Does Insurance Cover Circumcision for Newborns and What to Expect

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Medical professional examining a newborn baby with a stethoscope in a hospital setting.
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Most insurance plans cover circumcision for newborns, but the extent of coverage varies greatly depending on the policy and provider.

Typically, insurance plans cover the procedure for medical reasons, such as a condition that increases the risk of urinary tract infections or complications during urination.

In the United States, the American Academy of Pediatrics recommends that parents consider circumcision for newborn boys, citing its potential health benefits.

However, insurance coverage for elective circumcision, which is performed for non-medical reasons, is often limited or denied.

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Insurance Coverage

Insurance coverage for circumcision varies greatly depending on the age of the individual and the insurance provider. Kaiser Permanente covers infant circumcisions in a hospital setting, but not if performed by a Mohel.

Insurance companies only cover circumcisions in a hospital setting, even if performed by an expert Mohel. This can lead to parents opting for unprepared physicians, resulting in a significant number of circumcisions needing revision.

Medicaid offers coverage for baby circumcisions in some states, but only in a hospital setting.

Insurance Providers for Procedures

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Kaiser Permanente covers infant circumcisions in a hospital setting, but only without the spiritual benefits of a Mohel's presence.

Insurance coverage for circumcisions is mainly connected to the hospital setting, which means insurance companies won't deduct costs unless the procedure is performed in a hospital.

Medicaid is more friendly in its coverage of circumcision procedures, offering deductions for medically warranted reasons in most cases.

Some insurance carriers, like AETNA, only cover adult circumcisions if medically warranted.

TRICARE covers circumcisions only 30 days after the newborn baby's birth.

HSA medical insurance plans judge infant circumcisions as a qualified medical expense, even when performed by a Mohel in the parents' home.

Both Mediclaim and health insurance cover circumcision surgery when it is required for medical purposes to treat foreskin issues.

In some cases, insurance plans may need pre-authorization or require that the procedure be performed in a specific setting to be eligible for insurance coverage.

At Pristyn Care, you may claim 100% insurance for your circumcision surgery if it's performed for medical purposes.

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In-Office Procedure

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In-office circumcisions are performed by pediatric urologists, who examine the child to determine if they're a good candidate for the procedure.

Many children are circumcised in the newborn period by pediatricians or obstetricians, but pediatric urologists are also qualified to perform this procedure.

Boys who are candidates for an office circumcision are typically determined by age, weight, and the absence of any medical issues that could preclude them from having an office procedure.

The pediatric urologist will examine the patient and determine if the child is amendable to an office circumcision.

Local anesthetic is used to minimize discomfort during the procedure, and two techniques are used: the gomco and plastic bell circumcision.

The gomco technique is used by one specialist, and the plastic bell method is used by three specialists, who will leave the plastic bell on the penis for a few days after the procedure.

The entire office circumcision procedure takes approximately thirty minutes.

Newborn Circumcision Details

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Circumcision on infants may be performed before or after the mother and baby leave the hospital.

It only is performed if the baby is healthy, so a doctor will likely check for any medical conditions before scheduling the procedure.

Circumcision can be postponed if the baby has a medical condition.

Circumcision is also an option for older children or adults, but recovery may take longer.

The risks of complications are increased when circumcision is done on an older child or adult.

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Health Benefits and Indications

Circumcised infants have a lower risk of urinary tract infections compared to uncircumcised infants, although the risk is still relatively low.

Circumcision may also help prevent cancer of the penis, a rare condition.

Boys under the age of one are at an increased risk for urinary tract infections, making circumcision a beneficial procedure in this age group.

Some conditions, such as inability to retract the foreskin, ballooning of the foreskin during urination, and recurrent urinary tract infections, may require circumcision if medical management fails.

The benefits of circumcision, including reduced risk of urinary tract infections and possibly HIV, outweigh the possible complication risks, according to the American Academy of Pediatrics.

Health Benefits Associated with?

Medical team delivering a newborn via cesarean section in a hospital operating room.
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Circumcised infants have less risk of urinary tract infections than uncircumcised infants.

The risk of urinary tract infection in both groups is low, but circumcision may offer some protection.

Indications for

Circumcision is not necessary for most boys, but there are some benefits to consider. Boys under the age of one are at an increased risk for urinary tract infections.

There are certain medical conditions that may require a circumcision. These include inability to retract the foreskin, ballooning or bulging of the foreskin during urination, and recurrent urinary tract infections or infections of the foreskin.

Boys with urologic issues like vesicoureteral reflux or urinary obstruction are also at higher risk for urinary tract infections. If medical management with a topical steroid fails, a circumcision may be necessary.

In addition to preventing urinary tract infections, circumcision may also help prevent sexually transmitted infections (STIs) and invasive penile cancer later in life.

Possible risks associated with circumcision are generally considered mild and include scarring, bleeding, or infection.

Frequently Asked Questions

How much does circumcision cost a newborn?

The cost of a newborn circumcision typically ranges from $250 to $400, usually split into two separate bills for the procedure and the healthcare provider's time. Check with your insurance company to confirm coverage and exact costs.

Why is circumcision not covered?

Circumcision is not covered by Medicaid in some states due to the American Academy of Pediatrics' 1999 decision that its medical benefits don't justify routine procedures. This decision led to Medicaid coverage being withdrawn in certain areas.

Teri Little

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Teri Little is a seasoned writer with a passion for delivering insightful and engaging content to readers worldwide. With a keen eye for detail and a knack for storytelling, Teri has established herself as a trusted voice in the realm of financial markets news. Her articles have been featured in various publications, offering readers a unique perspective on market trends, economic analysis, and industry insights.

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