GECU Credit Union Services and Features Explained

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GECU Credit Union offers a variety of services and features to its members, making it a convenient and reliable financial institution.

GECU has over 230,000 members across the Midwest.

Members can take advantage of free online banking and mobile banking services, allowing them to manage their accounts anywhere, anytime.

GECU also offers a mobile app that allows members to deposit checks remotely.

With over 20 branches and 30 ATMs, GECU has a strong presence in the Midwest.

GECU's membership is open to those who live, work, worship, or attend school in certain areas of Michigan and Indiana.

GECU's commitment to community development is evident in its community reinvestment efforts.

What is GECU

GECU is a not-for-profit financial cooperative that serves over 200,000 members in western Kentucky and southern Illinois.

GECU is headquartered in Madisonville, Kentucky, where it was founded in 1934 by a group of local electric cooperatives.

GECU offers a range of financial services, including checking and savings accounts, loans, and credit cards.

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History of GECU

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GECU has a rich history that dates back to 1938 when it was founded by a group of 22 school teachers in El Paso, Texas.

The teachers formed a credit union to provide financial services to their members, with the goal of improving their economic well-being.

GECU started with just $5,000 in capital and operated out of a small office in the El Paso Independent School District.

The credit union's early success was due in part to its innovative approach to financial services, which included offering low-interest loans and high-yield savings accounts.

Today, GECU is one of the largest credit unions in the United States, with over 400,000 members and more than $4 billion in assets.

Mission and Vision

GECU is a not-for-profit credit union that's dedicated to helping its members achieve financial stability and success. They've been around since 1948 and have grown to become one of the largest credit unions in the country.

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Their mission is to provide excellent service and value to their members, while also making a positive impact on their communities. GECU believes in the importance of financial education and offers resources to help members make informed decisions about their money.

GECU's vision is to be a trusted financial partner for its members, providing innovative products and services that meet their changing needs.

Services Offered

GECU offers a wide range of services to make managing your finances easy and convenient. You can transfer funds from one account to another, or to another GECU member, and even set up recurring transfers to make regular payments a breeze.

To stay on top of your finances, you can view your account history for savings, checking, and loans, as well as verify balances and payroll deductions/direct deposits. You can also access year-to-date tax information, such as YTD dividends.

Some of the services GECU provides include:

  • Transferring loan payments
  • Requesting copies of paid drafts
  • Setting up TXT Banking
  • Signing up for E-Statements
  • Viewing the Monthly Newsletter
  • Paying bills

If you're having trouble accessing your account or need help with a specific service, don't hesitate to call GECU during normal business hours.

Mobile Banking

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Mobile Banking offers a range of convenient services to help you manage your finances on the go. You can transfer funds to another GECU member or to another account, just like you can online.

To access your account information, simply log in to the mobile banking app and view your account history for savings, checking, and loans.

You can also verify balances and payroll deductions/direct deposits, and access year-to-date tax information (YTD dividends) with just a few taps.

In addition, you can request copies of paid drafts, set up recurring transfers, and even pay bills from your mobile device.

For added security, make sure your browser is using a 128-bit encrypted version to protect your financial transactions.

Here are some key mobile banking features at a glance:

  • Transfer funds to another GECU member or account
  • View account history for savings, checking, and loans
  • Verify balances and payroll deductions/direct deposits
  • Access year-to-date tax information (YTD dividends)
  • Request copies of paid drafts
  • Set up recurring transfers
  • Paying bills

ATM Network

Our ATM network provides access to a wide range of financial services, with over 10,000 ATMs located throughout the country.

You can withdraw cash 24/7 from these ATMs, as they are available around the clock.

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Our ATMs also allow you to deposit checks and cash, as well as transfer funds between accounts.

This convenience is especially helpful when you're traveling or need to access your money quickly.

Our ATMs are also equipped with secure card readers and PIN pads to protect your account information.

You can even use our mobile banking app to locate the nearest ATM and check its availability before you head out.

Security Measures

Our security measures are designed to protect your data and ensure a safe experience. We use end-to-end encryption to safeguard your information.

We take data breaches very seriously, which is why we have a robust incident response plan in place, as outlined in our Data Breach Response section. This plan ensures that we can quickly respond to and contain any potential breaches.

Our servers are located in a highly secure data center with 24/7 monitoring and on-site security personnel. This provides an additional layer of protection against unauthorized access.

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We also conduct regular security audits and penetration testing to identify and address any vulnerabilities in our systems. This helps us stay ahead of potential threats and maintain the highest level of security.

Our team is highly trained and experienced in security best practices, which enables us to quickly respond to and resolve any security issues that may arise.

How to Use

To use our services, you'll need to create an account with us. This will give you access to our online platform where you can manage your bookings and receive updates on your projects.

First, make sure you have a valid email address and a strong password. This will help keep your account secure and prevent unauthorized access.

Our customer support team is available 24/7 to assist you with any questions or concerns you may have. You can reach out to them via phone, email, or live chat on our website.

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To book a service, simply log in to your account and click on the "Book Now" button. This will take you to a page where you can select the service you need and choose a date and time that suits you.

We offer a range of payment options, including credit cards and bank transfers. You can also pay in installments if you need to spread the cost over several months.

Once you've booked a service, you'll receive a confirmation email with all the details. Make sure to keep this safe, as it will contain important information about your booking.

Our technicians are fully trained and experienced in their fields, so you can trust that they'll do a great job. We also provide a satisfaction guarantee, so if you're not happy with the service, we'll work with you to resolve the issue.

To track your project's progress, log in to your account and click on the "My Projects" tab. This will show you a list of all your current and past projects, including their status and any upcoming deadlines.

Online Banking

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Online banking with GECU is incredibly convenient. You can transfer funds from one account to another, including transfers to other GECU members.

With online banking, you can also transfer loan payments and view your account history for savings, checking, and loans. This includes verifying balances and payroll deductions/direct deposits.

You can access year-to-date tax information, including YTD dividends. If you need to, you can request copies of paid drafts.

GECU's online banking system also lets you set up recurring transfers, which can save you time and effort. You can send messages to the credit union and receive account alerts to stay on top of your finances.

If you prefer to receive updates via text, you can set up TXT banking. You can also sign up for e-statements to reduce paper clutter and stay organized.

GECU's online banking system is secure, thanks to a 128-bit encrypted browser requirement. This ensures the confidentiality of all financial transactions.

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Here are some of the online banking features available with GECU:

  • Transfer from one account to another
  • Transfer to another GECU member
  • Transfer loan payments
  • Account history for savings, checking and loans
  • Verify balances and payroll deductions/direct deposits
  • Access year-to-date tax information (YTD dividends)
  • Request copies of paid drafts
  • Set Up Recurring Transfers
  • Send Messages to the Credit Union
  • Receive Account Alerts
  • Set Up TXT Banking
  • Sign Up for E-Statements
  • View Monthly Newsletter
  • Paying Bills

If you forget your password, don't worry – you can come by or call GECU at 283-4300 to have it reset.

Elena Feeney-Jacobs

Junior Writer

Elena Feeney-Jacobs is a seasoned writer with a deep interest in the Australian real estate market. Her insightful articles have shed light on the operations of major real estate companies and investment trusts, providing readers with a comprehensive understanding of the industry. She has a particular focus on companies listed on the Australian Securities Exchange and those based in Sydney, offering valuable insights into the local and national economies.

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