Application

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Master Card Debit Card
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Huntington Bank offers a variety of ATM cards to meet different needs.

You can apply for a Huntington Bank ATM card online, by phone, or in person at a branch.

The application process typically takes a few minutes and requires basic personal and financial information.

A credit check may be performed as part of the application process.

What Is?

A debit card, like the one from Huntington Bank, is a card issued from your bank that's automatically linked to your checking account.

Your debit card allows you to make purchases both in person and online, making it a convenient alternative to cash.

A debit card can be used to make ATM transactions, including deposits and withdrawals, which is especially helpful when you need to access your money quickly.

You can also use your debit card for mobile payments like Apple Pay, Google Wallet, and Samsung Pay, making it easy to make purchases on the go.

For many people, a debit card has become a new way to use cash because of its convenience, safety features, and contactless payments.

Features and Benefits

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With a Huntington Bank ATM card, you can shop with confidence knowing you're protected against unauthorized purchases. This is thanks to MasterCard's "Zero Liability" Policy, which allows you to dispute any purchase you didn't authorize.

You can also enjoy Huntington's Customer Care Support, which will help you if your card is lost or stolen. Just contact them and they'll be there to assist you.

One of the biggest advantages of using a debit card is the ease of use. You don't need to carry cash or worry about having the right amount when shopping. Simply use the card at checkout by entering a PIN or signing your name.

If you need to access cash, you can do so at any of the 1,434 Huntington ATMs, or use a MasterCard-accepting ATM. You can also get cash back at a merchant with a PIN.

Identity theft can be a real concern, but with Huntington Bank's Identity Theft Resolution Services, you'll have assistance if you become a victim.

Activation and Setup

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Activating your debit card is a straightforward process that can be done online, in person, or at a Huntington branch.

To activate your debit card online, you'll need to follow the steps provided by your bank.

You can get a debit card when you open a new checking account, and you may even have the option to customize it with a design that reflects your personality.

The bank may provide a temporary card in the branch and then mail the debit card to you, with the card and PIN arriving separately in the mail.

Before using your new debit card, you'll need to transfer any funds from other accounts to your checking account and set up online banking.

This will help you understand your checking account balance and provide tools to set a budget, track your spending, and reach your savings goals.

Curious to learn more? Check out: E Banking Online Banking

Account Management

You can manage your Huntington Bank ATM card online through their website or mobile app, making it easy to track your transactions and account activity.

To activate your card, simply call the customer service number or visit a branch in person.

Cardholders can also set up low-balance alerts to stay on top of their account activity and avoid overdrafts.

Lock

Close-up of a golden piggy bank on financial documents, symbolizing savings and investment.
Credit: pexels.com, Close-up of a golden piggy bank on financial documents, symbolizing savings and investment.

The "Lock" feature is a game-changer for account security. The digital card lock feature safeguards your card right from your phone or online. This means you can lock your card with just a few taps, giving you peace of mind.

Open a Checking Account

You can open a Huntington Checking Account with no monthly maintenance fee, making it a great option for those who want a basic checking account.

Huntington offers interest-earning checking accounts as well, so you can earn money on your deposits.

To get a debit card, simply talk to a Huntington banker or visit your local branch today.

The Huntington 5 Checking Account is another option, earning interest on all deposits and waiving five non-Huntington ATM withdrawal fees per statement.

This account also qualifies you for a 10% Voice Credit Card rewards boost, giving you more bang for your buck.

Blocked Account While Traveling Internationally

Blocked accounts can be a major hassle while traveling internationally, especially if you're not aware of the bank's foreign transaction policies.

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Some banks may freeze your account if they notice suspicious activity, which can happen if you're using an ATM or making purchases in a foreign country.

In the event of a blocked account, you may be required to provide additional verification to the bank, such as a photocopy of your passport or ID.

This can be a time-consuming process, especially if you're in a different time zone or don't have access to a scanner.

If you're planning to travel internationally, it's a good idea to inform your bank in advance so they can flag your account for travel-related transactions.

This way, you can avoid any issues with your account being frozen or restricted while you're abroad.

Your Information

Your Information is an important part of account management. It's the foundation upon which all other actions are built.

Your name, email address, and password are the basic components of your account information. These details are used to verify your identity and grant you access to your account.

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Having a strong and unique password is crucial, as it helps prevent unauthorized access to your account. It should be at least 12 characters long and include a mix of uppercase and lowercase letters, numbers, and special characters.

You can update your account information at any time, including your name, email address, and password. This is usually done through the account settings or profile section of the website or application.

Regularly reviewing and updating your account information ensures that it remains accurate and secure.

Return

If you need to return something and you've used your debit card for the purchase, don't worry - it's a relatively straightforward process.

The CVV code on the back of your Visa, Mastercard, or Discover card is another layer of security to protect your account, but it's not necessary to enter it when returning an item.

The EMV chip on the front of your card, which is used to protect you from fraud, will still work even if you're returning an item.

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To return an item, you'll typically need to provide a receipt and some form of identification, but the EMV chip won't be used in this process.

The three- or four-digit CVV code is only used to verify your identity when making a purchase online or over the phone, but it's not required when returning an item in person.

Frequently Asked Questions

What's the difference between an ATM card and a debit card?

An ATM card and a debit card are essentially the same, with the main difference being that a debit card can be used for signature-based transactions, while an ATM card is limited to PIN-based transactions

Can I use my Huntington ATM card at any ATM?

Your Huntington ATM card is accepted at over 2 million ATMs worldwide, including those with the MasterCard logo. Check our website for a full list of participating ATMs and fees

How do you use an ATM card?

To use an ATM card, insert the chip-end into the slot and enter your PIN when prompted. This simple process allows you to access your account and perform various transactions.

How do I report my lost Huntington card?

To report a lost Huntington card, call our Call Center at 1-855-251-1793 or contact us at 304-528-6209. You can also reach out to us after normal banking hours for assistance.

Does Huntington Bank offer temporary debit cards?

Yes, Huntington Bank may provide a temporary debit card in a branch, which will be followed by a separate mailing of the permanent card and PIN. The temporary card is a temporary solution until the permanent card arrives in the mail.

Teresa Halvorson

Senior Writer

Teresa Halvorson is a skilled writer with a passion for financial journalism. Her expertise lies in breaking down complex topics into engaging, easy-to-understand content. With a keen eye for detail, Teresa has successfully covered a range of article categories, including currency exchange rates and foreign exchange rates.

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