
Paying your Pag-IBIG loan in GCash is a convenient and hassle-free process. You can pay your loan online through the GCash app.
First, make sure you have a registered GCash account and a Pag-IBIG loan. To pay your loan, you'll need to have a sufficient balance in your GCash wallet.
Open the GCash app and select the "Pay Bills" option. Look for Pag-IBIG Fund in the list of billers and select it.
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Using GCash
You can use GCash to pay your Pag-IBIG loans and contributions online. This is one of the payment options available through Virtual Pag-IBIG.
The convenience fee for using GCash is a flat rate of Php5.00. This is a fixed amount, no matter the amount you're paying.
To pay using GCash, you'll need to enter your payment details carefully on the payment portal. Don't close the window until you're redirected to the Pag-IBIG site.
You'll receive confirmation of your payment as a text message, but your payment will only be credited after a few days.
Here's a quick rundown of the payment options available when using GCash:
How to Make Contributions and Loans
You can make contributions and loans to Pag-IBIG through various payment options. You can choose any of these options depending on your needs or situation, and it doesn't have to be the same every month.
To pay your Pag-IBIG contributions or loans online, you need to be a Pag-IBIG member and register for a Virtual Pag-IBIG account. This will give you access to the online payment platform.
You can pay your contributions and loans through the Virtual Pag-IBIG account by following these steps: click 'Pay Online', choose the item you need to pay for (e.g. Regular Savings, MP2 Savings, Housing Loan), and select your payment method (e.g. credit or debit card, GCASH, PayMaya).
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Loans and Contributions
You can pay your Pag-IBIG loans and contributions online through Virtual Pag-IBIG. This service allows you to use your Paymaya or GCash account or any of your debit or credit cards to make payments.
To get started, you need to be a Pag-IBIG member and register for a Virtual Pag-IBIG account. This is a straightforward process that requires some basic information.
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Once you're logged in, you can find the section for 'PAYMENTS' on the left side of the page. From there, you can click 'Pay Online' and choose the item you need to pay for from the dropdown list. The options include Regular Savings, MP2 Savings, Housing Loan, Housing Loan Processing Fee, Multi-Purpose Loan, and Calamity Loan.
The payment process involves filling out a form with your membership category, payment method, and Pag-IBIG number. You can choose from credit or debit cards, GCASH, or PayMaya as your payment method. The convenience fee varies depending on the method you choose.
Here are the payment options available:
- Credit or debit cards - 1.75% convenience fee of the amount
- GCASH - flat rate of Php5.00 convenience fee
- PayMaya - flat rate of Php5.00 convenience fee
After filling out the form, you'll be taken to the payment portal where you need to enter your payment details carefully. Once you've confirmed your payment, the site will take you to the payment platform, and you'll receive a confirmation of your payment as a text message. However, your payment will only be credited after a few days, so be sure to check the online platform from time to time to see if it's been reflected on your account.
Virtual Multi-Purpose Loan
To make a Virtual Multi-Purpose Loan payment, you'll need to use the Virtual Pag-IBIG program. This is a convenient way to pay your loan online, and it's available 24/7.
Make sure to use a compatible browser like Google Chrome, Firefox, or Microsoft Edge when accessing Virtual Pag-IBIG. This will ensure a smooth transaction, especially if you're paying using GCash.
To start, you'll need to input your Pag-IBIG MID No. and Borrower's Name. You'll also need to select your Program Type (Regular Savings) and Membership Category (Local or Overseas).
The payment process requires you to enter the Amortization, Amount Due, and Convenience Fee (1.75%). The Total Amount Due will be calculated automatically. You'll also need to provide your Member's Mobile Number and Member's Email Address.
Here are the specific details you'll need to enter:
- Program Type (Regular Savings)
- Membership Category (Local or Overseas)
- Pag-IBIG MID No.
- Borrower’s Name
- Amortization
- Amount Due & Convenience Fee (1.75%)
- Total Amount Due
- Member’s Mobile Number
- Member’s Email Address
Online Contributions and Loans
Paying your Pag-IBIG contributions and loans online is a convenient option. You can use your Virtual Pag-IBIG account to make payments.
To pay your Pag-IBIG contributions and loans online, you need to register for a Virtual Pag-IBIG account and log in to it. From the left side bar, find the section for 'PAYMENTS' and click 'Pay Online'.
You can choose from various payment options, including credit or debit cards, GCASH, or PayMaya. The platform will automatically calculate the amount due based on your amortization/contribution and payment method chosen.
The convenience fee varies depending on the payment method you choose: 1.75% of the amount if you're using a credit or debit card, or a flat rate of Php5.00 if you pick GCASH or PayMaya.
Here are the steps to pay your Pag-IBIG contributions and loans online:
- Choose your membership category and payment method
- Enter the amount you need to pay
- Fill out the form with your billing address and contact information
- Review the details and confirm your payment
- You'll receive a confirmation of your payment as a text message, but your payment will only be credited after a few days.
Remember to check the online platform from time to time to see if the payment has been reflected on your account.
How to Pay Pag-IBIG Loan in GCash
To pay your Pag-IBIG loan in GCash, you'll need to select Housing Loan as the Type in your Pag-IBIG payment details.
You'll then input your Pag-IBIG Housing Loan Account number under Account No input, and place your monthly amortization or any other additional amount for late payment.
For period coverage, select the months for covering your payment, or if it's for a single month, place the due date on both From and To coverage.
You can also input your email address to receive details or notification about this transaction.
For confirmation of your transaction, review and verify the details of your transaction, and click the Confirm button at the upper right corner of the screen.
Once confirmed, your Pag-IBIG Housing Loan payment is successful, and you can click the Done button to complete the transaction.
On the same day, GCash will send an SMS notification to the GCash account you used to pay this transaction, including your reference number and transaction fee (P5.00).
Here's a quick checklist to ensure a smooth transaction:
• Select Housing Loan as the Type
• Input your Pag-IBIG Housing Loan Account number
• Place your monthly amortization or additional amount for late payment
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• Select the months for covering your payment
• Input your email address (optional)
• Review and confirm the transaction details
• Click the Done button to complete the transaction
Remember to check the online platform (under the 'PRODUCTS' section) from time to time to see whether the payment was already reflected on your account.
Sources
- https://pesowisemom.com/how-to-pay-pag-ibig/
- https://filipiknow.net/virtual-pag-ibig/
- https://howbutingtingworks.com/index.php/how-to-online/how-to-pay-your-pag-ibig-housing-loan-thru-gcash/
- https://techpilipinas.com/pag-ibig-payments-online/
- https://www.businessnews.com.ph/how-to-pay-for-pag-ibig-loans-and-contributions-online-20210707/
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