Union Bank USSD Code for Mobile Banking Convenience

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Union Bank USSD code is a mobile banking service that allows users to perform various banking transactions using their mobile phones. This service is convenient and accessible anywhere, anytime.

To access Union Bank's USSD code, users simply need to dial *919# from their mobile phones. This code is available 24/7 for users to perform transactions.

Union Bank USSD code supports a range of services, including checking account balances, transferring funds, and paying bills. Users can also use this service to buy airtime and pay for data.

For users who are new to mobile banking, the USSD code is a great way to start. It's easy to use and requires no internet connection.

Broaden your view: Banking as a Service

Checking Account

Checking your account balance with the Union Bank USSD code is a breeze. You can do it from the comfort of your home, using your mobile phone.

To start, you need to dial a specific code: *826*4#. This code is the key to unlocking your account balance information.

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You'll receive an instant SMS notification with your account balance, making it easy to stay updated on your finances.

To check your account balance, you'll need to follow a series of prompts. This process is straightforward and requires minimal effort.

Here's a step-by-step guide to help you check your account balance:

  1. Dial *826*4# from your mobile phone.
  2. Follow the prompts to check your account balance.
  3. Enter your transfer PIN, which is a 4-digit number.
  4. Your account balance will be displayed on the screen.

Alternatively, you can dial *826*4# and select Balance from the options provided. Your account balance will be displayed on your screen, making it easy to access your financial information.

Union Bank USSD Code Functions

The Union Bank USSD code is a convenient way to perform various banking transactions from the comfort of your home. It's a long-standing service that has been trusted by many in Nigeria.

You can load airtime for yourself or others using the *826*Amount# code, or purchase data bundles with just a single dial of *826*9#. If you need to request a debit card, simply dial *826*21#.

To withdraw money, dial *826*7*amount#, and to request a loan, dial *826*41#. You can also pay merchants using the *826*22*merchant code*amount# code.

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The USSD code service is available 24/7, and you don't need internet connectivity to access it. It's a convenient way to stay on top of your finances.

Here are some of the key functions of the Union Bank USSD code:

Card Management

You can easily manage your Union Bank card using USSD codes. Simply dial *826*21# from your linked number to block your card if you suspect a compromise.

If you change your mind, you can unblock your card by dialing the same USSD code, *826*21#.

Loan

If you need a loan, Union Bank offers a convenient way to access quick loans using their USSD code.

Dial *826*41# from your mobile phone to initiate the loan request process.

This will guide you through the application process, where you'll receive information about loan eligibility and the steps to follow.

You can also use the *826# USSD code to access quick loans, but you'll need to dial *826*41# to request a loan specifically.

The USSD code will walk you through the prompts to request a loan, making the process easy and straightforward.

Debit Card Request

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If you're looking to request a debit card, you can use the USSD code provided by Union Bank.

Dial *826*21# from your mobile phone to initiate the process.

You'll then follow the prompts to request a debit card, which will guide you through the application process.

You'll receive information about the application process and next steps, so be sure to pay attention to the details.

For more insights, see: Ach Debit for Consumers

Blocking and Unblocking Cards

You can block your Union Bank debit card using the *826# USSD code.

Dial 82621# from your mobile phone to initiate the process.

Follow the prompts to block or unblock your debit card.

To block your account, dial *826*6# from your mobile phone.

You can block your card at odd times when you feel your account is compromised, and then unblock it later when you need to use it.

Dial *826*21# from your linked number with Union Bank to block and unblock your card.

Limit Increase

Increasing your transaction limit is a straightforward process that can be done using a USSD code. Dial *826*8# from your mobile phone to initiate the request.

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You'll be guided through the process with a series of prompts that will help you increase your transaction limit.

To increase the amount of money you can transfer from your Union bank, dial *826*8# and follow the prompt message.

The USSD code *826*8# is the key to increasing your transaction limit, making it easy and convenient to manage your card.

Here's a step-by-step guide to increasing your transaction limit:

  • Dial *826*8# from your mobile phone.
  • Follow the prompts to request a limit increase.

Money Transfer

You can transfer money to someone using the Union Bank USSD code.

To transfer money within Union Bank, simply dial *826*1*amount*account number# and follow the screen prompts. You'll also need to authenticate with your four-digit pin.

The amount to be transferred must be specified, and you'll need to enter the recipient's account number. The recipient's account must be a Union Bank account, as corporate, joint, target savings, and domiciliary accounts are not allowed to use this service.

Paying Bills

To pay bills, you can use a USSD code on your mobile phone. Dial *826# to access the bill payment option.

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You'll be presented with a list of options, so select Pay bills from the menu. This will allow you to choose the type of bill you want to pay, such as utilities or cable TV.

Choose the specific bill you want to pay, and enter the required details like the payee's account number and the amount you're paying. Make sure to enter these details correctly to avoid any issues.

Confirm the payment with your PIN to complete the transaction.

Curious to learn more? Check out: Bank Bailout Bill

How to Send Money

To send money using the Union Bank USSD code, you'll need to use a specific code depending on the type of transfer you want to make. There are two procedures to transfer money using the Union Bank shortcode.

You can transfer money to another Union Bank account by dialing *826*1*Amount*Recipient's Account No# on your phone. This will send the money directly to the recipient's account.

Transferring funds to other bank accounts, however, attracts a service fee. To do this, you'll need to dial *826*2*Amount*Recipient's Account no# and follow the prompts to authorize the transaction with your money transfer PIN.

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You can also transfer funds from one Union Bank account to another by dialing *826*1*amount*account number#. Simply follow the screen prompts and authenticate with your four-digit PIN.

Here are the steps to transfer money to other bank accounts:

Make sure you confirm the recipient's account details that will display on the screen. The money will be transferred to the other person immediately, and you'll receive a message letting you know that your transaction was successful.

Frequently Asked Questions

How to check account balance for Union Bank?

To check your Union Bank account balance, dial *826*4# from your mobile phone. This service allows you to check your balance anywhere, anytime.

Teresa Halvorson

Senior Writer

Teresa Halvorson is a skilled writer with a passion for financial journalism. Her expertise lies in breaking down complex topics into engaging, easy-to-understand content. With a keen eye for detail, Teresa has successfully covered a range of article categories, including currency exchange rates and foreign exchange rates.

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