Does Insurance Cover a Cracked Phone Screen and What's Not Covered

If you've cracked your phone screen, you're probably wondering if your insurance will cover the repair. Unfortunately, the answer is not always a simple yes or no. Some phone insurance plans will cover screen repairs, but others won't.

The type of insurance you have will determine what's covered. For example, if you have a manufacturer's warranty, it may cover accidental damage like a cracked screen, but only within a certain time frame. Many phone insurance plans also have deductibles, which can range from $50 to $200.

In some cases, insurance may not cover a cracked phone screen if it was damaged due to wear and tear or neglect. This means if you dropped your phone repeatedly, the insurance may not cover the cost of repairs.

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If you've cracked your phone screen, you're probably wondering if your insurance will cover it. Accidental damage, including cracked screens, is covered by phone insurance. You'll need to pay a deductible, but it's often less than buying a new phone.

Phone insurance typically covers the cost of a replacement device if your phone is lost, stolen, or damaged beyond repair. This can be a lifesaver if you're prone to accidents or have a history of damaging your phone.

To get your phone repaired under warranty, you'll need to check the fine print. Accidental damages like a broken screen are not covered under the phone warranty. You may need to purchase separate mobile phone insurance to cover accidental damages.

Here's a quick rundown of what phone insurance typically covers:

Keep in mind that you'll need to pay a monthly premium for phone insurance, which can save you money in the long run if you have a history of accidental damage.

Repairing a cracked phone screen can be a costly affair, with prices ranging from $50 to $300, depending on the type of repair and the phone's make and model.

If your phone is still under warranty, you may be able to get a free or discounted repair. However, this depends on the terms of your warranty and the type of damage.

DIY repair kits are also an option, but they can be tricky to use and may void your warranty. Some kits cost as little as $20, but they often require technical expertise and may not provide a perfect repair.

Out-of-warranty repair costs can be steep, especially if you're not prepared. Accidental damages like a broken screen are not covered under the phone warranty, so you may need to purchase separate mobile phone insurance to cover accidental damages.

Repairing a broken screen can cost anywhere from $100 to $300, depending on the phone model and repair shop. This cost can add up quickly, especially if you're not careful with your phone.

If you're prone to dropping your phone, it's a good idea to consider purchasing mobile phone insurance to cover accidental damages. This can save you from paying out-of-pocket for repairs in the future.

Keep in mind that some repair shops may charge more than others for the same repair, so it's a good idea to shop around for the best price.

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A cracked screen and a broken LCD screen may seem like the same thing, but they're not. If you drop your phone and the front screen breaks, but it still works, then the LCD wasn't affected.

If you notice black spots or discolored areas, or the screen won't light up, that means the LCD screen took a hit. LCDs are more expensive to repair because they're vital for the touch interface.

Investing in a durable case can make a big difference in protecting your phone's screen. Don't leave your phone in your back pocket, or you might accidentally sit on it.

Always having a screen protector on can also help prevent cracks. And remember, putting your phone face down on surfaces can cause damage too.

Here are some tips to help prevent screen damage:

AppleCare+ Plan covers accidental damage to your iPhone, including cracked screens, but there are exceptions. For example, if you have an iPhone 13 or 13 Plus and crack the glass on the back, AppleCare won't cover the cost.

You need to carefully read the Terms and Conditions of your AppleCare policy to understand what's covered and what's not. Some devices, like the iPhone 6s and 6s Plus, have specific exclusions for front glass cracks.

Accidental damages like a broken screen are not covered under the phone warranty. You'll need to purchase separate mobile phone insurance to cover these types of damages.

If you didn't purchase extended AppleCare+ for your iPad, be prepared to pay a high cost for repair or device replacement.

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