
Fnb Corp's stock price has been steadily increasing over the past year, with a total return of 12.5% as of the latest available data.
Fnb Corp's revenue growth has been driven by its strong presence in the Midwest region, where it has a significant market share in the banking industry.
The company's net interest income has been a major contributor to its revenue growth, increasing by 15% year-over-year.
Fnb Corp's efficiency ratio has improved significantly, from 67.4% in 2020 to 62.1% in 2022, indicating better cost management.
The company's loan portfolio has been growing steadily, with a 10% increase in average loans outstanding over the past year.
Fnb Corp's non-performing assets have been well-managed, with a decline of 20% year-over-year, indicating a strong credit culture.
A fresh viewpoint: FNB Corporation
Stock Performance
F.N.B. Corp stock has had its ups and downs over the years. The current share price is $14.65 USD.
The 52-week high for F.N.B. Corp stock was $17.70 USD, while the 52-week low was $12.49 USD. This gives you an idea of the stock's volatility.

F.N.B. Corp stock has a beta of 1.03, indicating that it's slightly riskier than the overall market. The 1-month change is -6.51%, and the 3-month change is -14.58%.
Here's a breakdown of the stock's performance over different time periods:
The long-term earning potential of F.N.B. Corp stock is promising, with a 9.33% increase expected in one year. The stock price can also potentially go up from $14.65 USD to $15.995 USD in one year.
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Investment Analysis
F.N.B. Corp stock has shown a long-term earning potential of +9.33% in one year, making it a potentially profitable investment.
The company has received consistent analyst opinions, with multiple firms maintaining a "Buy" rating. For example, Piper Sandler and D.A. Davidson & Co. both maintained a "Buy" rating as recently as January 23, 2025, with price targets of $18 and $20, respectively.
Here's a summary of recent analyst opinions:
Analyst Opinions
Analyst opinions can play a significant role in investment decisions. Analysts from various firms have consistently recommended buying F.N.B stock over the years.

Piper Sandler has maintained a "Buy" rating for F.N.B since at least 07/19/24, with a price target of $17. They reiterated this opinion on 01/23/25, with a price target of $18.
D.A. Davidson & Co. also maintained a "Buy" rating for F.N.B on 01/23/25, with a price target of $20. This is consistent with their previous opinion on the same date.
Several other firms have also recommended buying F.N.B stock, including Stephens Inc., Raymond James Financial, Inc., and Wells Fargo & Co. These firms have maintained a "Buy" rating for F.N.B over the years, with price targets ranging from $15 to $20.
Here is a summary of analyst opinions on F.N.B stock:
In contrast, Keefe, Bruyette & Woods, Inc. has maintained a "Hold" rating for F.N.B stock since at least 06/26/24, with a price target of $16.
Valuation
When evaluating the valuation of a stock, several key metrics come into play. The Price/Earnings (Normalized) ratio for F.N.B. is 10.80, which is lower than its peers.

The Price/Book Value ratio for F.N.B. is 0.86, indicating that the stock is undervalued compared to its book value.
Here's a comparison of key valuation metrics for F.N.B. and its peers:
The Price/Cash Flow ratio for F.N.B. is 18.97, which is significantly higher than its peers, indicating that the stock is overvalued compared to its cash flow.
For more insights, see: Apple Daily Cash
Financial Data
FNB Corp's financial data is a mixed bag, but one thing's for sure: the company's revenue is expected to grow significantly in the next year. According to the estimates, revenue will jump from $1,726 million in 2025 to $1,898 million in 2026.
The company's dividend yield is also worth noting, with a projected 3.48% yield in 2026. This is a decent return for investors, especially considering the relatively low P/E ratio of 8.63.
Here are some key financial metrics for FNB Corp:
The company's net profit is also expected to grow, from $510 million in 2025 to $609 million in 2026. This is a significant increase, and a sign that the company is performing well financially.
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14 Days Historical Data

Let's take a closer look at the 14 days of historical data for the FNB stock price.
The stock price opened at 14.665 USD on 2025-02-26 and closed at 14.540 USD, with a minimum price of 14.525 USD and a maximum price of 14.665 USD.
The lowest opening price during this period was 14.435 USD on 2025-02-25, while the highest opening price was 15.200 USD on 2025-02-21.
Here's a summary of the closing prices for the 14-day period:
The stock price reached a high of 15.995 USD in one year, starting from a low of 14.630 USD.
Profitability
Profitability is a key indicator of a company's financial health. FNB stands out with a Return on Assets (Normalized) of 790.30%, significantly higher than OSBC's 1.49% and PFC's 0.85%.
Let's take a closer look at the numbers.
FNB's Return on Equity (Normalized) is an astonishing 6,129.02%, far exceeding OSBC's 14.18% and PFC's 7.54%.
F.N.B Estimates in USD

F.N.B Estimates in USD are a great way to gauge the company's financial performance. According to the estimates, revenue is expected to be $1,898 in 2026.
One of the most interesting estimates is the dividend yield, which is expected to be 3.48% in 2026. This is a significant increase from 3.42% in 2025.
The earnings per share (EPS) is expected to be $1.69 in 2026. This is a substantial increase from $1.41 in 2025.
Here's a breakdown of the estimated financial data for F.N.B in 2026:
The number of analysts estimating F.N.B's financial data has increased over time, with 8 analysts estimating the company's financial data in 2026.
Balance Sheet in USD
The balance sheet in USD is a crucial financial statement that provides a snapshot of a company's financial position at a specific point in time. It's a summary of what the company owns (assets), what it owes (liabilities), and the difference between the two (equity).

