
If you've received a suspicious text claiming to be from FNBO, don't reply or click on any links. These scams often use fake phone numbers and logos to make them look legitimate.
Scammers may use tactics like spoofing, which allows them to disguise their phone number as a real one. This can make it seem like the text is coming from FNBO itself.
Be cautious of texts that ask for sensitive information, such as your account number or PIN. FNBO will never ask you to provide this information via text.
To protect yourself, make sure you have the latest security software installed on your phone. This can help block suspicious texts and keep your personal info safe.
Additional reading: Fnbo Customer Service Number
Spot a Phishing Scam?
Banks will never ask you to share sensitive information or take actions that could compromise your account. This is a key takeaway from the recent "Banks Never Ask That" campaign.
Banks will never ask you to click on a suspicious link or provide personal info via email or text message. This is a common tactic used by scammers.
If you receive a text message claiming to be from your bank, be wary of requests to sign in or provide personal info. Banks Never Ask That.
Scammers can spoof legitimate phone numbers, so it's essential to verify the caller's identity before sharing any information. Your caller ID may display the business name, but it's not a guarantee.
Banks will never use a money transfer service to stop a potential fraud. If someone calls you claiming to be from your bank and asks you to use Zelle or Venmo to reverse a transaction, it's a scam.
Scammers often use aggressive and urgent language to create a sense of panic. Stay calm and ask questions before taking any action.
Here are some red flags to watch out for:
- Banks will never ask you to share sensitive information over the phone or via text message.
- Scammers can spoof legitimate phone numbers.
- Scammers will use aggressive and urgent language to try to scare you into acting quickly.
- Banks will never use a money transfer service to stop a potential fraud.
Protect Yourself
To protect yourself from the fnbo scam text, it's essential to know the red flags. Banks will never use money transfer services to stop fraud, so if you receive a call asking you to use Zelle or Venmo to stop a transaction, hang up immediately.
Related reading: What Are Some Other Ways to Use Ard in Text?

Scammers can spoof legitimate phone numbers, so don't rely on caller ID to verify the caller. Instead, call the bank directly using the number on your debit card or bank statement. Remember, scammers will use aggressive and urgent language to scare you into acting quickly.
Here are some key takeaways to keep in mind:
- Banks will never call and ask you to stop a fraud by using a money app or bank transfer service.
- Scammers can replicate legitimate phone numbers and impersonate a business.
- Scammers will use aggressive and urgent language to try and scare you into acting quickly.
- Never share sensitive or personal information with unidentified individuals.
Prevention Tips
Protecting yourself from identity theft requires a combination of common sense and proactive measures.
Be cautious when sharing personal information online, as cyber thieves often use phishing scams to trick people into revealing sensitive data.
Use strong, unique passwords for all accounts, and avoid using easily guessable information such as your name or birthdate.
Regularly review your credit reports to catch any suspicious activity, as identity thieves often open new accounts in their victims' names.
Shred or securely dispose of sensitive documents, such as bank statements and tax returns, to prevent them from falling into the wrong hands.

Monitor your bank and credit card statements closely for any unauthorized transactions, and report them immediately to your financial institution.
Use two-factor authentication whenever possible to add an extra layer of security to your online accounts.
Keep your software and operating system up to date, as updates often include security patches that fix vulnerabilities exploited by hackers.
Stay Safe Online
Banks will never use money transfer services to stop fraud. If you receive a call claiming to be from your bank asking you to use a service like Zelle or Venmo to stop a fraudulent transaction, hang up immediately.
Scammers can spoof legitimate phone numbers, making it seem like the call is coming from your bank. If you receive a call, hang up and call your bank directly using the number on your debit card or bank statement.
Scammers will use aggressive and urgent language to try to scare you into acting quickly. Remain calm, ask questions, and never be rushed into anything.
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Here are some red flags to watch out for:
- Banks will never ask you to use a money transfer service to stop a fraudulent transaction.
- Scammers can spoof legitimate phone numbers, so always call your bank directly to verify the call.
- Scammers will use aggressive and urgent language to try to scare you into acting quickly.
- Never share sensitive or personal information with unidentified individuals or to unsolicited callers.
If you suspect you've been a victim of fraud, file a police report and submit it to your bank as part of the investigation.
What to Do If Scammed
If you've been scammed, the first thing to do is report the incident to your bank or credit card company as soon as possible, as this can help limit the damage and prevent further unauthorized transactions.
You can also file a complaint with the Federal Trade Commission (FTC), which can help you get a refund and may also help others who have been scammed by the same person or company.
Don't try to tackle the situation alone, seek help from a trusted friend, family member, or professional, such as a financial advisor or a lawyer.
Keep a record of all correspondence and communications with the scammer, including emails, phone calls, and texts, as this can be useful evidence if you need to take further action.
You may be able to get a refund through services like PayPal or other payment processors, but be aware that this process can take time and may require additional documentation.
If this caught your attention, see: I Got Scammed Bitcoins
Text Scam Alert: Fake Bank Fraud Alerts

Banks will never use money transfer services to stop fraud. If you receive a text message or call claiming to be from your bank and asking you to transfer funds to stop a fraudulent transaction, it's a scam.
Scammers can spoof legitimate phone numbers, making it look like the call is coming from your bank. Your caller ID may even display the business name, but don't be fooled.
Be cautious of aggressive and urgent language. Scammers will try to scare you into acting quickly, but remain calm and ask questions. If you receive a call like this, hang up and call your bank directly using the number on your debit card or bank statement.
Here are some red flags to watch out for:
- Banks will never use money transfer services to stop fraud.
- Scammers can spoof legitimate phone numbers.
- Scammers will use aggressive and urgent language.
- Scammers will ask for sensitive or personal information.
If you suspect you've been a victim of fraud, file a police report and submit it to your bank as part of the investigation.
Frequently Asked Questions
Does First National Bank send text messages?
First National Bank does not initiate unsolicited text messages or requests for personal information. Be cautious of suspicious texts claiming to be from First National Bank and do not reply or share sensitive information.
Does First Financial Bank send text messages?
No, First Financial Bank does not send text messages seeking personal or account information. However, they may send general account updates and notifications via text message.
How do I report phishing to FNBO?
To report phishing to FNBO, forward the suspicious email or text as an attachment to [email protected]. This will help FNBO's security team investigate and prevent potential scams.
How do I know if a text from my bank is genuine?
Check the bank's official website for details, not the message itself. Be cautious if your bank asks for personal info via email or phone, as this is a common phishing scam
Sources
- https://www.fnbo.com/security-center/email-fraud
- https://www.fnbsf.com/can-you-spot-a-phishing-scam/
- https://www.fnbhuntsvilletx.bank/could-you-be-the-victim-of-a-scam
- https://www.fnbn.com/security-center/security-alerts/
- https://today.uic.edu/scam-alert-beware-of-recent-text-scam-involving-fake-bank-fraud-alerts/
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