Hagerty Antique Auto Insurance Protects Your Classic Car Investment

Hagerty's insurance policies are specifically designed to cover classic cars, with coverage options that can be tailored to meet the unique needs of each vehicle.

Their policies can cover restoration costs, which can be a significant expense for classic car owners.

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With Hagerty's Guaranteed Value coverage, you can rest assured that you'll receive every cent of your classic car's insured value in the event of a total loss. No depreciation, no hassle.

You get to decide the value of your classic car, and Hagerty will agree with you on a total payout number. This means you'll receive the full amount you specified, without any deductions for depreciation.

If a covered total loss happens, you'll receive every cent of your car's insured value, no questions asked. This is a big difference from other types of insurance that may depreciate the value of your vehicle in the event of a claim.

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Hagerty's Guaranteed Value coverage is a fair and accurate way to insure your classic car's real value. You can even use Hagerty's Classic Car Value guide to determine the value of your car and get a quote.

In the event of a total loss, Hagerty will pay out the agreed-upon value, so you can be confident that you'll get the full amount you need to replace your classic car.

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Hagerty's specialty in classic and collector car insurance can help you save up to 27% on average vs. standard insurance.

Their tailored policies mean you won't pay for extras you don't use, which can add up to significant savings.

With Hagerty, premiums are adjusted according to your vehicle's usage, resulting in 33% lower average premiums than daily driver insurance.

This means you can enjoy the thrill of owning a classic car without breaking the bank.

Their focus on antique and collectible cars allows them to offer better coverage at a significantly lower price than daily driver insurers.

By choosing Hagerty, you can save money and still get the coverage you need for your prized possession.

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Hagerty classic auto insurance policies are designed to meet the unique needs of each collector, whether you own one car or a hundred. Your policy will be tailored to your specific situation.

If you travel with your car, your Hagerty policy has got you covered. You can enjoy your ride without worrying about the risks of traveling.

Your Hagerty policy will also protect your valuable parts and tools, as well as your automobilia collection. This means you can focus on restoring your car without financial stress.

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Your Hagerty collector car policy is designed specifically for you, taking into account your unique needs and circumstances.

If you travel with your car, you're covered, and Hagerty has got you covered if you're restoring your car too.

With Hagerty, you'll enjoy more protection for your ride and the way you want to cruise, which means you'll gain the peace of mind that comes with specialized policy features.

Classic car insurance offers some key benefits compared to daily driver or “regular“ insurance, so you can enjoy your classic car with confidence.

Whether you own one car or a hundred, Hagerty's customized policies will give you the right coverage for your collection.

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Agreed value insurance guarantees you'll receive the full insured amount of your vehicle in the event of a total loss, including all sales taxes, with no depreciation.

This means you'll get the exact amount you paid for the vehicle, minus any sales taxes, if your car is completely destroyed or stolen.

In contrast, a stated value policy gives the insurer the right to pay you either the depreciated cash value of your vehicle or the cost to replace it, and they'll choose the lower of the two amounts.

Occasional pleasure use does not mean using your car for daily driving to and from work or school, routine shopping, and other regular activities.

Spare parts coverage is a valuable feature of Hagerty's classic car insurance policy, covering up to $750 of comprehensive coverage for your insured vehicle's spare parts.

This coverage is automatically included with your classic or vintage car insurance policy, so you don't need to pay extra for it.

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To qualify for this coverage, you should be using your vehicle for occasional pleasure use, not for daily driving to and from work or school, routine shopping, and so on.

It's worth noting that Hagerty has specialists on hand to hunt down any rare or hard-to-find original replacement parts if you need to make a claim.

Classic car insurance offers some key benefits compared to daily driver or “regular“ insurance.

Classic car insurance is designed specifically for vehicles that are driven less than 5,000 miles per year, which can help reduce the risk of accidents and lower premiums.

One of the main advantages of classic car insurance is that it often covers vehicles for their collector value, rather than their market value.

This means that if your classic car is damaged or stolen, you'll be able to get it repaired or replaced with a vehicle of similar value and age.

Classic car insurance policies also often have lower deductibles and more flexible coverage options than regular car insurance.

Our team of experienced adjusters is dedicated to handling claims with care and efficiency. They're trained in collector vehicle repair and understand the importance of high service standards.

They know that getting work done quickly means knowing the best materials and people to work with, which saves time and hassle as the claim is processed. This expertise ensures that your claim is handled with the utmost care and attention to detail.

Specialized claims teams like ours can make a big difference in the claims process, especially when it comes to unique and valuable collector vehicles.

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Our specialized claims team is made up of experienced adjusters who are trained in collector vehicle repair. They understand the importance of high service standards and are dedicated to getting the job done efficiently.

These adjusters know that using the best materials and working with the right people is key to saving time and reducing potential hassles. They take a proactive approach to processing claims, which benefits our customers.

Our team's expertise and knowledge of the collector vehicle repair process allows them to make informed decisions and provide the best possible service.

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Protecting your classic car in the event of a total loss is a top priority. Hagerty helps you keep your beloved vehicle and still receive your full Guaranteed Value with Cherished Salvage.

Your classic car is more than just a vehicle, it's a treasured possession filled with memories and stories. If the worst happens, Hagerty's Cherished Salvage program ensures you receive your Guaranteed Value.

You can rest assured that Hagerty protects all kinds of classic cars, including trucks, antique cars, modified and newer vehicles. This includes motorcycles, vintage tractors, boats, and more.

Any deductible and/or salvage value if you retain the vehicle will be subtracted from the total amount paid.

To qualify for Hagerty antique auto insurance, you must have adequate storage available for your classic car. An enclosed structure such as a private garage or storage unit is preferred.

You can store your classic car in an enclosed, secure structure like a private garage, pole barn, or storage unit. This is the most preferred option.

Carports, driveways, and parking garages can also be acceptable storage types. I've seen some classic car owners store their vehicles in carports, and it seems to work just fine.

Here are some examples of acceptable storage types:

Having adequate storage is crucial to qualify for Hagerty antique auto insurance, so make sure you have a suitable place to store your classic car.

You can get discounts on classic car insurance by adding two or more classic vehicles to your policy with Hagerty.

Joining the Hagerty Drivers Club can also give you access to emergency roadside services, discounts on automotive parts, track events, driving schools, and more.

With Hagerty's policy, you have the freedom to take your classic car to collector vehicle club functions, exhibitions, tours, and occasional pleasure driving.

There are no fixed mileage limits on your policy with Hagerty, so you can enjoy your ride without worrying about mileage restrictions.

Occasional pleasure use means you can drive your classic car for fun, but it's not for daily driving to and from work or school, routine shopping, etc.

You can get instant new purchase coverage with Hagerty antique auto insurance, which provides 30 days of coverage for up to $50,000 of the vehicle value for new collectible cars.

This coverage gives you peace of mind when buying a new collectible car, knowing you're protected from the moment you drive it off the lot.

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Hagerty offers stock original replacement parts when possible, and has specialists on hand to hunt down any rare or hard-to-find ones. This means you'll get the exact part you need to keep your classic or vintage car in top condition.

Original replacement parts coverage is automatically included at no extra cost with your classic or vintage car insurance policy.

Instant New Purchase coverage is a game-changer for new car owners.

If you've just purchased a new collectible car, you can get 30 days of coverage for up to $50,000 of the vehicle's value.

This coverage can give you peace of mind in case something unexpected happens to your new ride.

You can rely on this coverage to help protect your investment, at least for the first month.

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