The total liabilities of the company have been steadily increasing over the years, reaching $42,323.00 in 2024. This is a significant increase from $28,572.00 in 2018.
Long-term liabilities per share remain at $0.00 for all the years listed. This suggests that the company has not taken on any long-term debt.
The company's equity has also been growing, reaching $6,302.00 in 2024. This represents a 6.04% increase from the previous year.
Here's a breakdown of the company's balance sheet total over the years:
The balance sheet total has been increasing at a rate of 4.98% to 10.68% over the years, indicating a steady growth in the company's financial position.
Dividend Information
F.N.B. Corp. has a long history of maintaining a consistent dividend payout, with the same amount being paid out since 2009. This steady payout is a testament to the company's commitment to its investors.
The dividend amount has remained at $0.48 per share for over a decade, with no changes to the payout. This consistency is a positive sign for investors, as it indicates a stable financial foundation for the company.
Here's a breakdown of the dividend history for F.N.B. Corp.:
Dividend Calendar

The dividend calendar is a crucial tool for investors looking to maximize their returns. It outlines the specific dates and amounts of dividend payments for a given stock.
For F.N.B. Corp. (PA), the dividend calendar is remarkably consistent. The company has paid a quarterly dividend of $0.48 per share since 2009.
This consistency is a testament to the company's commitment to returning value to its shareholders. It's a reassuring sign for investors who rely on dividend income.
Here's a breakdown of the dividend calendar for F.N.B. Corp. (PA) from 2009 to 2024:
The dividend yield, which is the ratio of the annual dividend payment to the stock's current price, has varied over the years.
Maintains Dividend at $0.12
F.N.B. Corp. has a long history of maintaining a consistent dividend payout. The company has paid a steady $0.48 per share dividend since 2009.
In fact, the dividend has remained the same for over a decade, with the company's commitment to stability evident in its dividend calendar. The payout has been consistent across various years, including 2020, 2019, and 2018.
Here's a breakdown of the dividend payout over the years:
This consistency is a testament to the company's commitment to its investors. Despite fluctuations in the market, F.N.B. Corp. has maintained its dividend payout, providing stability and reliability for its shareholders.
Company Activity

F.N.B. Corp has a history of releasing earnings reports on a quarterly basis. The company's earnings reports have been released on the following dates: Q2 2024 (07/17/2024), Q3 2024 (10/17/2024), Q4 2024 (01/22/2025).
The company's earnings per share (EPS) have varied across different quarters. For example, in Q2 2024, the EPS was 0.340 USD, while in Q3 2024, it was 0.300 USD.
Here are the EPS values for each quarter over the past few years:
The company's Annual General Meetings have also been held on specific dates, including 05/08/2024, 05/10/2023, and 05/10/2022.
F.N.B Insider Activity
DELIE VINCENT J JR, a notable insider, has made significant transactions in the company's stock. On 02/17/2025, he bought 95,130 shares at a price of 15.44.
ORIE JAMES also made a notable purchase on 02/17/2025, buying 10,026 shares at 15.44. This demonstrates a positive sentiment towards the company's future prospects.
GUERRIERI GARY L purchased 13,705 shares on 02/17/2025 at 15.44, further indicating a bullish outlook.
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Interestingly, some insiders have sold shares in the past. For example, DELIE VINCENT J JR sold 125,000 shares on 12/05/2024 at 16.50.
Here's a breakdown of the notable insider transactions:
It's worth noting that insider buying activity can be a positive indicator of a company's future prospects.
Past Events
F.N.B. has a history of releasing quarterly earnings reports, with the most recent one being $0.300 USD for Q4 2024. This trend is consistent, with the company releasing similar reports for Q3 2024 ($0.300 USD) and Q2 2024 ($0.340 USD).
The company's Annual General Meeting has also been a consistent event, with the most recent one being held on May 8, 2024, and featuring a $1.310 USD per share payout. This is in line with previous years, such as the 2023 meeting, which had a $1.220 USD per share payout.
F.N.B.'s earnings reports have shown fluctuations over the years, with the lowest being $0.130 USD for Q4 2023. However, the company has also seen significant increases, such as the $0.400 USD reported for Q3 2023.
Here is a breakdown of F.N.B.'s quarterly earnings reports from 2022 to 2024:
What This Acquisition Could Mean for Banks

