Does Venmo Work Internationally and What You Need to Know

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If you're planning a trip abroad or sending money to someone in another country, you might be wondering if Venmo works internationally.

Venmo is primarily a domestic payment service, and it's not designed for international transactions. This means that you can't use Venmo to send or receive money from someone in another country.

However, there is one exception: Venmo allows you to send money to friends and family in the UK, but only if they have a US bank account.

Does Venmo Work Internationally?

Unfortunately, Venmo does not work internationally, but there are alternatives you can use for international money transfers.

Luckily for those outside the United States, these alternatives can provide lower fees and faster delivery of funds.

For those who need to send money abroad, exploring these options can make a big difference in the cost and speed of the transfer.

Key Considerations

Quality matters when using a VPN to access Venmo from abroad. You'll want to use a high-quality VPN service with servers in the U.S.

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Credit: pexels.com, A mobile phone with OXXO Pay on a laptop used for online shopping.

Customer support may not always be clear about this option. I've seen instances where even customer support seems confused about using a VPN to access Venmo.

Using a VPN to access Venmo may not be legally permitted in all countries. Be sure to check the laws in your country before attempting to use Venmo internationally.

PayPal for Global Transactions

PayPal is a well-known option for international transfers, and it's actually the parent company of Venmo. Many businesses and individuals around the world are familiar with PayPal, making it a convenient option for sending and receiving money internationally.

PayPal supports transactions in over 200 countries and allows users to hold and transfer funds in multiple currencies. This widespread recognition and use make it a great option for those who already use PayPal for domestic payments.

However, it's worth considering the fees associated with PayPal's international services. These costs can add up over time, particularly for smaller transactions.

PayPal charges a percentage of the transaction amount, along with a fixed fee based on the currency. There are also currency conversion charges that can impact the total cost of a transfer.

Countries Where Venmo is Not Available

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Venmo is not available in Australia, where you can use BOSS Revolution for purchasing mobile top-ups and credits for international calls, and alternatives like PayPal and Wise for money transfers.

In Canada, there's no Venmo, so you may consider PayPal, Wise, or other alternatives for reliable money transfers.

Venmo doesn't work in Mexico, so you'll need to use BOSS Revolution or other alternatives to Venmo for money transfers to Mexico.

Canada

Canada is one of the countries where Venmo is not available.

People in Canada looking for reliable money transfer options may consider PayPal, Wise, or other Venmo alternatives.

In fact, Venmo is only available in the United States and a few US territories, including Puerto Rico, Guam, and the US Virgin Islands.

Mexico

Mexico is not a country where Venmo is available. You won't be able to use Venmo to send or receive money there.

If you need to transfer money to Mexico, you have alternatives like BOSS Revolution.

Australia

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Australia is one of the countries where Venmo is not available. It's a popular payment service in the US, but if you're traveling or living Down Under, you'll need to find alternative ways to send and receive money.

The Australian government has strict regulations around digital payments, which may be part of the reason Venmo isn't available. This means that Aussies have to rely on other services like PayPal or bank transfers to make online payments.

Not Available

Venmo is not available in Australia. This is because all Venmo accounts are accessible only when a user is within the United States or its territories.

You can use BOSS Revolution in Australia for purchasing mobile top-ups and credits for international calls. For money transfers from and to Australia, consider other Venmo alternatives like PayPal and Wise.

Venmo isn't available internationally due to its registration status, licence, and payment processing network. It's registered as a Money Service Business (MSB) and regulated by the US Treasury Department.

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Venmo uses the domestic Automated Clearing House (ACH) in the United States, which doesn't process cross-border payments. This means it would need to connect with the international ACH, SWIFT, or any other local payment network abroad to provide international money transfer services.

To use BOSS Revolution in Australia, you'll need to enter promo code APPBONUS in the App at time of payment and receive 100% off the standard money transfer fee for three transfers.

Using Venmo Abroad

You can use Venmo from abroad with a VPN, but it requires some setup. The best VPNs for using Venmo abroad are quick and easy to use, and setup shouldn't take more than a minute or two.

To use Venmo from abroad, choose a VPN that offers servers in the US and works with Venmo, such as NordVPN. Then, download and install the VPN app, log in, and connect to a server located in the US. This will assign you a US IP address, allowing you to securely access Venmo from anywhere.

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If you encounter errors, try clearing your browser's cookies first, and if that doesn't work, try connecting to another server. Alternatively, contact your VPN's customer support for further guidance.

