Changing the PIN of your ATM card is a straightforward process that can be done in a few simple steps.
You'll need to have your card and a valid identification document with you.
To start, go to an ATM and insert your card. The ATM will prompt you to enter your current PIN.
Enter your current PIN to access your account information.
Understanding Your Card
Your ATM card PIN is a 6-digit code, uniquely linked to your debit card, used to secure financial transactions.
To ensure your PIN is secure, you should never share it with anyone or write it down. This PIN is a security measure that prevents fraud by allowing only the authorized user to use the card.
The length of your PIN can vary depending on your bank, with some banks using a 4-digit code instead of 6 digits.
To keep your PIN safe, make sure to use a unique and hard-to-guess combination of numbers.
Steps to Change Your PIN
To change your PIN, start by finding the closest ATM of your bank. Insert your ATM card into the machine and select the “PIN Generation" option from the menu.
You'll then be prompted to enter your account number for verification, which will trigger an OTP (one-time password) to be sent to your registered mobile number.
To change your PIN through SMS, send an SMS in the format PIN (XXXX) (YYYY) to 567676, where (XXXX) denotes the last four numbers of your ATM card and (YYYY) denotes the last four numbers of your account number.
At the ATM, swipe your debit card and choose the change PIN option. The bank will then send you an OTP, which you'll need to enter to proceed.
If you prefer to change your PIN through customer care, dial the SBI Debit Card Helpline Number (available 24/7) and choose the ATM services option.
Here are the steps to change your PIN at an ATM:
- Find the closest ATM of your bank.
- Insert your ATM card into the machine.
- Select the “PIN Generation" option from the menu.
- Enter your account number for verification.
- Enter the OTP you received and input your new PIN.
- Confirm the new PIN to finalise the process.
Alternatively, you can change your PIN through SMS or customer care support, but be aware that the OTP will be valid for two days in both cases.
Changing Your PIN at a Bank Branch
Changing your PIN at a bank branch is a relatively straightforward process. You'll need to visit a branch of your bank and bring your ATM card with you.
To begin, inform the staff at the help desk that you'd like to change your ATM PIN. They'll likely ask you to present proof of your ATM card and identification, so be sure to have those ready.
You may need to complete a form to start the process, but don't worry, it's just a routine step. The bank may also provide you with a temporary ATM PIN, which you'll need to change during your first ATM transaction.
Once you've completed the process, make sure to memorize or securely note down your new PIN and keep it confidential. It's essential to protect your PIN from unauthorized access.
Here's a quick summary of the steps to change your PIN at a bank branch:
- Visit a branch of your bank and bring your ATM card.
- Inform the staff at the help desk that you'd like to change your ATM PIN.
- Present proof of your ATM card and identification.
- Complete a form to start the process (if needed).
- Change the temporary PIN during your first ATM transaction.
- Memorize or securely note down your new PIN.
Changing Your PIN Online
Changing your PIN online is a convenient option. You can do this through your SBI internet banking account.
To start, visit the State Bank of India website and log in using your credentials. This will take you to your account dashboard.
Next, click on "e-services" to access various online services. From the list of options, choose "ATM card services" to proceed with changing your PIN.
You'll then click on "get authorisation PIN" to generate a PIN for the online process. Enter the OTP sent to your registered mobile number and click on "submit".
If you have multiple SBI accounts, select the account you want to change the PIN for and click on "continue". Then, choose the card you want to change the PIN for and click on "submit".
Now, enter the first two digits of your new PIN, and the other two digits will be sent to you via SMS. Once you receive them, enter all four digits and click on "submit".
After completing these steps, you'll receive a confirmation message from SBI that your ATM PIN has been changed.
Through SMS
You can change your ATM PIN through SMS if you don't have net banking or prefer not to go to a bank branch. This service is provided by top financial institutions, including Kotak Mahindra Bank.
To change your debit card PIN via SMS, visit your bank's website to locate the toll-free number for this purpose. Every bank has a unique number.
Include the last four digits of your debit card number and use the format specified by your bank when sending the SMS. Most banks use the format: "CHANGE PIN" followed by your old PIN, a space, and then your new PIN.
You'll receive a One-Time Password (OTP) on your registered mobile number after sending the SMS. Use this OTP to verify your identity and authorise the PIN change request.
Here's a step-by-step guide to changing your ATM PIN through SMS:
- Send a new SMS from your registered mobile number to the specified toll-free number.
- Enter the OTP you received on your mobile number when prompted.
- Enter the OTP and then input your new PIN when prompted.
- Re-enter the new PIN to confirm.
Remember to select a secure and memorable PIN for your ATM card.
Resetting Your PIN
You can reset your ATM PIN at the ATM or online, and it's actually quite convenient. To reset your PIN at the ATM, simply insert your card, choose the "Change PIN" option, and follow the instructions on the screen.
You'll need to enter your current PIN and set a new one, so make sure you remember it this time.
Resetting your PIN online is another option. To do this, visit the website of the bank that issued your card and sign into your online banking account.
You'll need to navigate to your user settings, where you'll find an option to manage your card. From there, select the option to reset your PIN, and follow the instructions to enter your new PIN.
You can also reset your PIN using the ATM itself, but this method requires you to insert your card and select the "Forgot PIN" or "Reset PIN" option.
Here are the steps to reset your PIN using the ATM:
Alternatively, you can reset your PIN via online banking by logging in to the internet banking or mobile banking portals and going to the cards section.
Traditional Methods
If you forget your ATM PIN, you can reset it the traditional way by visiting your bank.
You can fill up a 'PIN Reset' form by visiting the bank branch.
If you're not near a bank, you can also reach out to your bank's customer care helpline to reset your PIN.
Alternatively, you can utilise the SMS services to reset the PIN.
Sources
- https://www.kotak.com/en/stories-in-focus/accounts-deposits/savings-account/how-generate-and-change-atm-pin.html
- https://www.bankbazaar.com/debit-card/steps-to-change-your-sbi-atm-pin-online.html
- https://www.wikihow.com/Recover-Your-ATM-PIN
- https://www.hdfcbank.com/personal/resources/learning-centre/digital-banking/know-how-to-reset-atm-pin
- https://www.dbs.com/digibank/in/articles/pay/forgot-atm-pin
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