How Hard Is It to Get CareCredit for Plastic Surgery

Getting CareCredit for plastic surgery can seem daunting, but it's actually a relatively straightforward process.

To qualify, you typically need to have a good credit score, which is considered 660 or higher.

Most plastic surgeons and medical spas accept CareCredit, making it a convenient option for financing procedures.

CareCredit offers a range of financing plans, including 6, 12, 18, 24, and 60-month options, to help you find a payment plan that fits your needs.

CareCredit offers flexible financing options for cosmetic procedures, including facial plastic surgery. You can choose from short-term or long-term financing plans.

Short-term financing is interest-free if you pay the full amount within the specified period. CareCredit accepts payment periods of 6 months and 12 months.

If you need more time to pay, long-term financing plans are available with interest. The APR for long-term financing plans ranges from 15.90% to 17.90% depending on the payment plan.

Here are the details of the long-term financing plans:

Some procedures are eligible for longer financing periods. For example, cosmetic procedures costing $1,000 or more are eligible for 24 to 48-month financing, while procedures costing $2,500 or more are eligible for 60 months.

Payment plans can greatly help make plastic surgery more affordable. Flexible payment plans are a common feature of cosmetic procedure financing, allowing you to pay off your balance quickly or spread the cost over time.

CareCredit offers customizable payment options, including low monthly payments, zero-interest plans, and extended repayment terms. This means you can choose a payment plan that fits your budget and financial situation.

Cherry Payment Plans also offer flexible payment options, with no hard credit check required. This makes it easier to apply and get approved for a payment plan.

Payment terms can be a bit tricky, but don't worry, I've got you covered. To avoid a penalty fee or cancellation, all payments for surgery or in-office procedures must be paid in full three weeks before the date of surgery or procedure.

If someone else is paying for the surgery or procedure, they'll need to complete a card authorization form and provide a copy of their ID. This is an important step to ensure everything goes smoothly.

A 10% surgical deposit is non-refundable after 24 hours, so be sure to think carefully before making any decisions. This deposit is a small price to pay for securing your spot.

If you change your mind about your implant size choice after the pre-operative appointment, be prepared to pay a $200 fee. This fee is a reminder to take your time and make sure you're completely happy with your decision.

Here's an interesting read: What Does Carecredit Pay for

At Ann Arbor Plastic Surgery, we understand that knowing the payment options can make a big difference in your decision-making process. We accept a variety of forms of payment to help make your experience as smooth as possible.

Our accepted forms of payment include cash, cashier's checks, credit cards such as Visa, Mastercard, American Express, or Discover, and Care Credit financing. We also offer Bank ACH.

Here are the details on our payment options:

It's worth noting that we do not accept personal checks, business checks, or money wires. This is to ensure that we can provide you with the best possible care and avoid any potential issues.

CareCredit is a health care credit card that allows you to cover your deductible or pay toward your procedure.

The company offers flexible monthly payment plans, which is great news for those looking for a more manageable way to pay for plastic surgery.

You can see if you pre-qualify in minutes by applying online, making it easy to determine if you're eligible for CareCredit.

CareCredit offers competitive or better rates than traditional credit cards, which can be a significant advantage for those who want to minimize their financial burden.

By using CareCredit, you can break down the cost of your procedure into more manageable monthly payments, making it easier to fit into your budget.