Here are some reliable alternatives to Venmo that offer low or no subscription fees, fast transfer times, and access to a wide range of countries worldwide:

Note that Venmo does not support cross-border payments, and users who try to access their Venmo accounts from outside the US will get an error message. However, there is an option for customers who have been outside the US for a long time and want to access the money in their Venmo accounts - they should contact Venmo Support.

Sending Money Issues

Sending money with Venmo can be a challenge when you're abroad. You can't send money internationally with Venmo.

The main reason is that Venmo's geolocation technology blocks access to your account outside the United States. This means you'll receive an error message if you try to access your account from a foreign location.

Credit: youtube.com, How to use Venmo for sending money to someone overseas?

Venmo's exclusive reliance on US banking institutions is another limitation. This means instant transfers only work with select US bank accounts and Visa or Mastercard debit cards.

Standard bank transfers through the Automated Clearing House can be sent only to verified bank accounts, which can be a problem if you're trying to send money to someone abroad.

Venmo is also obligated to comply with US financial regulations, which restrict its use to residents and banking systems in the US. This is a legal limitation that prevents Venmo from supporting international money transfers.

How to from Abroad

Using a VPN is a straightforward process that shouldn't take more than a minute or two. Simply sign up for a VPN that offers servers in the US and works with Venmo, such as NordVPN.

To access Venmo from abroad, you'll need to download and install the VPN app compatible with your browsing device. You can then log in to the VPN app and connect to a server located in the US, which will assign you a US IP address.

Credit: youtube.com, ✅ Can You Use Venmo While Traveling Overseas Internationally 🔴

This US IP address will allow you to securely access Venmo from anywhere. To start using Venmo, go to Venmo via web or app and sign in.

If you encounter any errors, clearing your browser's cookies first can help resolve the issue. If that doesn't work, try connecting to another server or contact your VPN's customer support for further guidance.

Here are the key features to look for in a VPN that works with Venmo from abroad:

  • Servers in the US that work with Venmo
  • Fast, unthrottled connections for streaming
  • Secures your data with high-end encryption
  • No-logs policy that protects your privacy
  • Live chat and email support around the clock
  • Allows at least five simultaneous connections

Ofx

OFX is a reliable alternative to Venmo for international money transfers. It has over 20 years of experience in the foreign exchange market.

OFX supports transfers to more than 170 countries worldwide. This makes it a great option if you need to send money to multiple locations.

The payment app supports over 50 currencies, giving you flexibility when making international transactions. This is especially useful if you're dealing with different currencies in various countries.

You can make money transfers without limits with OFX, but it's worth noting that it doesn't offer a multicurrency wallet. This might be a consideration if you're looking for a wallet feature.

Limitations

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Venmo doesn't support international transactions, so you can't send money to someone outside the US or access your account while traveling abroad.

The platform is specifically designed for domestic use and its terms and conditions prohibit accessing its services from outside the US.

This means you'll run into roadblocks if you try to log into Venmo from another country, and you may receive error messages or be unable to access your account altogether.

Venmo's services are tied to the US banking system, which restricts its operational scope to within national borders.

If you try to send money internationally, you'll need to explore alternative methods, such as ACH or wire transfers.

Alternatives to Venmo

If you're looking for alternatives to Venmo for international transfers, you have several options to consider. One popular choice is BOSS Revolution, which offers low or no subscription fees and fast transfer times.

BOSS Revolution is just one of many alternatives to Venmo that can help you send money across borders with ease. Another option is Wise, which offers fast transfer times and access to a wide range of countries worldwide.

Credit: youtube.com, ✅ Can You Use Venmo Internationally? 🔴

Wise is particularly useful if you need to send money to multiple countries, as it offers more favorable exchange rates and lower fees compared to traditional banks. This can result in significant savings, especially for frequent transactions.

If you're looking for a more established network, you might consider PayPal or WorldRemit, which have global reach and can operate in multiple countries and currencies. These platforms are designed to handle cross-border transactions, making them ideal for individuals and businesses alike.

Here are some key features to consider when choosing a Venmo alternative:

Frequently Asked Questions

What is the transaction fee for Venmo internationally?

For international transactions on Venmo, a fee of 1.9% of the transaction amount plus a $0.10 fixed fee applies, increasing to 2.29% and $0.09 for Tap to Pay purchases. Check Venmo's terms for more details on international transaction fees.

Jackie Purdy

Junior Writer

Jackie Purdy is a seasoned writer with a passion for making complex financial concepts accessible to all. With a keen eye for detail and a knack for storytelling, she has established herself as a trusted voice in the world of personal finance. Her writing portfolio boasts a diverse range of topics, including tax terms, debt management, and tax deductions for business owners.

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