Understanding Gcash Limit and How to Increase Your Wallet Capacity

Gcash has a daily and weekly limit, which can be a bit confusing. The daily limit is PHP 50,000, while the weekly limit is PHP 200,000.

If you're finding your Gcash limit too low, you can increase it by verifying your account through the GCash app. This is a simple process that requires you to provide some basic information, such as your name and birthdate.

To increase your wallet capacity, you'll also need to link a valid ID to your Gcash account. This can be a government-issued ID, such as a driver's license or passport.

The GCash limit is the maximum amount of money you can store, send, or receive through your GCash account in a day or a month, depending on your verification level.

There are different GCash limits for basic (unverified) and fully verified users. Basic users have a maximum wallet limit of ₱50,000 and monthly incoming and outgoing limits of ₱10,000 each.

Fully verified users can increase their cash in limit to ₱100,000 per month, and send up to ₱100,000 per day.

Linking your fully verified GCash account to BPI, UnionBank or Payoneer raises your wallet limit and monthly cash in limit to ₱500,000.

Here's a breakdown of the GCash limits by verification level:

Knowing your GCash limit helps you avoid minor inconveniences when transferring money to and from your wallet, and lets you know if it's the right time to verify and upgrade your GCash account.

GCash limits are assigned on a daily, monthly or yearly basis, and are dependent on your account type or verification level.

There are different types of limits, including wallet limits, incoming limits, and outgoing limits.

Your wallet limit is the maximum amount of money you can have in your GCash account at any given time. For basic users, this is ₱50,000, while for fully verified users, it's ₱100,000, and for GCash Plus and Enterprise users, it's ₱500,000.

Your incoming limit is the maximum amount of money you can receive in a month. For basic users, this is ₱10,000, while for fully verified users, it's ₱100,000, and for GCash Plus and Enterprise users, it's ₱500,000.

Your outgoing limit is the maximum amount of money you can send or transfer out in a day. For basic users, there is no daily limit, while for fully verified users, it's ₱100,000. For GCash Plus and Enterprise users, it's also ₱100,000.

Here's a summary of the limits for different account types:

Your limits will refresh every month, and you can check your remaining limit by subtracting your total transactions from your limit.

There are several types of limits you should know about when it comes to GCash.

The maximum wallet balance is the total amount of money you can have in your GCash wallet. For basic users, this limit is ₱50,000, while for fully verified users it's ₱100,000, and for fully verified users with linked accounts, it's ₱500,000.

Outgoing transaction limits refer to the maximum total amount you can spend or transfer out in a day, month, or year.

Daily outgoing limits are a type of outgoing transaction limit. For basic users, there is no daily limit, but for fully verified users, it's ₱100,000. For fully verified users with linked accounts, it's also ₱100,000.

Monthly outgoing limits are another type of outgoing transaction limit. For basic users, the limit is ₱10,000, while for fully verified users, there is no limit.

Yearly outgoing limits are also a type of outgoing transaction limit. For basic users, the limit is ₱100,000, while for fully verified users, there is no limit.

Here's a summary of the outgoing transaction limits:

To check your remaining transaction limit, you can determine your monthly incoming limit and subtract the total credit from it. This will tell you how much money you are allowed to receive or cash in for the remaining days of the month.

Maximum Incoming Limit – Total Credit = Remaining Incoming (or Cash in) Limit

For outgoing transactions, you can simply subtract the total debit from your outgoing limit.

Maximum Outgoing Limit – Total Debit = Remaining Outgoing Limit

As a fully verified user with linked accounts, you can cash in or receive up to ₱500,000 per month. However, if you unlink all of your linked accounts, your limits will revert to ₱100,000 after two business days.

Here is a summary of the GCash transaction limits:

To increase your GCash limit, you can upgrade your account to fully verified if you're still a basic user. Full verification will unlock all the features in the app, including the ability to withdraw money and send money to other GCash users.

If you exceeded your GCash limits, your account will be restricted and you'll only be able to transact in the following month.

You can upgrade to a fully verified account to increase your limits, which can send up to ₱100,000 per day and have a maximum wallet limit of ₱100,000 per month.

To get better limits, you can also opt to upgrade to Plus and Enterprise accounts.

If you're a new GCash user with a basic or unverified account, you can conveniently upgrade your account by submitting to a one-time verification process.

You can request a copy of your transaction history to keep track of your transactions and avoid exceeding your limits.

Here's a summary of the GCash transaction limits:

Keep in mind that linking your fully verified GCash account to BPI, UnionBank or Payoneer will raise your wallet limit and monthly cash in limit to ₱500,000.

If you're a regular GCash user, you might be wondering how to increase your transaction and wallet limits. The good news is that you can do so by upgrading your account to a fully verified one.

To increase your GCash wallet limit, you'll need to submit a government-issued ID and take a selfie. This will take around 24 hours to process.

Having a fully verified account allows you to increase your cash-in limit to ₱100,000 per month and send up to ₱100,000 per day.

You can further increase your wallet limit by linking your fully verified GCash account to BPI, UnionBank, or Payoneer. This will raise your wallet limit and monthly cash-in limit to ₱500,000.

Here's a summary of the GCash transaction limits:

Remember, upgrading your account and linking your bank account can take up to 7 working days to process, so plan ahead!

The GCash wallet limit is a maximum amount of money you can hold in your GCash wallet at any given time.

For basic accounts, the wallet limit is ₱50,000, while fully verified accounts have a wallet limit of ₱100,000.

Fully verified users with linked accounts enjoy a higher wallet limit of ₱500,000.

The wallet limit is applied on a per customer basis, not on a per wallet basis.

This means you can have multiple GCash accounts or wallets, but the wallet limit won't be multiplied by the number of accounts you have.

The wallet limit refreshes every month and reverts to the full amount on the first day of the month.