
To add a prepaid credit card to your PayPal account, you'll need to have the card information handy. This includes the card number, expiration date, and security code.
PayPal accepts a wide range of prepaid credit cards, including those from popular brands like Visa, Mastercard, and American Express. However, not all prepaid cards are compatible, so it's essential to check with your card issuer first.
To proceed, log in to your PayPal account and navigate to the "Wallet" section, where you can add a new payment method. From there, select "Credit Card" and enter the prepaid card details.
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Adding Prepaid Card to PayPal
Adding a prepaid card to PayPal is a straightforward process. You'll need to log into your PayPal account and follow the steps to link your card.
To link a prepaid card, click on the "Wallet" option at the top of the page, then select "Link a card" under the "Credit and debit cards" section. Enter your prepaid card information, including the card number, expiration date, and security code.
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PayPal may make a small charge to your card to verify it, which will be refunded once the card is confirmed. This charge is usually around $0.50 or less, and it's a normal part of the linking process.
Only prepaid cards with a Visa, Mastercard, Discover, or American Express logo are accepted by PayPal. If your card doesn't have one of these logos, you won't be able to link it to your PayPal account.
Here are the steps to link your prepaid card in more detail:
1. Log into your PayPal account
2. Click on the "Wallet" option at the top of the page
3. Select "Link a card" under the "Credit and debit cards" section
4. Enter your prepaid card information
5. Click "Save" to add the card to your PayPal account
It's worth noting that some prepaid cards may have restrictions or additional steps for linking to PayPal. Be sure to check with your card issuer for specific instructions or any limitations.
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Loading and Connecting Card
To load and connect your prepaid credit card to PayPal, you'll need to ensure it's a Visa, MasterCard, Discover, or American Express card. PayPal generally only accepts these networks.
To start, log into your PayPal account and navigate to the Wallet section. From there, select "Link a Card" under the "Credit and debit cards" section.
You'll need to enter your prepaid card information, including the card number, expiration date, and security code. Make sure you have this information handy before proceeding.
PayPal may make a small charge to your card to verify it, which will be refunded once the card is confirmed. This is a normal part of the verification process.
Here are the steps to link your prepaid card to PayPal:
- Access the Wallet: Click on the "Wallet" option at the top of the page.
- Link a Card: Select "Link a card" under the "Credit and debit cards" section.
- Enter Card Details: Fill in your prepaid card information, including the card number, expiration date, and security code.
- Save: Click "Save" to add the card to your PayPal account.
After linking your prepaid card, you'll need to verify it to make transfers. PayPal will make several small deposits and you must confirm the amounts to finalize the verification.
Completing the Process
To complete the process of adding a prepaid credit card to PayPal, click the "Add Card" button. PayPal will verify the billing address on file with the card company.
If the addresses match, the card becomes linked to your PayPal account. You'll be able to make payments using the prepaid card as the funding source.
You may not be able to transfer money to or from the card, but some cards can lift those limits by going through PayPal's expanded use verification process.
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Step 3
You've made it to Step 3! Now it's time to confirm the transaction. You must have enough money on your prepaid card to cover the full amount of the charges; otherwise, the card will be declined.
Check your prepaid card's billing statement for the PayPal charge. The PayPal charge should be listed on your statement, and next to it, you should see a four-digit code.
Make sure to activate the drop-down menu next to "Card Type" and select the type of prepaid card you're adding, such as Visa, Mastercard, Discover, or American Express.
The four-digit code will appear within two to four days if you can view your account statement online; otherwise, you'll have to wait for your statement to come in the mail.
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Step 10

Now that you've selected your payment method, it's time to verify your card. Enter the four-digit code and click "Submit" to complete this step.
Frequently Asked Questions
Why can't I add a gift card to PayPal?
PayPal doesn't recommend adding gift cards as a funding source due to security checks that may prevent them from functioning correctly. Adding a gift card may not work as expected, so it's best to explore alternative funding options.
Sources
- https://wallethub.com/answers/ca/how-to-link-prepaid-card-to-paypal-2140817257/
- https://www.sapling.com/how-to-get-a-prepaid-credit-card-to-work-with-paypal.html
- https://blog.famzoo.com/2017/09/how-to-use-your-prepaid-card-with-paypal.html
- https://smallbusiness.chron.com/add-funds-prepaid-card-paypal-57521.html
- https://www.sapling.com/6361886/use-card-open-paypal-account
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