
Saving on insurance premiums is a top priority for many of us, and Geico Com DDC is here to help. By taking advantage of Geico's multi-vehicle discount, you can save up to 25% on your premiums.
Having multiple vehicles on one policy can lead to significant cost savings. This is because Geico offers a discounted rate for bundling policies together.
Geico's multi-vehicle discount is just one of the many ways to save on insurance premiums. By shopping around and comparing rates, you can find the best deal for your needs.
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Geico Insurance Discount
You can get a discount on your Geico car insurance premiums by completing an approved defensive driving course online. This discount is available for current policyholders.
The course is 100% online and can be completed at your own pace. It's also available in Spanish.
To be eligible for the discount, you'll need to contact your Geico agent to confirm your eligibility and driving history. They can also tell you how much you can save each month by completing the course.
You'll qualify for a 10% defensive driving discount on your Geico car insurance premiums after completing the course. This discount is also reported directly to Geico and the NYS DMV to activate benefits.
The course can reduce up to four points from your driving record under the NY Point and Insurance Reduction Program (PIRP).
Insurance Discount Timing
You'll receive your GEICO insurance discount after submitting your certificate of completion to them. As soon as they receive the certificate, your discount will be retroactively applied based on your course completion date.
The age of the person taking the course can impact the discount amount. You may be able to receive an additional discount if others on your insurance policy qualify for a defensive driver course discount.
It's best to contact your GEICO insurance agent to find out if you can save more by having each driver complete the course. Many families save hundreds of dollars by doing so.
State-Specific Information
Colorado drivers who complete an approved defensive driving course can save on applicable coverages by taking an online course offered by the National Safety Council or the American Safety Council. These courses are available online and offer eligible policyholders benefits such as a discount on their insurance premiums.
In Illinois, drivers can save up to 5% on applicable coverages by completing an approved defensive driving course. To find course locations near you, call the National Safety Council at (800) 621-6244.
The following states offer defensive driver discounts: Colorado, Illinois, Missouri, Nevada, North Dakota, South Dakota, and Tennessee. Here are the requirements for each state:
Illinois
Illinois drivers can save up to 5% on applicable coverages by completing an approved defensive driving course. This discount can be a great way to reduce your insurance costs.
To find out about course locations near you, call the National Safety Council at (800) 621-6244. They can provide you with information on courses in your area.

You can take an online defensive driving course through IMPROV, the National Safety Council, or the American Safety Council. These courses offer discounted prices for GEICO policyholders and convenient processing.
If you complete one of these online courses, GEICO will be notified and your policy will be updated to reflect the discount. This is a hassle-free way to take advantage of the defensive driver discount.
Here are some details about the courses that qualify for the discount:
- IMPROV Defensive Driving by IMPROV
- National Safety Council Defensive Driving Course
- American Safety Council Defensive Driving Course
Remember to log in to your policy after completing the course and provide GEICO with the date the course was completed.
California
California drivers can save up to 5% on applicable coverages by completing an approved defensive driving course. This is a great opportunity to brush up on your driving skills and reduce your insurance costs.
If you're a California driver, you might be interested in taking a defensive driving course to earn this discount.
State-Specific Information

If you're looking to save on your car insurance, it's worth checking out the defensive driving discounts offered by GEICO in different states. In Colorado, you can save by completing an approved defensive driving course offered by the National Safety Council or the American Safety Council.
To qualify for the discount in Colorado, you must be at least 50 years old and have completed the course voluntarily, not as a result of a court order or other governmental entity.
One of the easiest ways to take advantage of this discount in Colorado is by taking an online course. You can find more information on the GEICO website.
In Connecticut, you can save up to 10% on your car insurance by completing an approved defensive driving course. To receive credit from GEICO, you'll need to submit a copy of your course completion certificate online.
To qualify for the discount in Connecticut, you must be at least 50 years old, have completed the course voluntarily, and not currently have a Driver Training Discount applied.
Here are the age requirements for defensive driving discounts in Colorado and Connecticut:
Nevada drivers can also save up to 10% on their car insurance by completing an approved defensive driving course.
Kansas Premium Reduction
Kansas drivers can save up to 10% on applicable coverages by completing an approved accident avoidance course.
You can take an online accident avoidance course offered by Defensive Driving by IMPROV, the National Safety Council, or the American Safety Council to receive this discount. These courses are convenient and offer discounted prices for GEICO policyholders.
After successful completion, GEICO will be notified and your policy will be updated to reflect the premium reduction. This process is handled conveniently through the course providers.
If you're unsure about a course being eligible, you can contact an agent at (800) 861-8380 for more information.
Nebraska
If you're a Nebraska driver, you're in luck - taking an approved defensive driving course can save you up to 10% on applicable coverages.
GEICO makes it easy to take advantage of this discount, with convenient processing that updates your policy after successful completion.
The discounted price is reserved for GEICO policyholders, making it a great incentive to stick with your current insurance provider.
To give you a better idea of what to expect, here are some key details about Nebraska's defensive driver discount:
- Convenient processing; after successful completion, GEICO will be notified and your policy will be updated to reflect the discount
- Discounted price for GEICO policyholders
North Dakota
In North Dakota, drivers have the opportunity to save up to 10% on applicable coverages by completing an approved defensive driving course.
To qualify for this discount, you must not be required to carry a Certificate of Financial Responsibility (SR-22) and you must have completed the course on a voluntary basis, not as a result of an order from a court or other governmental entity.
Drivers in North Dakota can take advantage of this discount by finding a state-approved defensive driving course and completing it voluntarily.
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Oklahoma
Oklahoma drivers can save on applicable coverages by completing an approved defensive driving course, which includes a minimum of 6 hours of classroom or field driving instruction.
You can find course locations near you by calling the National Safety Council at (800) 621-6244.
Online courses are not currently available in Oklahoma, so you'll need to look for in-person classes.
Once you've completed the course, log in to your policy and provide us with the date the course was completed.
South Carolina
South Carolina drivers can save up to 10% on their insurance by completing an approved defensive driving course.
If you're a GEICO policyholder, you can get a discounted price for the course and have the discount applied to your policy once you submit a physical copy of your certificate.
To receive credit from GEICO for the course, you must have completed it on a voluntary basis, not as a result of a court order or governmental requirement.
You can easily submit a copy of your course completion certificate online to get your discount applied.
Here are the requirements to receive credit from GEICO:
- You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
- You are not required to carry a Certificate of Financial Responsibility (SR-22)
- You do not currently have a Driver Training Discount applied
South Dakota
South Dakota drivers have a few opportunities to save on their insurance. You can save up to 10% on applicable coverages by completing an approved defensive driving course.
To be eligible for this discount, you'll need to meet a few requirements. You must be at least 50 years of age to qualify.

