Horizon BCBS Omnia Silver Insurance Benefits and Coverage

With Horizon BCBS Omnia Silver, you can enjoy comprehensive coverage for your medical needs. This plan has a low deductible of $1,500 for individuals and $3,000 for families, which means you'll pay less out-of-pocket for doctor visits and hospital stays.

The plan covers a wide range of services, including primary care visits, specialist visits, lab tests, and hospital stays. You'll also have access to preventive care services, such as annual physicals and cancer screenings, with no out-of-pocket costs.

This plan also offers a generous prescription drug coverage, with a $10 copay for generic medications and a $30 copay for brand-name medications. You'll also have access to a network of pharmacies and mail-order prescription services.

With Horizon BCBS Omnia Silver, you'll have peace of mind knowing you're protected against unexpected medical expenses.

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Horizon BCBS Omnia Silver plans were released on January 1, 2016, with the goal of providing lower priced plans for consumers while encouraging quality of care from participating providers.

These plans use a Tiered network structure, with all "Omnia" providers falling into Tier 1, and all other participating providers falling into Tier 2.

Tier 1 providers have lower out-of-pocket costs for consumers compared to Tier 2 providers. The Omnia plans aim to lower re-admissions to the hospital, infections, and other costly issues through quality of care.

The Omnia network is identical to the Horizon Managed care network, so if you have an HMO, Advantage, POS, or EPO, your list of participating providers should be the same as someone with an Omnia plan.

Each Tier has different benefits, with Tier 1 being lower out-of-pocket costs for consumers than Tier 2.

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