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First City Monument Bank USSD Code and Swift Code are essential information you need to know as a customer. The USSD code for First City Monument Bank is *894#, which allows you to perform various transactions on your phone.
Using the USSD code is straightforward and convenient, especially for mobile banking. You can use it to check your account balance, pay bills, and even transfer funds to other accounts.
The Swift code for First City Monument Bank is FCMBNGLA. This code is used for international transactions and wire transfers.
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What is Swift Code?
A SWIFT code, also known as a Bank Identifier Code (BIC), is a standard format used to specify a particular bank or branch.
It's used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.
SWIFT codes are formatted in 8 or 11 characters, with all 11 digit codes referring to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office.
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The format of a SWIFT code is as follows:
- First 4 characters - bank code (only letters)
- Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
- Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
- Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)
Using Swift Code with First City Monument Bank
If you're sending or receiving money internationally between banks, you may be asked for a SWIFT code when using First City Monument Bank.
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch, and First City Monument Bank has one.
First City Monument Bank's SWIFT code will help the bank process international wire transfers and SEPA payments.
You can find the SWIFT code for First City Monument Bank by looking at the 8 or 11 character code.
Here's a breakdown of the SWIFT code format:
- First 4 characters - bank code (only letters)
- Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
- Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
- Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)
Note that all 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office.
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USSD Codes and Terms
The FCMB USSD code is *329#, and it's used for various banking services. You can access the USSD code by dialing *329# on your mobile phone.
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To top-up your mobile phone, simply dial *329*Amount# and follow the prompts. If you want to top-up another mobile phone, dial *329*Amount*Mobile number#.
You can also use the USSD code to transfer funds by dialing *329*Amount*Account number#. To check your account balance, dial *329*00#. If you need to reset your PIN or transaction code, dial *329*0#.
The USSD code also allows you to buy data on any phone by dialing *329*1*Mobile Number#. To pay for DSTv or GoTv subscription, dial *329*2*Amount*Smartcard Number#.
Here are some key USSD code functions:
Before enrolling on the FCMB USSD, you should read the terms and conditions. You must be over 18 years old and have the capacity to bind yourself to the terms and conditions. By enrolling, you agree to the terms and conditions. If you don't agree, you can decline and not use the application.
Governance and Information
FCMB Group Plc has a strong commitment to corporate governance principles, ensuring adherence to the rules of the Central Bank of Nigeria, the Nigerian Stock Exchange, and the Securities and Exchange Commission.
The board of directors is composed of a chairman and nine directors, with a clear separation of duties between the group chief executive and the chairman. This separation is in line with international best practice.
The board meets regularly to set broad policies for the group's business and operations, promoting transparency in financial and non-financial reporting. Directors' emoluments and shareholding information are disclosed in the group's Annual Report and Accounts.
The group maintains an objective and professional relationship with its auditors, ensuring transparency in financial reporting.
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Frequently Asked Questions
What is First bank banking code?
The FirstBank USSD banking code is *894#. This code allows you to access various banking services on your mobile phone.
Sources
- https://en.wikipedia.org/wiki/First_City_Monument_Bank
- https://www.transfez.com/en/swift-codes/fcmbngla
- https://www.theswiftcodes.com/nigeria/fcmbngla/
- https://www.financetori.com/post/fcmb-transfer-code-how-to-use-fcmb-ussd-code
- https://businesspost.ng/banking/fcmb-unveils-ussd-code-ease-financial-transactions/
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