Getting Financial Help with Medical Debt in Washington State

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A Person Looking at a Medical Test Result
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In Washington State, you can get financial help with medical debt through various programs. The Washington State Department of Social and Health Services offers Medicaid, which can cover medical expenses for low-income residents.

You may be eligible for Medicaid if your income is below $17,236 for a single person or $23,100 for a family of four. Medicaid can cover doctor visits, hospital stays, and prescription medications.

The Washington State Health Care Authority also offers the Apple Health program, which provides health coverage to low-income residents. Apple Health is free or low-cost and can help with medical expenses, including doctor visits and prescriptions.

If you're struggling to pay medical bills, you can also consider working with a credit counselor. The National Foundation for Credit Counseling is a non-profit organization that provides financial counseling and education.

Financial Assistance Options

If you're struggling to pay your medical bills in Washington state, don't worry, there are options available to help. Lourdes Medical Center offers financial assistance to patients who cannot afford or do not qualify for health insurance.

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Financial assistance is available to cover medically necessary services, including hospital care, outpatient services, and emergency room services. This means that you can get the care you need without breaking the bank.

To be eligible for financial assistance, you'll need to demonstrate that you have very limited financial resources or have incurred sizable medical bills that are beyond your ability to pay. You'll be asked to provide documentation such as pay stubs, tax return forms, bank statements, and medical bills owed.

Financial assistance is not a one-size-fits-all solution. Lourdes will review your eligibility and financial need to determine the best course of action. They'll also help you explore other financial help available to you, such as local, state, and federal health care programs.

Here are some ways to get help paying your Lourdes medical bill:

  • Discounts for uninsured patients or cash payments
  • Alternative payment arrangements
  • Financial assistance (explained above)

If you need help navigating these options, don't hesitate to reach out to a financial counselor at the Lourdes Medical Center admissions desk. They'll work with you to find a solution that fits your needs.

Resources and Support

Credit: youtube.com, Northwest Justice Project: Help with Medical Debt in Washington State

If you're struggling to cover medical expenses in Washington State, there are resources available to help. You can appeal for more funds and explore outside funding resources.

Health Savings Accounts (HSAs) are a type of savings account that lets you set aside pre-tax dollars for qualified medical expenses, which can lower your overall healthcare costs. You can contribute up to $3,550 for self-only coverage and up to $7,100 for family coverage into an HSA for 2020.

Shriners' Hospitals provide specialized care for children with various special health care needs, regardless of the family's ability to pay. You can ask for assistance with your bill at any time during your hospital stay or throughout the billing process.

Flexible Payment Plans

Flexible Payment Plans are designed to help customers manage their expenses and avoid financial stress.

We offer a range of payment plans to suit different budgets and financial situations. These plans can be customized to fit individual needs.

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One payment plan option allows customers to pay for services over a period of 6 months, with no interest or fees added. This can be especially helpful for those with irregular income or unexpected expenses.

Another option is to pay in installments, with a 20% deposit upfront and the remaining balance paid in 5 equal monthly payments.

Some customers have found it helpful to break down large payments into smaller, more manageable chunks. This can make it feel less overwhelming and more achievable.

By working with our team to create a personalized payment plan, customers can take control of their finances and make progress towards their goals.

Resources

If you're struggling to cover the costs of caring for a child with complex healthcare needs, there are ways to appeal for more funds and outside funding resources available.

Government subsidized healthcare may not cover all expenses, so it's essential to explore other options. You can appeal for more funds, and there are outside funding resources available.

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A Health Savings Account (HSA) can help you set aside pre-tax dollars for qualified medical expenses, potentially lowering your overall healthcare costs. For 2020, you can contribute up to $3,550 for self-only coverage and up to $7,100 for family coverage into an HSA.

Shriners' Hospitals provide specialized care for children with various special health care needs, regardless of the family's ability to pay. You can ask for assistance with your bill at any time during your hospital stay or throughout the billing process.

The Office of the Deaf and Hard of Hearing offers a Telecommunication Equipment Distribution (TED) program, which supplies specialized telecommunication equipment to people with hearing loss or speech disabilities. Washington State residents ages 4 and up who are deaf, hard of hearing, late-deafened, deaf-blind, or speech disabled are eligible to apply.

If you're struggling to pay for phone or internet service, the Universal Service Programs, including Lifeline, can lower the monthly cost for low-income households or people on tribal lands. You can get connected to phone or internet service through this program.

If you're facing a financial crisis, the Flexible Financial Assistance program can help cover costs for prescriptions, medical bills, water and sewer bills, car repair bills, and other needs based on an unexpected financial shock. You can contact the closest Hopelink service center to learn more.

Here's a breakdown of the income eligibility for the Flexible Financial Assistance program:

Counseling Center

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If you're looking for counseling services, there's a great resource available. The Counseling Center offers a range of support and guidance.

You can pay a bill for the Lourdes Counseling Center by contacting them directly, and the Patient Account Number starts with the letter "Z".

Clinic

If you're dealing with a clinic bill, there are specific steps to take depending on when your visit was.

To pay a bill for Lourdes Clinic visits after February 1, 2019, you can follow the instructions provided.

You can contact Lourdes R1 Financial Counselors at 520 N. 4th Ave., Pasco, WA 99301, if you have any questions about your clinic bill.

To pay a bill for Lourdes Clinic visits before January 31, 2019, you should also follow the instructions provided.

If you need help or have questions, you can call 855.259.7663 or view the Frequently Asked Questions section for more information.

Aaron Osinski

Writer

Aaron Osinski is a versatile writer with a passion for crafting engaging content across various topics. With a keen eye for detail and a knack for storytelling, he has established himself as a reliable voice in the online publishing world. Aaron's areas of expertise include financial journalism, with a focus on personal finance and consumer advocacy.

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