
Transferring money from Google Pay to your bank account is a straightforward process that can be completed in just a few steps.
You'll need to ensure you have a linked bank account in your Google Pay settings.
To start, open the Google Pay app on your mobile device and navigate to the "Bank accounts" section.
Here, you can select the bank account you want to transfer funds to, and then tap on the "Transfer" button.
Make sure you have sufficient funds in your Google Pay balance to initiate the transfer.
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Eligibility and Fees
You can transfer money from Google Pay to a linked bank account, but there are some conditions to be aware of. To be eligible, you'll need to have already added your bank account to Google Pay.
Transferring money from Google Pay to a bank account is usually free, but there's a catch. If you choose an instant transfer, there may be a small fee (typically around 1.5% or a flat rate, depending on your location).
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If you're a resident of India, you'll be able to transfer money from Google Pay to other bank accounts without paying any charges. This makes it a convenient option for those in India who want to send money to others.
Here are some general steps to troubleshoot if your transfer is delayed or fails:
- Check your bank details to ensure the correct account is linked.
- Verify your internet connection and retry the transfer.
- If the issue persists, contact Google Pay support or your bank to troubleshoot any potential issues.
Can I Transfer?
You can transfer money from Google Pay to your linked bank account without any hassle. Google Pay requires a bank account to work properly, which will be used to create a UPI PIN for your account.
You won't have to pay any fees for transferring funds to your bank account. This is a huge advantage of using Google Pay.
If you're a resident of India, you can transfer money from Google Pay to another bank account without incurring any charges. This makes it a convenient option for transactions.
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Are Transfer Fees Charged?
Transferring money from Google Pay to a bank account is usually free when using a standard transfer, which takes 1–5 business days. However, if you choose an instant transfer, there may be a small fee, typically around 1.5% or a flat rate, depending on your location.
If you're a resident of India, you can transfer money from Google Pay to another bank account without paying charges. In the US, there are usually no fees to send money on Google Pay if you're using a debit card or linked bank account.
If your transfer is delayed or fails, try checking your bank details to ensure the correct account is linked, verifying your internet connection, and retrying the transfer. If the issue persists, contact Google Pay support or your bank to troubleshoot any potential issues.
Here's a quick breakdown of transfer fees:
You can also send money directly from the Google Pay app to recipients in the US and India, using just a phone number. If you're sending to another country, you'll need to set up the transfer through a third party specialist service like Wise.
Transfer Process
Transferring money from Google Pay to your bank account is a straightforward process. You can initiate the transfer from within the Google Pay app.
To start, open the Google Pay app on your smartphone and locate your profile icon. Tap on it to access your profile options. From there, look for the section related to payment methods and tap to open it.
You'll see an option to select "Money in Google Pay" or "Google Pay balance", which will take you to the transfer process. Choose "Transfer out" to initiate the transfer.
Transfer Time: The transfer typically takes 1-3 business days to reflect in your bank account.
Here's a quick summary of the transfer process:
- Open the Google Pay app
- Tap on your profile icon or balance
- Select "Transfer out" or "Cash out"
- Enter the amount you want to transfer
- Choose the bank account you want to transfer the money to, then tap "Transfer"
- Confirm the transaction, and the funds will be transferred to your bank account
How Do I Transfer?
To transfer money from Google Pay to your bank account, you'll need to open the Google Pay app on your phone. Tap on your profile icon or balance at the top of the screen, and then select "Transfer out" or "Cash out".
The transfer process is straightforward: enter the amount you want to transfer, choose the bank account you want to transfer the money to, and tap "Transfer". You'll need to confirm the transaction, and the funds will be transferred to your bank account.
Funds should return to your Google Pay balance if the transfer fails. This can happen if the bank account details are incorrect or if there's an issue with the transfer.
In the US, there are no Google fees for transferring money from Google Pay to your bank account. However, you might need to check with your bank for any transfer fees they may charge.
Here's a quick rundown of the transfer process:
- Open the Google Pay app
- Tap on your profile icon or balance
- Select "Transfer out" or "Cash out"
- Enter the amount you want to transfer
- Choose the bank account you want to transfer the money to
- Tap "Transfer" and confirm the transaction
The transfer typically takes 1-3 business days to reflect in your bank account. If you're transferring money to a debit card, it can arrive instantly, but there's a fee of 1.5% (minimum fee of 0.31 USD).
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Get a Wise Heading
To get a Wise account and start sending money abroad, you can't use Google Pay directly, but you can use Wise, which offers low fees from 0.41% and fast or even instant delivery times.
You can set up your transfer online or in the Wise app using Google Pay, and you'll get the mid-market exchange rate every time.
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With a Wise account, you can also hold, send, spend, and convert 50+ currencies at once, making it a convenient option for international transactions.
Here are some key benefits of opening a Wise account:
- Bank details in 10 currencies
- The option to hold, send, spend and convert 50+ currencies at once
- Send money overseas with low and transparent fees
- Order a Wise Multi-Currency Card for a one-time fee of just $9
- Mid-market exchange rates on all transactions
Transfer Details
The transfer process from Google Pay to your bank account typically takes 1-3 business days to reflect in your bank account.
You can transfer money from Google Pay to your bank account in the US without any Google fees.
There might be transfer limits set by Google Pay, so be sure to check their policy for details.
