Good Money Habits for a Secure Tomorrow

Developing good money habits is essential for securing your financial future. Start by setting a budget that accounts for 50% of your income towards necessary expenses, 30% towards discretionary spending, and 20% towards saving and debt repayment.

Living below your means is crucial for building wealth. In fact, a study found that households that save more tend to have higher credit scores and lower debt-to-income ratios.

Creating a safety net is vital for unexpected expenses. Aim to save 3-6 months' worth of living expenses in an easily accessible savings account.

By following these simple steps, you can set yourself up for long-term financial stability and peace of mind.

Money is a tool that helps us pay for life's essentials. At Good Money, we offer financial support to make responsible and sustainable financial decisions.

Good Money Stores are a great place to start making smart financial choices. They provide access to financial capability workers and counsellors who can offer expert advice.

No Interest Loans (NILs) are a smart budgeting solution that lets you pay for life's essentials without worrying about interest or fees. You can borrow up to $2000, or up to $3000 if you've been impacted by a Natural Disaster.

Paying back what you borrow is all you'll have to do with NILs - no extra fees or interest to worry about.

The concept of money has been around for thousands of years, with early forms of currency including commodities like cattle and grains.

Bartering, where people traded goods and services directly, was also common in ancient societies.

The first standardized money was the Lydian stater, introduced in ancient Lydia around 560 BCE, which was made of electrum, a naturally occurring alloy of gold and silver.

The use of coins as money became widespread, with the ancient Greeks and Romans using them extensively.

The modern concept of money as we know it today, with paper bills and coins made of metals, emerged during the Industrial Revolution in the 18th and 19th centuries.

Good Money was founded in 2018 by Gunnar Lovelace, who also founded Thrive Market, a direct-to-consumer online grocery store.

In December 2018, Good Money raised $30 million with investors including Galaxy Digital, Breyer Capital, Mitch Kapor, and Ken Howery.

Every customer who joins Good Money gets the potential to own equity in the company, which they can build up by using the service.

In January 2019, customers started joining a waitlist to start their accounts, marking the beginning of Good Money's customer journey.

If you're interested in sustainable finance, there are some exciting events coming up. Our annual event convening sustainable asset ownership leaders will take place on 06 March 2025, in Central London.

The event brings together leaders in the sustainable finance sector, including pension funds, sovereign wealth funds, endowments, foundations, and other asset owners. They'll discuss barriers to progress, solutions, and the regulatory landscape.

You can expect high-quality content and relevant themes, shaped by members and without sales pitches. Top industry speakers will share their insights, and you'll have the chance to network with like-minded individuals.

Here are some benefits you can look forward to:

The event will take place from 08:30 to 19:00 at the Royal College of Physicians, 11 St Andrews Pl, London NW1 4LE.