Gpay Later Services for Online Shopping

Gpay Later offers a convenient payment option for online shopping, allowing users to pay for purchases later. This feature is especially useful for impulse buys or when you're running low on funds.

You can use Gpay Later to pay for purchases up to ₹20,000. This limit may vary based on your Gpay account status and transactions history.

To use Gpay Later, simply select the option at checkout and follow the prompts to complete the payment process. No additional documentation or verification is required.

Gpay Later charges interest on outstanding amounts, which will be added to your next Gpay payment. The interest rate is 1.8% per month, or 21.6% per annum.

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So, you're curious about how GPay Later works? Well, here's the lowdown.

When a user selects the GPay Later option on a merchant's site, they see an informational banner with a list of BNPL options from various providers.

The user can choose from this list to learn more about each provider's product offering.

For new users, they'll need to go through the onboarding process to set up their account within the Google Pay experience. This includes learning about payment plans, terms and conditions, and completing a quick eligibility check.

Existing users can link their existing account to their Google Pay account and choose a payment plan, review terms and conditions, and complete their purchase.

Returning users can also choose a payment plan, review terms and conditions, and complete their purchase, with their account already logged in.

The BNPL provider determines user eligibility and financing options based on various factors, not Google Pay.

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