fnbo Scams: Tips for Avoiding Phishing

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Phishing scams are a common tactic used by scammers to trick people into giving away sensitive information. Be wary of emails or messages that ask for your fnbo login credentials or other personal details.

Fnbo scammers often use fake emails or messages that look like they're from fnbo, but they're actually designed to trick you into revealing your information. These emails might claim that your account has been compromised or that you need to update your login information.

To avoid falling for phishing scams, be cautious of emails or messages that create a sense of urgency or ask you to take immediate action. This is a common tactic used by scammers to get you to act without thinking.

Fnbo will never ask you to provide your login credentials or other sensitive information via email or text message. If you're unsure about the authenticity of a message, it's always best to contact fnbo directly through their official customer service number.

Stay Alert!

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Be cautious of suspicious texts, emails, and calls from unknown numbers that claim to be from FNBO. These scams often try to trick you into revealing personal or account information.

Urgent action demands are a major red flag, so don't rush into anything. Phishing scams often create a sense of urgency to get you to act quickly.

Poor grammar and spelling errors are common in phishing attempts. If you notice errors in a message, it's likely a scam.

An unfamiliar greeting or salutation can also indicate a phishing attempt. FNBO would never initiate a request for personal or account information in this manner.

Requests for login credentials, payment information or sensitive data are never sent via text or email. Be wary of messages asking for this type of information.

Offers that are too good to be true are often scams. If a message promises something that seems too good to be true, it probably is.

Expand your knowledge: Open Fnbo Checking Account

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Suspicious or unsolicited attachments can also be a sign of a phishing attempt. Be cautious of links or attachments from unknown senders.

Here are some key red flags to watch out for:

  • Urgent action demands.
  • Poor grammar and spelling errors.
  • An unfamiliar greeting or salutation.
  • Requests for login credentials, payment information or sensitive data.
  • Offers that are too good to be true.
  • Suspicious or unsolicited attachments.
  • Inconsistencies in email addresses, links and domain names.

Phishing Prevention Tips

To protect yourself from phishing scams, be aware that scammers will never contact you unsolicited via email or any other method and ask for sensitive information like account numbers, passwords, or Social Security numbers.

If you receive a suspicious email or text that pretends to be from a legitimate source, you can report scams and suspicious calls, emails, and text messages to the U.S. Federal Trade Commission.

Here are some actions you can take to protect yourself:

  • Report phishing texts to your carrier by forwarding the text message to 7726 (SPAM).
  • Contact your local police department if you've experienced identity theft or loss of money.

If you've clicked on a link or believe you may have unintentionally compromised your account information, contact the relevant company immediately.

Recognize Scam Emails

Phishing emails can be sneaky, but there are some red flags you can look out for. Be wary of emails that ask you to verify sensitive information like your account number, password, PIN, or Social Security number.

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Scammers often try to create a sense of urgency, so they'll tell you that your account will be closed or your information will be compromised if you don't act fast. This is a tactic to get you to click on a link or provide your information without thinking.

Here are some specific things to watch out for in scam emails:

  • Unsolicited emails or messages asking for sensitive information.
  • Urgent language or threats of account closure.
  • Spelling and grammar mistakes.
  • Links that don't match the company's official website.

If you receive an email that seems suspicious, don't click on any links or respond to it. Instead, report it to the relevant authorities, such as the U.S. Federal Trade Commission or your carrier.

Watch Out for Fake Websites

Fake websites can be almost indistinguishable from the real thing, but there are some red flags to look out for. They often have misspelled domain names.

Be cautious of websites that ask for sensitive information, such as passwords or credit card numbers, in an email or pop-up window. This is a common tactic used by phishing scammers.

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Fake websites may also have a different URL or domain name than the real website. For example, a fake Amazon website might have a URL like "amazon123.com" instead of the real "amazon.com".

A good rule of thumb is to always check the URL of a website before entering any sensitive information. Make sure it starts with "https" and has a lock icon in the address bar.

If a website looks or feels off, trust your instincts and don't enter any sensitive information. It's better to be safe than sorry.

Use Strong Passwords

Using strong passwords is a crucial step in protecting your online identity.

The average person has around 100 online accounts, and most of them require a password.

Using the same password for multiple accounts is a huge security risk, as a single breach can compromise all of them.

A strong password should be at least 12 characters long, and include a mix of uppercase and lowercase letters, numbers, and special characters.

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According to a study, 61% of passwords can be cracked within 10 minutes using a brute-force attack.

A password manager can help you generate and store unique, complex passwords for each of your accounts.

Many people make the mistake of using easily guessable information, such as their name or birthdate, in their passwords.

In fact, 15% of passwords contain the user's name or initials.

Frequently Asked Questions

What is the FNBO controversy?

The FNBO controversy involves a bank being ordered to provide significant relief to consumers and pay penalties for deceptive marketing of credit card add-on products. The bank was fined a total of $7.5 million and required to compensate over 257,000 consumers.

Is FNBO a legitimate bank?

Yes, FNBO is a legitimate bank, accredited by the Better Business Bureau (BBB) for upholding high standards of trust. This accreditation ensures a commitment to transparency and customer satisfaction.

Does First National Bank text you?

No, First National Bank does not contact customers via text messaging to request sensitive personal information

Wilbur Huels

Senior Writer

Here is a 100-word author bio for Wilbur Huels: Wilbur Huels is a seasoned writer with a keen interest in finance and investing. With a strong background in research and analysis, he brings a unique perspective to his writing, making complex topics accessible to a wide range of readers. His articles have been featured in various publications, covering topics such as investment funds and their role in shaping the global financial landscape.

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