F.N.B's acquisition activity is a significant trend in regional banks. The company's estimates for 2025 and 2026 show a strong financial position, with revenue expected to reach $1,726 million in 2025 and $1,898 million in 2026.
F.N.B's financials are expected to improve in 2026, with a projected P/E ratio of 8.63. This is a decrease from the 2025 estimate of 10.33, indicating a more attractive stock for investors.
The company's dividend yield is expected to remain relatively stable, with a projected 3.48% in 2026. This is a slight increase from the 2025 estimate of 3.42%.
F.N.B's acquisition activity is likely to have a positive impact on the company's financials. The company's estimates for 2025 and 2026 show a significant increase in revenue, with a projected 10% increase in 2026.
Here are some key statistics on F.N.B's acquisition activity:
F.N.B's financial position is expected to improve in 2026, with a projected increase in revenue and a decrease in P/E ratio. This makes the company an attractive option for investors.
Bank Earnings and Competitors

FNB Corp's bank earnings have been a mixed bag, with the company reporting a 5% increase in net income for the first quarter of 2022.
The company's net interest income has been steadily increasing, driven by higher loan balances and a low interest rate environment.
FNB Corp faces stiff competition from other major banks, including PNC Financial Services Group and KeyCorp.
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Overlooked Bank Earnings
As earnings-palooza shifts from banks to other financials, we often overlook the smaller banks that are still reporting their earnings. FNB earnings call for the period ending December 31, 2020.
FNB reported its earnings last week, but it's easy to miss these smaller bank earnings amidst the bigger financial institutions. The period ending December 31, 2020, marked an important milestone for FNB.
Earnings-palooza may be shifting to other financials, but it's worth taking a closer look at smaller banks like FNB to see how they're performing. FNB's earnings call provides valuable insights into the bank's operations.
For more insights, see: Synchrony Financial Earnings
Competitors
In the highly competitive banking industry, several major players are vying for market share. JPMorgan Chase, Bank of America, and Wells Fargo are among the largest banks in the US, with significant market capitalization and widespread presence.
Their massive size and resources give them an edge over smaller competitors. JPMorgan Chase's total assets exceed $3.5 trillion, making it one of the largest banks in the world.
Bank of America's acquisition of Merrill Lynch in 2008 significantly expanded its global reach and capabilities. Wells Fargo's acquisition of Wachovia in 2008 also helped it gain a larger market share.
Despite their size, these banks face challenges from newer, more agile competitors like fintech companies. Some fintech companies have successfully disrupted traditional banking services by offering more user-friendly and efficient online platforms.
Their innovative approaches have attracted a growing number of customers looking for more convenient and cost-effective banking options.
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Stock Overview and Returns
FNB Corp stock is a bank and financial holding company that provides a range of financial products and services to consumers, corporations, governments, and small- to medium-sized businesses in the United States.
The stock is currently trading at a significant discount, with a price that's 44.4% below its estimated fair value. This could be a great opportunity for investors looking to get in on the ground floor.
Investing in FNB Corp stock has the potential to be profitable, with a long-term earning potential of +9.33% in one year.
Stock Overview
FNB is a bank and financial holding company that provides a range of financial products and services to consumers, corporations, governments, and small- to medium-sized businesses in the United States.
FNB's stock performance has been impressive, with a 1-year return of +10.03% and a 5-year return of +77.24%. This is a significant achievement, especially when compared to the S&P's 1-year return of +17.29% and 5-year return of +101.61%.
FNB's stock is currently trading at 44.4% below its estimated fair value, which suggests that it may be a good time to invest.
Shareholder Returns
When evaluating the performance of F.N.B. stock, it's essential to consider the shareholder returns. F.N.B. underperformed the US Banks industry, which returned 31.6% over the past year, and also underperformed the US Market, which returned 16.9% over the same period.
In the short term, F.N.B. stock has been quite volatile, with a 7-day return of -3.1%. However, over a longer period, the stock has shown some resilience, with a 1-year return of 9.8%.
Here's a summary of the shareholder returns:
It's worth noting that the long-term earning potential of F.N.B. stock is promising, with a 9.33% potential return in one year.
Frequently Asked Questions
Is there F.N.B. in the US?
Yes, F.N.B. has a significant presence in the US, with over 350 branch locations and 1,600 ATMs across 7 states and the District of Columbia. You can find a location near you and learn more about their services.
Is F.N.B. bank the same as First National Bank?
F.N.B. Corporation and First National Bank are related but not exactly the same, with F.N.B. being the holding company for First National Bank. F.N.B. is the parent company of First National Bank, overseeing its operations and assets.
Is FNB publicly traded?
Yes, FNB is publicly traded on the New York Stock Exchange (NYSE) under the ticker symbol "FNB". Investors can easily track our company's performance and growth.
Where is FNB headquartered?
FNB is headquartered in Pittsburgh, Pennsylvania. It serves a wide geographic area from this location.
Did First National Bank get bought out?
No, First National Bank (FNB) acquired Howard Bancorp, Inc. in a merger, not a buyout. The acquisition was completed on January 22, 2022.
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