Does Insurance Cover Bunion Surgery and Its Various Procedures

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Bunion surgery can be a costly procedure, but the good news is that insurance often covers it.

Most insurance plans cover bunion surgery, but the extent of coverage varies.

For example, Medicare covers bunion surgery if it's deemed medically necessary, but the patient may still be responsible for a portion of the costs.

Insurance companies usually require a doctor's referral and a pre-approval before covering the surgery.

Insurance Coverage

Medicare Part A covers inpatient hospital stays, so if your bunion surgery requires an overnight stay, it may be covered under Part A. However, if your bunion surgery is an outpatient procedure, it will typically be covered under Medicare Part B.

Medicare Part B covers outpatient services, such as doctor visits, tests, and procedures. This includes bunionectomy and joint fusion procedures that utilize the Lapiplasty System when deemed medically necessary.

Medicare generally covers the most common operation for bunions, which is called a bunion correction or hallux abducto valgus correction. This surgical technique involves soft tissue and bone cuts at the base of the big toe to realign the joint.

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The Lapiplasty procedure is typically covered by insurance and Medicare when medically necessary. If you have Medicaid, it's best to check with your physician to determine coverage.

Medicare will help cover the cost of medically necessary treatments for foot injuries or diseases, including bunion deformities. This includes podiatrist services every six months for recipients with nerve damage caused by diabetes and other foot issues that are considered medically necessary.

Insurance and Medicare typically cover Lapiplasty as long as the procedure is medically necessary. The best way to know if your insurance will cover Lapiplasty surgery is to call Dovetail Orthopedics at (904) 430-7132.

Understanding Bunion Surgery

Bunion surgery is typically medically necessary when the deformity is severe enough to cause pain and limit your mobility. This is determined by your doctor, who will evaluate your condition and recommend the best option for you.

There are several types of surgical procedures used to treat bunions, including osteotomy and ligament or tendon repair, exostectomy, arthrodesis, and Lapiplasty. The type of surgery performed depends on factors such as the size and overall development of the bunion or bunions.

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Lapiplasty is a less invasive form of bunion procedure that relies on using advanced instruments to push the entire metatarsal bone back into place. This procedure can be covered by insurance and Medicare when it's medically necessary.

The cost of Lapiplasty can vary depending on your specific Medicare plan, ranging from $3,000 to $15,000 or more.

What Makes Surgery Necessary

Surgery is considered necessary when a bunion deformity is severe enough to cause pain and limit your mobility. Your doctor will evaluate your condition and recommend the best option for you.

Insurance companies consider a procedure to be medically necessary if it's in response to a diagnosed medical condition, not just for physical appearance or comfort. They look for treatments that address the root cause of the condition, like Lapiplasty, which addresses the genuine orthopedic condition of bunions.

To be deemed safe and effective, a procedure must have proven results and be considered the standard of medical care. Insurance companies won't cover experimental or unproven methods, so it's essential to find a doctor who uses established techniques.

Insurance companies also consider the least costly alternative when determining medical necessity. If a treatment is equally effective but less expensive, they may only cover that option.

Preparing for Surgery

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Before undergoing bunion surgery, it's essential to find a qualified and experienced healthcare provider who accepts Medicare. You're free to choose any healthcare provider who accepts Medicare, but it's crucial to ensure they're a good fit for you.

Make sure to ask your plan provider about coverage levels and any out-of-pocket costs you might incur. This will help you understand what to expect financially.

You'll likely need to wear a special shoe or therapeutic shoes for several weeks or months after surgery.

The Lapidus Procedure

The Lapidus Procedure is a type of bunion surgery that involves realigning the big toe bone. It's a more involved procedure than Lapiplasty, but can be effective for severe bunions.

The Lapidus procedure involves creating an incision on the affected area and releasing the bunion and surrounding ligaments and tendons. This allows the surgeon to remove the protrusion and realign the big toe bone.

Risks associated with the Lapidus procedure include infection, pain, implant loosening, and loss of correction with improper bone healing. It's essential to discuss these risks with your doctor before undergoing the procedure.

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The Lapidus procedure is typically covered by insurance and Medicare when medically necessary. However, if you have Medicaid, you should check with your physician to determine coverage.

Here's a brief overview of the types of bunion surgery procedures:

  • Osteotomy and ligament or tendon repair: This procedure involves realigning the big toe bone and holding it together with a plate or screw.
  • Exostectomy: This procedure involves surgically removing the bony growth, but does not realign the toe bone.
  • Arthrodesis: This procedure involves complete removal of the damaged toe joint and inserting screws or metal plates in its place.
  • Lapiplasty: This is a less invasive procedure that involves using advanced instruments to push the entire metatarsal bone back into place.

The cost of Lapiplasty with Medicare can range from $3,000 to $15,000 or more, depending on your specific plan.

Types of Surgery and Cost

The cost of bunion surgery can be a significant financial investment, ranging from several hundred to several thousand dollars.

The type of procedure being performed plays a big role in determining the overall cost, and insurance coverage can vary greatly depending on your individual policy and diagnosis.

In some cases, insurance may cover some or all of the cost of bunion surgery, but it's essential to contact your insurance company in advance to understand what costs may be covered and what you'll be responsible for.

Types of Surgery Procedures

Medicare generally covers the most common operation for bunions, which is called a bunion correction or hallux abducto valgus correction.

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There are several types of surgical procedures utilized to treat bunions, and the type of surgery performed depends on factors such as size and overall development of the bunion or bunions.

Osteotomy and ligament or tendon repair is a common procedure, where the surgeon creates an incision on the affected area and realigns the big toe bone with a plate or screw.

Exostectomy is another procedure, where an incision is made and the bony growth is surgically removed, but this is not as common as osteotomy.

Arthrodesis procedures consist of complete removal of the damaged toe joint, with screws or metal plates inserted in its place.

Lapiplasty is a less invasive form of bunion procedure that relies on using advanced instruments to push the entire metatarsal bone back into place.

Here's a breakdown of some common bunion surgery procedures and their costs with Medicare:

Surgery Cost

The cost of bunion surgery can vary widely, ranging from several hundred to several thousand dollars.

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Insurance may cover some or all of the cost, depending on your individual policy and diagnosis, so it's essential to contact your insurance company in advance.

The average cost of bunion surgery in the United States is around $5,500, with prices ranging between $3,500 and $12,000.

For Medicare recipients, 80% of the cost is covered through Medicare, which equals $4,400 in the $5,500 average scenario.

Bunion surgery can be a significant financial investment, so careful consideration and research are necessary to ensure you're making the best choice for your health and well-being.

Frequently Asked Questions

How do you qualify for bunion surgery?

You may qualify for bunion surgery if you experience persistent foot pain, chronic inflammation, or toe deformity despite trying conservative treatments, and your symptoms significantly impact your daily activities. Consult a doctor to determine if surgery is the best option for your specific condition.

Teri Little

Writer

Teri Little is a seasoned writer with a passion for delivering insightful and engaging content to readers worldwide. With a keen eye for detail and a knack for storytelling, Teri has established herself as a trusted voice in the realm of financial markets news. Her articles have been featured in various publications, offering readers a unique perspective on market trends, economic analysis, and industry insights.

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