Flipkart Axis Bank Credit Card: A Comprehensive Review

The Flipkart Axis Bank Credit Card is a game-changer for frequent Flipkart shoppers.

It offers 5x reward points on Flipkart purchases, which can be redeemed for discounts, gift cards, or other rewards.

This credit card also comes with a 0% processing fee for EMI transactions, making it a great option for those who want to buy big-ticket items without paying extra.

The Flipkart Axis Bank Credit Card has a high credit limit, allowing users to make larger purchases and enjoy greater flexibility.

With a 20-day interest-free period, users can make purchases and pay them off within the given timeframe without incurring any interest charges.

The Flipkart Axis Bank Credit Card offers exciting benefits that make it a great choice for those who want to maximize their rewards and savings. This card could be suitable for you if you're looking for unlimited cashback.

One of the standout features of this card is the unlimited cashback. You can earn cashback on every purchase, which can add up quickly.

The Flipkart Axis Bank Credit Card also waives fuel surcharge, making it a great option for frequent travelers or those who use their cars for daily commutes.

The Flipkart Axis Bank Credit Card offers a range of benefits to its users. You'll get a welcome bonus of Rs. 1,100 on the day the card is issued, and a Rs. 500 Flipkart voucher.

You can earn cashback on various transactions, including 5% on Flipkart and Myntra, 4% on preferred partners like Swiggy and Uber, and 1.5% on all other online and physical purchases. Note that cashback doesn't apply to certain categories, such as fuel spends, gift card purchases, and purchases converted to EMI.

Some other benefits include four lounge access visits per year at select airports in India, and a 1% fuel levy waiver on transactions between Rs. 400 and Rs. 4,000 at all petrol stations across India.

The rewards rate on the Flipkart Axis Bank Credit Card is quite impressive. You can earn 5% cashback on Flipkart and Myntra, and 4% cashback on preferred partners such as Swiggy, Uber, and PVR.

For other online and physical purchases, you'll earn a decent 1.5% cash back. However, there are some transactions that don't qualify for cashback, like fuel spends, rental payments, and purchases of gift cards on Flipkart or Myntra.

Here's a breakdown of the rewards rate:

It's worth noting that the cashback is unlimited, so you can earn as much as you want without any caps.

Traveling with the Flipkart Axis Bank Credit Card can be a real treat. You get 4 complimentary lounge access every year at select airports within India, which is perfect for a quick break before your flight.

To access this facility, you need to spend a minimum of ₹50,000 in the last 3 months. This is a great opportunity to earn some rewards points and enjoy some comfort.

You can also earn 4% direct cashback on preferred partners, which includes Uber rides. This accelerated cashback can help you save on commuting expenses and make your travel plans more affordable.

Additionally, you can earn 4% cashback on flight and hotel bookings with Cleartrip, making your travel arrangements more cost-effective.

Here's a summary of the travel benefits:

On Flipkart, you can convert your purchases to EMI if the transaction amount is more than ₹2,500. This is a great option for those who want to spread the cost of their purchases over time.

You can enjoy EMI offers on any transaction of more than ₹2,500, making it a convenient option for big purchases.

The Axis Bank Credit Card offers a range of services to make your life easier. You can contact their customer care team for any queries or concerns you may have.

You can also make payments, check your balance, and even apply for a new card through their website. The Axis Bank Credit Card customer care team is available to assist you with any issues you may be facing.

To manage your card, you can log in to your online account or use their mobile banking app. This will give you access to your account details, including your balance, transactions, and statements.

If you need to make changes to your card details, such as your address or contact information, you can do so through their online portal. You can also block your card if you lose it or suspect any unauthorized activity.

The Axis Bank Credit Card offers a range of benefits, including cashback, discounts, and rewards. You can earn cashback on your purchases, get discounts on your hotel bookings, and even enjoy complimentary lounge access.

Here are some of the key services offered by the Axis Bank Credit Card:

To apply for the Flipkart Axis Bank Credit Card, you can start by checking your eligibility. Salaried individuals with a monthly income of ₹15,000 or more and self-employed individuals who earn more than ₹30,000 monthly can easily get the card.

The eligibility criteria also include being between 18 and 70 years old, a resident of India, and having a stable source of income. You can check the official Axis Bank website to see if you meet these requirements.

To apply, you'll need to provide some documents, including your address proof, income proof, and ID proof. Some acceptable documents for these categories include a passport, ration card, telephone bill, salary slip, ITR, Aadhaar, passport, PAN, or driver's licence.

To apply for the Flipkart Axis Bank Credit Card, you can easily do so online with CardInsider. Simply click on the "Apply Now" button on your screen, enter all the necessary details, and upload all the required documents to submit your application.

The documents required for the application process include address proof, income proof, and ID proof. Address proof can be a passport, ration card, telephone, or electricity bill. Income proof can be a salary slip or ITR. ID proof can be an Aadhaar, passport, PAN, or driver's license.

To be eligible for the Flipkart Axis Bank Credit Card, you must be between 18 to 70 years old, have a stable source of income, and be a resident or non-resident Indian. The minimum monthly income for salaried individuals is ₹15,000, and for self-employed individuals, it's ₹30,000.

Here are the detailed eligibility criteria:

You can check your eligibility for the Flipkart Axis Bank Credit Card by entering your customer ID, mobile number, and other details on the official website of Axis Bank.

As you apply for the credit card, you'll be excited to know that you'll receive some amazing welcome benefits. You'll get welcome benefits worth ₹600.

These benefits are a great way to start your credit card journey, and you can use them to get a head start on your expenses. You can consider using them to pay for essential items or services.

You'll also receive Flipkart vouchers worth ₹500 on your first transaction with the credit card. This is a fantastic opportunity to shop online and get some great discounts.

Additionally, you'll get an instant discount of 50% up to ₹100 on your first Swiggy order. This is a great way to enjoy your favorite food without breaking the bank.

Here are some of the key terms you should know when it comes to using your credit card:

The fees and charges associated with the Flipkart Axis Bank Credit Card are quite straightforward. The joining fee is ₹500, which is a one-time charge when you apply for the card.

The annual fee is ₹500 from the second year onwards, but it's waived off if you make annual spends of more than ₹3,50,000. This is a great incentive to use your card frequently.

There's no joining fee or annual fee for add-on cards, which is a convenient feature if you want to add family members or friends to your account. Card replacement fees are also waived off, which means you won't incur any additional costs if your card is lost or stolen.

Cash payment fees are ₹100, which is a relatively low fee compared to other credit cards. However, it's always best to avoid making cash payments to minimize fees.

Here's a summary of the key fees and charges associated with the Flipkart Axis Bank Credit Card:

These fees and charges are subject to change, so it's essential to review your card agreement or contact the issuer for the most up-to-date information.

To apply for the Flipkart Axis Bank Credit Card, you can follow these simple steps. You can apply online with CardInsider if you're a salaried individual with a monthly income of ₹15,000 or more, or a self-employed individual who earns more than ₹30,000 monthly.

First, you'll need to click on the "Apply Now" button on your screen and enter all the necessary details. You'll also need to upload all the required documents to submit your application. The application process is straightforward, and you can complete it in just a few minutes.

Here are the steps to apply for the Flipkart Axis Bank Credit Card:

Alternatively, you can also apply for the card by visiting the official website of Axis Bank. You'll need to choose 'credit cards' under the 'Explore Products' option, click on 'Apply Now' below the Flipkart Axis Bank credit card, and then enter your details to check your eligibility.

To apply for the Flipkart Axis Bank Credit Card, you can start by visiting the official website of Axis Bank. You can also apply online with CardInsider, but you'll need to follow a slightly different process.

To apply online with CardInsider, you can click on the "Apply Now" button on your screen, enter all the necessary details, and upload the required documents. This is a straightforward process that can be completed in just a few steps.

Here's a step-by-step guide to help you apply for the Flipkart Axis Bank Credit Card:

Alternatively, you can also apply for the card through the official website of Axis Bank. To do this, you'll need to follow these steps:

It's worth noting that you can also apply for the card by visiting the official website of Axis Bank, clicking on 'Explore Products', going to the 'Credit Cards' section, and then finding the 'Flipkart Axis Bank Credit Card' and clicking on 'Apply Now'.

So you've submitted your Axis Bank Flipkart Credit Card application, and now you're waiting to hear back. The processing time is usually around 10 to 15 days.

To track your application status, visit Axis Bank's credit cards application tracking page. You can also use your mobile number or PAN to track your application.

Enter your Application ID or mobile number/PAN, select your desired method of application tracking, enter the captcha, and click/tap on Submit. This will take you to the page where you can view the status of your credit card application.