You won't need to carry an SR-22 Certificate of Financial Responsibility. This is a big plus for many drivers, as it can be a hassle to obtain and maintain.
You'll also need to have completed the course on a voluntary basis. This means you can't have been ordered to take it by a court or government agency.
Here are the key requirements for the South Dakota defensive driving course discount:
- You must be at least 50 years of age
- You are not required to carry a Certificate of Financial Responsibility (SR-22)
- You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
Tennessee
Tennessee drivers can save up to 10% on applicable coverages by completing an approved defensive driving course.
To be eligible for the discount, you must be at least 50 years of age. You are not required to carry a Certificate of Financial Responsibility (SR-22) for the discount to apply.
You must not have been involved in an at-fault accident or convicted of a traffic violation. The course must be taken on a voluntary basis, not as a result of an order from a court or other governmental entity.
Your license cannot be suspended.
To take advantage of this discount, consider an online defensive driving course offered by the National Safety Council.
Wisconsin

Wisconsin drivers can save up to 5% on applicable coverages by completing an approved defensive driving course.
If you're a Wisconsin driver looking to save on your insurance, taking a defensive driving course is a great place to start.
Wisconsin drivers could save up to 5% on applicable coverages by completing an approved defensive driving course.
By investing a little time in a defensive driving course, you could end up with a bit more money in your pocket at the end of the year.
Washington
Washington drivers could save up to 10% on applicable coverages by completing an approved defensive driving course. This discount is a great incentive for drivers looking to lower their premiums.
Washington drivers have opportunities to save on their insurance.
West Virginia
West Virginia drivers could save up to 10% on applicable coverages by completing an approved defensive driving course.
You can find approved defensive driving courses through organizations like the American Safety Council or the National Safety Council.
To take advantage of this discount, simply complete an online course and GEICO will be notified and update your policy to reflect the discount.
Wyoming

Wyoming drivers could save up to 10% on applicable coverages by completing an approved defensive driving course.
Wyoming has specific requirements for defensive driving courses to qualify for discounts.
You can save money on insurance by taking a defensive driving course in Wyoming.
About NY
If you're a GEICO customer in New York, you're in luck because you can take advantage of their defensive driving course. This course is specifically designed to meet the state's requirements.
The course contains 270 minutes of advanced driving instruction, which is a significant amount of material to cover.
SafeMotorist is an NYS DMV-approved defensive driving course provider, so you can trust that the course is legitimate and will be accepted by the state.
One of the best things about this course is that you can download and print your Certificate of Completion immediately after finishing it.
No paperwork is required, as the course will automatically report your completion to the DMV and GEICO, making the process incredibly easy.
Save 10% on Insurance Premiums
You can save 10% on your insurance premiums for 3 years by completing a defensive driving course approved by the New York State Department of Motor Vehicles (NYS DMV).
This 6-hour online course is 100% online, allowing you to learn at your own pace. Once completed, your certificate will be reported directly to GEICO and the NYS DMV to activate benefits.
You'll also reduce up to 4 points from your driving record under the NY Point and Insurance Reduction Program (PIRP). No final exam is required, and the course is also available in Spanish.
To qualify for this discount, you must submit your certificate of completion to GEICO. Your insurance discount will be retroactively applied based on your course completion date.
Here are the benefits of completing this defensive driving course:
- 10% defensive driving discount on your GEICO car insurance premiums
- Reduce up to 4 points from your driving record
- No final exam required
Frequently Asked Questions
What is DDC in car insurance?
A defensive driver discount (DDC) is a potential savings on auto insurance for drivers who complete a defensive driving course. Eligibility and discount amounts vary by insurer, age, state, and other factors.
How do I submit my defensive driving certificate?
You can submit your defensive driving certificate via email, mail, or fax, or through an affiliated course that automatically notifies your insurance company. Check with your insurance provider for specific submission options and requirements.
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