esc of nc e check Electronic Payment Solutions for You

Electronic payment solutions are becoming increasingly popular, and it's no wonder why. With the convenience of digital transactions, you can send and receive payments quickly and securely.

E-checks, or electronic checks, are a type of electronic payment solution that allows you to pay bills and make purchases online. This method is more efficient than traditional paper checks and can be done from the comfort of your own home.

One of the benefits of e-checks is that they can be set up to automatically deduct payments from your account, eliminating the need to manually pay bills each month. This feature is especially helpful for individuals who have multiple bills to pay.

To make a payment via e-check, you'll need to select Pay by electronic check on the PAYMENT METHOD page. Select the type of account from which you intend to pay (Personal or Business), and click Next to advance to the PAYMENT INFORMATION page.

The Billing Address section is optional, but if you choose to enter it, you can enter a business name or a person's name. You'll need to enter the required fields in the Payment Method section, including Account Number, Re-Type Account Number, Routing Number, and Account Type.

Here's a breakdown of the required fields:

After submitting your payment, you'll receive a confirmation page with a confirmation number. You'll also receive an email from the Department within two business days, containing the same confirmation number and a Document Locator Number.

To make a payment via electronic check, you'll need to select the type of account from which you intend to pay. This can be either Personal or Business.

You'll then click Next to advance to the PAYMENT INFORMATION page. On this page, you'll need to enter the required fields, including Account Number, Re-Type Account Number, Routing Number, and Account Type.

The Account Number can be found on the bottom of a paper check and varies in length up to 17 digits. The Routing Number is also 9 digits long and can be found on the bottom of a paper check.

If you're having trouble locating these numbers, you can click What’s This? for instructions. Alternatively, you can contact your financial institution for assistance.

Note that the Billing Address section is optional, but if you choose to enter this information, you can select the option to enter a business name or a person’s name.

After submitting your payment, a confirmation page will open with a confirmation number, letting you know your information has been successfully submitted.

This confirmation number will also be included in an email from the Department that you'll receive within two business days of submission.

You should retain this email for your records and have the confirmation number and Document Locator Number handy in case you need to contact the Department for assistance.

If you don't receive a confirmation message or an email acknowledgement, you can contact the Electronic Services Help Line at 1-877-308-9103 for assistance.

North Carolina is leading the nation in electronic mortgage closing, also known as eClosing. This process involves electronic signatures, electronic notarization, and electronic recording.

The Secretary of State's Office has been instrumental in facilitating the implementation of eClosing in North Carolina. For over a decade, they've worked to create a legal framework that supports eCommerce.

The next step in this evolution is eClosing, which is the electronic mortgage closing process. This process is now a reality thanks to the efforts of the Secretary of State's Office.

Here are some key resources to learn more about eClosing in North Carolina: