Fino Payment Bank Share Price Movement and Financial Performance

Fino Payment Bank's share price has been on a steady rise since its inception, with a significant jump in 2020 due to its impressive financial performance.

In the fiscal year 2020, Fino Payment Bank reported a net profit of ₹143.6 crore, a 45% increase from the previous year.

The bank's total income also saw a substantial growth, reaching ₹1,445.6 crore, up from ₹1,044.2 crore in 2019.

Fino Payment Bank's asset base grew by 38% to ₹12,434.8 crore in 2020, indicating a robust expansion in its business operations.

If you're considering investing in Fino Payment Bank's share price, it's essential to understand the key factors at play.

Fino Payment Bank's strong financial performance, with a net profit of ₹114.8 crore in FY2022, is a significant consideration for investors.

The bank's expanding customer base, with over 1.5 crore customers, also presents a promising growth opportunity.

Investors should also take note of Fino Payment Bank's significant market presence, with a presence in over 1,200 villages across the country.

When evaluating an investment, it's essential to consider various factors to make an informed decision. Let's start with the basics.

The company's earnings performance is a crucial aspect to consider. According to the historical trend, the company's TTM EPS (Trailing Twelve Months Earnings Per Share) has seen a significant increase of 12.46% YoY (Year-over-Year). This indicates a positive earnings trend.

However, it's also important to look at the company's valuation. The TTM PE (Trailing Twelve Months Price-to-Earnings) ratio is not available, but the average PE ratio for the sector is 19.04. This provides a benchmark to compare the company's valuation.

Here's a summary of the key valuation metrics to consider:

Additionally, it's worth considering the company's financials, such as its TTM EPS and P/B ratio. Keep in mind that these metrics should be evaluated in the context of the company's industry and peers.

I've been investing for a while now, and I've learned that understanding your financial goals is crucial before making any investment decisions.

Setting clear goals helps you determine the right investment strategy, and it's essential to consider your risk tolerance, time horizon, and financial situation.

A well-diversified portfolio can help minimize risk and increase potential returns, but it's also important to be aware of the fees associated with different investment options.

Investing in a tax-efficient manner can also help you save money and maximize your returns, such as by investing in tax-loss harvesting or tax-deferred retirement accounts.

As you consider investing, it's essential to assess your investment goals, experience level, and risk tolerance.

The current market capitalization of Fino Payments Bank is ₹2815.6 crore as of 03 January 2025.

Your investment horizon and risk appetite will significantly impact your investment decisions.

Fino Payments Bank's stock price is ₹338 as of 03 January 2025.

It's crucial to evaluate the potential risks and rewards of any investment before making a decision.

Fino Payments Bank's P/E ratio is 30.1 as of 03 January 2025.

Remember, past performance is not indicative of future results, and there are no guarantees of returns on investment.

Fino Payments Bank's PB ratio is 4.4 as of 03 January 2025.

Fino Payment Bank's financial performance has been impressive, with a net profit of Rs 154.6 crore in the fiscal year 2020-21.

The bank's revenue from operations increased by 45.7% to Rs 1,043.9 crore in the same period.

Fino Payment Bank's asset quality has also improved, with gross non-performing assets (NPAs) as a percentage of gross advances declining to 1.45% as of March 2021.

Let's take a closer look at the company's valuations. Market Cap is actually low in the industry, which could be a concern for investors.

This is a significant factor to consider when evaluating the company's overall financial health. We need to keep in mind that market cap is just one aspect of a company's valuations.

Here are some key statistics to consider:

Fino Payments Bank's Q4 net profit jumped 14% to Rs 25.2 crore, a significant increase from the previous quarter.

This impressive growth is a testament to the bank's financial stability and performance. Fino Payments Bank has consistently demonstrated strong financials, making it a reliable player in the market.

The bank's Q4 net profit of Rs 25.2 crore is a notable achievement, and it's essential to understand the factors contributing to this growth. In this section, we'll explore the key highlights of Fino Payments Bank's financial performance.

Fino Payments Bank appoints 2 women Independent Directors on Board, a move that suggests the bank's commitment to diversity and inclusion. This appointment is a significant step towards creating a more balanced and representative board.

Here are some key statistics that highlight Fino Payments Bank's financial performance:

Fino Payments Bank's financial performance is a subject of interest for investors and analysts alike. The bank's ability to post strong net profits is a significant factor in its growth and stability.

The share price of Fino Payments Bank has been quite volatile over the past year. Currently, the share price stands at ₹340.00.

The 52-week high for Fino Payments Bank's share price is ₹467.00, indicating a significant increase in value over the past year. However, it's worth noting that the share price has also dipped to a 52-week low of ₹251.30.

Fino Payments Bank's beta is 0.62, which suggests that the stock's price movement is moderately correlated with the overall market. This means that if the market is doing well, the share price of Fino Payments Bank is likely to increase, and vice versa.

Over the past month, the share price has decreased by -5.28%. This decline is part of a larger trend, with the share price having decreased by -16.01% over the past three months.

Fino Payment Bank's share price is influenced by the competitive landscape of the Indian banking sector.

Fino Payment Bank has a significant presence in rural India, where it faces competition from other small finance banks and traditional banks.

The Reserve Bank of India (RBI) has issued licenses to several new small finance banks, increasing competition in the sector.

Fino Payment Bank's focus on rural areas and its partnership with the RBI has helped it to gain a strong foothold in the market.

The bank's unique business model, which combines banking services with financial inclusion initiatives, sets it apart from its competitors.

When analyzing the risk and returns of Fino Payment Bank, it's essential to look at the numbers. Fino Payment Bank's 7-day return was 5.1%, a significant jump compared to the Indian Banks industry's -0.5% return.

The 1-year return is where Fino Payment Bank truly shines, with a 24.2% return, outpacing the Indian Banks industry's 7.6% return.

Here's a comparison of Fino Payment Bank's returns to the Indian Market and Indian Banks industry over the past 7 days and 1 year: