Can Foreigners Use Google Pay in India with a Simple Guide

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Young African American woman with braided hair making an online payment using laptop and credit card.
Credit: pexels.com, Young African American woman with braided hair making an online payment using laptop and credit card.

If you're a foreigner visiting or living in India, you're in luck because Google Pay is a convenient and widely accepted payment method. Google Pay is available for download on both the Google Play Store and the Apple App Store.

To use Google Pay in India, you'll need to have a valid Indian SIM card or a Wi-Fi connection. This is because Google Pay requires a mobile number to send and receive payments, and a SIM card or Wi-Fi connection is necessary for verification.

To get started, simply download the Google Pay app, and follow the prompts to link your Visa, Mastercard, or RuPay debit or credit card. You can also use your UPI (Unified Payments Interface) ID to link your bank account directly to Google Pay.

Google Pay is accepted at millions of merchants across India, including popular restaurants, cafes, and retail stores.

Can Foreigners/NRIs Use Google Pay in India?

Foreigners and Non-Resident Indians (NRIs) can use UPI for payments in India. The Reserve Bank of India (RBI) made this possible through a circular dated February 10, 2023.

Credit: youtube.com, How Can NRIs & Foreigners Use UPI For Payments While In India? Step-By-Step Guide | RBI Policy

The RBI has also implemented a provision to grant UPI access to travelers from G-20 countries at select international airports in India, including Bengaluru, Mumbai, and New Delhi, specifically for merchant payments.

Currently, the UPI facility for foreign nationals and NRIs is available for travelers from ten countries, which include Singapore, Australia, Canada, Hong Kong, Oman, Qatar, USA, Saudi Arabia, UAE, and the United Kingdom.

Google Pay International Features and Limitations

Google Pay allows international transfers from the USA to India and Singapore, but only for users with Android or iOS version 130 or higher of the GPay app.

You can send money from the USA to India or Singapore, but not the other way around, as of now. To send money to India, for example, follow these steps: search for the person, add their payment details, submit and complete the transaction.

Google Pay does not charge any fees for international transfers, making it a convenient option for those who need to send money abroad.

Worth a look: Google Pay

Using Google Pay for International Transactions

Credit: youtube.com, Send Money Anywhere, Anytime: A Comprehensive Tutorial on Google Pay's Global Transfers

Google Pay allows users to send money internationally from the USA to India and Singapore, but not the other way around.

You need to have an Android or iOS version of the GPay app version 130 or higher to make international payments.

Google Pay has partnered with Western Union and Wise to make international money transfers more accessible.

To send money internationally, search for the person you want to transfer money to, add their payment details, and submit the transaction.

Google Pay does not charge any fees for international transfers, making it a cost-effective option.

Countries Where Google Pay is Available

Currently, you can use Google Pay to transfer money from the USA to India and Singapore only. Google Pay is also expected to be available in 80 more countries through its tie-up with Wise.

The recent partnership between Google, Western Union, and Wise is expected to make Google Pay accessible to users across different countries for international money transfers.

Frequently Asked Questions

Can Americans use UPI in India?

Yes, Americans can use UPI in India from their registered overseas mobile number. UPI is available for INR transactions in India from approved geographies, including the USA.

How do tourists pay in India?

To pay in India, tourists can use various methods, including UPI One World, which can be accessed at airports, hotels, and designated money exchange locations after completing a KYC procedure. Alternatively, they can also use other payment methods such as credit cards, debit cards, or cash at local shops and restaurants.

Victoria Funk

Junior Writer

Victoria Funk is a talented writer with a keen eye for investigative journalism. With a passion for uncovering the truth, she has made a name for herself in the industry by tackling complex and often overlooked topics. Her in-depth articles on "Banking Scandals" have sparked important conversations and shed light on the need for greater financial transparency.

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