Here are some key details about the transfer process:
- Transfer Time: 1-3 business days
- Transfer Fees: No Google fees in the US
- Limits: Check Google Pay's policy for details
Transfer Timing and Limits
You can make up to 30 withdrawals in a 7-day period with Google Pay. This rolling limit is a great feature for those who need to transfer money frequently.
The minimum withdrawal amount is 1.00 USD, so you can't transfer less than that. This is a standard amount that many payment services use.
Withdrawals have a maximum limit in a 7-day period, which is 20,000 USD for verified accounts and 700 USD for unverified accounts. This is a significant limit that can accommodate many financial needs.
Here's a quick summary of the limits:
How Long?
If you're wondering how long it takes to send money with Google Pay, the answer depends on the method you use. The fastest transfers are funded with a debit card or Google Pay balance.
You can send money with a debit card, which is a convenient option. It's like using cash, but without the risk of losing it.
The withdrawal limits for Google Pay are quite interesting. Here are the details:
You can make up to 30 withdrawals in a 7-day period, as long as you're within the withdrawal limits. This means you can transfer money to multiple people, but be mindful of the limits.
Can Instantly?
Google Pay can send money instantly if you pay by debit card or using your Google Pay balance. This is the fastest delivery time available.
The delivery time for sending money with Google Pay varies depending on the payment method.
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Withdrawal Process
To initiate the withdrawal process, you can use the Google Pay app. You'll need to have added a payment method such as a bank account or debit card before you can make a withdrawal.
The minimum withdrawal amount is $1.00 USD. You can also check the maximum withdrawal limits, which vary depending on your account verification status. For verified accounts, the maximum withdrawal in a 7-day period is $20,000 USD, while for unverified accounts, it's $700 USD.
To withdraw money from your Google Pay account, follow these steps: log into the Google Pay app, tap your profile icon and then the Google Pay balance icon, tap Transfer out and enter the amount you want to transfer, tap Next and add your preferred payment method, and finally, tap Transfer out.
Here's a quick rundown of the withdrawal process:
- Minimum withdrawal amount: $1.00 USD
- Maximum withdrawal in a 7-day period:
+ Verified accounts: $20,000 USD
+ Unverified accounts: $700 USD
* Maximum single transaction withdrawal:
+ Verified accounts: $5,000 USD
+ Unverified accounts: $700 USD
Can You Withdraw?

You can withdraw money from Google Pay to your bank, but only if you're based in the US.
There are limits to the amount you can transfer, which we'll cover in more detail later.
Only US-based customers can take advantage of this feature, and it's worth noting that international payments have limited options unless you use a third-party service like Wise.
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Withdraw: Step-by-Step
To withdraw money from your Google Pay account, you'll need to have added a payment method such as a bank account or debit card. This is a straightforward process that can be completed in just a few steps.
First, log into the Google Pay app, then tap your profile icon and select the Google Pay balance icon. This will take you to the main balance screen where you can initiate a transfer.
Tap "Transfer out" and enter the amount you want to withdraw from your Google Pay balance. You can choose to transfer the money to a bank account or debit card.
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If you're transferring to a bank account, there's no Google fee, and your money will be deposited in 1-5 business days. On the other hand, if you're sending the payment to a debit card, it can arrive instantly, but there's a fee of 1.5% (minimum fee of 0.31 USD).
Here's a quick summary of the transfer times and fees:
General Information
To transfer money from GPay, you'll need to have a Google account and a linked bank account or debit card.
GPay is a peer-to-peer payment service that allows you to send money to friends and family using your smartphone.
You can transfer money from GPay to other GPay users or to bank accounts.
The minimum transfer amount is ₹1, and there's no maximum limit, but you can only transfer up to ₹1,00,000 per day.
You can also use GPay to pay bills and make online purchases.
Final Thoughts: Transfer
Transferring money from GPay is a relatively straightforward process, but it's essential to know the limits to avoid any issues.
You can transfer up to ₹1,00,000 per day from your GPay account to another bank account, as mentioned in the "Daily Transaction Limit" section.
To ensure a smooth transfer, make sure the recipient's bank account is linked to their UPI ID, just like we discussed in the "Linking Bank Account" section.
The recipient's UPI ID should be in the correct format, including the @ symbol, such as "example@oksbi" or "example@ybl".
If you're transferring to a non-UPI enabled bank account, you'll need to use the IFSC code, as explained in the "Non-UPI Enabled Bank Accounts" section.
Keep in mind that some banks may have additional requirements or restrictions for large transactions, so it's always a good idea to check with your bank before making a transfer.
Frequently Asked Questions
Why am I unable to transfer money from Google Pay?
Troubleshoot your Google Pay transfer issue by checking your internet connection, account validity, app updates, and UPI ID status. Common issues include duplicate UPI IDs, expired UPI PINs, and recipient app status
Sources
- https://www.linkedin.com/pulse/how-transfer-money-from-google-pay-bank-account-efang-brandon
- https://www.linkedin.com/pulse/how-transfer-money-from-google-pay-bank-account-efang-brandon-lrhme
- https://support.google.com/pay/india/answer/7296045
- https://wise.com/us/blog/withdraw-money-from-google-pay
- https://wise.com/us/blog/google-pay-send-money
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