How Do I Check My IRS Stimulus Payment and Track My Money

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You can check your IRS stimulus payment status by visiting the IRS website's "Get My Payment" tool, where you can enter your Social Security number, date of birth, and zip code to get an update on your payment status.

The IRS updates the "Get My Payment" tool regularly, so be sure to check back often for the latest information.

You can also track your stimulus money by using the IRS's Mobile App, which allows you to check your payment status and receive notifications when your payment is processed.

To use the Mobile App, you'll need to download it from the App Store or Google Play and follow the prompts to enter your information.

Check Your Status

To check the status of your IRS stimulus payment, you can visit the IRS Get My Payment page. You'll need to have your Social Security number, date of birth, and the mailing address used on your tax return handy. Having a copy of your most recent return will speed the process.

Credit: youtube.com, HOW TO DECODE THE IRS STIMULUS CHECK TOOL | PAYMENT STATUS NOT AVAILABLE

The Get My Payment tool will return one of three messages: Payment Status, Need More Information, or Payment Status Not Available. If you receive a Payment Status message, it means your payment has been processed and will be sent to you. If you receive a Need More Information message, your payment was returned to the IRS because the post office couldn't deliver it, and you'll need to provide a bank routing number and account number or a reloadable prepaid debit card number.

If you need to add your bank information for direct deposit, you'll need to know the type of account you have, your account number, and your bank routing number. You may also need your adjusted gross income (AGI) from your most recent tax return and the refund or amount owed from the latest filed tax return. You may have to answer additional security questions.

The IRS tool won't let you change your bank information on file with the IRS, so if you've changed accounts since you filed your most recent return, the payment will get kicked back to the IRS, which will then mail a paper check to the address it has on file.

Here are the steps to check your status:

  • Visit the IRS Get My Payment page
  • Enter your Social Security number, date of birth, and mailing address
  • Get one of three messages: Payment Status, Need More Information, or Payment Status Not Available

If you receive a Payment Status Not Available message, it means the IRS hasn't processed your payment, it doesn't have enough information to issue a payment, or you aren't eligible for a payment. Keep checking to see if your status changes, as Get My Payment is updated once daily, usually overnight.

Understanding the Process

Credit: youtube.com, IRS Stimulus Check - Get My Payment Process

To check your IRS stimulus payment, start by visiting the IRS website at irs.gov. The IRS offers an online tool called the Get My Payment tool, which allows you to track the status of your stimulus payment.

The Get My Payment tool is available 24/7 and can be accessed from a computer or mobile device. To use the tool, you'll need to provide some personal information, including your Social Security number and date of birth.

Your eligibility for a stimulus payment is determined by your tax filing status, income level, and the number of dependents you claim. The IRS uses the tax information from your 2019 tax return to determine your eligibility.

The IRS will deposit your stimulus payment directly into your bank account if you have direct deposit information on file with the IRS. If you don't have direct deposit, the IRS will mail you a paper check or prepaid debit card.

Troubleshooting Issues

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If you're having trouble checking your IRS stimulus payment, don't worry, it's not uncommon. You can try checking the IRS website for the status of your payment.

Make sure you have the correct information, such as your Social Security number or Individual Taxpayer Identification Number (ITIN), to log in to your account and check the status of your payment. This will help you avoid any delays or errors.

If you're still having trouble, you can also try contacting the IRS directly by phone or mail, but be aware that phone lines may be busy and response times may be longer.

Understanding 'Status Not Available' Messages

If you're getting a "Payment Status Not Available" message, don't worry, it's not uncommon. You're not alone in trying to figure out what's going on.

Over 6 million taxpayers had successfully found their payment status through the Get My Payment app by midday on Wednesday, April 15, but if you're not one of them, there could be several reasons why. You might not be eligible for a payment, or you might not have filed a tax return in tax year 2018 or 2019.

A Person Swiping A Credit Card to the Payment Terminal
Credit: pexels.com, A Person Swiping A Credit Card to the Payment Terminal

If you've recently filed your tax return, it's still being processed, or you provided information through Non-Filers: Enter Your Payment Info on IRS.gov, you might not be able to get a status update yet. The IRS says to check back 24 hours later and try again then.

Some groups, like Social Security recipients or those receiving RRB Form 1099 or SSI or VA benefits, can't get status updates through the Get My Payment app yet. The IRS is working on it, but for now, these groups will have to wait.

Here are some possible reasons why you can't get a payment status update:

  • You are not eligible for a payment.
  • You have not filed a tax return in tax year 2018 or 2019.
  • You filed your tax return recently and it's still being processed, or you provided information through Non-Filers: Enter Your Payment Info on IRS.gov.
  • You receive Social Security, or are a RRB Form 1099 recipient, SSI or VA benefit recipient.

What If You Didn't Get Your First Stimulus Check?

If you didn't receive your first stimulus check, you'll have a chance to claim it when you file your 2020 taxes in 2021.

You'll need to review the eligibility criteria to see if you qualify, and many people who didn't get a check may be eligible to claim it.

Credit: youtube.com, Didn't get your stimulus check? This may be why

The IRS refers to the stimulus check as the Recovery Rebate Credit (RRC) on Form 1040 or Form 1040-SR.

You can find more information about the Form 1040 for 2020, including where the RRC can be found, online.

If you didn't receive your second stimulus check, you'll also be able to claim it when you file your 2020 taxes.

Frequently Asked Questions

Why did I get $700 from the IRS today?

You received a special payment from the IRS because you filed a 2021 tax return but didn't claim the Recovery Rebate Credit or claimed $0 when you were eligible. This payment is a result of the IRS reviewing and correcting your 2021 tax return.

Can I still get the $1400 stimulus check?

Yes, you may still be eligible for the $1400 stimulus check, but you must file a tax return by April 15, 2025, to claim the Recovery Rebate Credit

Sean Dooley

Lead Writer

Sean Dooley is a seasoned writer with a passion for crafting engaging content. With a strong background in research and analysis, Sean has developed a keen eye for detail and a talent for distilling complex information into clear, concise language. Sean's portfolio includes a wide range of articles on topics such as accounting services, where he has demonstrated a deep understanding of financial concepts and a ability to communicate them effectively to diverse audiences.

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