Does Costco Accept Master Card as a Payment Option?

Costco does accept Mastercard as a payment option, but it's not the only card they accept. They also accept American Express, Visa, and Discover.

In fact, Costco has a long history of accepting Mastercard since 1983. This is likely due to the widespread use of Mastercard among their members.

However, it's worth noting that Costco does not accept older versions of Mastercard, such as Mastercard Classic or Mastercard Cash Rewards.

Costco.com offers more flexibility when it comes to credit card payments than their physical warehouses. You can use Visa-branded credit cards, as well as Mastercard credit cards, for online purchases.

Visa credit cards are widely accepted at Costco.com, including Visa-branded credit cards. This is a plus for Visa cardholders who want to shop online at Costco.

Mastercard credit cards are also accepted for online payments, a change from the physical warehouses where they are not accepted.

Discover and American Express credit cards, however, are not accepted for online payments at Costco.com, a limitation for cardholders who hold these brands.

Here's a quick rundown of the credit cards accepted for online payments at Costco.com:

It's worth noting that Costco Travel purchases require a Visa or Mastercard credit card.

Costco has strict policies when it comes to credit card acceptance in-store. American Express, Mastercard, and Discover credit cards are not accepted at Costco warehouses and gas stations.

You can still use your debit card, even if it's a Mastercard or American Express, to make purchases in-store. This is because most debit cards are accepted by Costco.

In-store, you won't be able to use any cards issued by American Express, Mastercard, or Discover credit card networks. This includes credit cards from these networks, but not debit cards.

Here's a quick rundown of the credit cards that aren't accepted at Costco:

However, if you're shopping online at Costco.com, you have more options for credit card payment. In addition to Visa-branded cards, Costco.com also accepts Mastercard credit cards for payments.

Costco accepts Visa credit cards, including the Costco Anywhere Visa Card by Citi, and Mastercard debit cards, as well as other major debit cards like Visa, Mastercard, American Express, and Discover.

You can use your debit card for purchases at Costco, but be aware that some banks may have daily spending limits on debit cards.

Costco accepts mobile payment options like Apple Pay, Google Pay, and Samsung Pay, making it convenient to make contactless payments.

The company has a strict payment policy, which limits the forms of payment accepted at their warehouses, but you can use your debit card, cash card, or personal checks for purchases.

Costco accepts gift cards, including its own Costco Cash Card, which can be used to pay for membership renewal.

However, you cannot write a personal check for any amount at Costco, with a typical limit of $1,000, and it's best to check with your local warehouse for their specific check writing policy.

Costco.com accepts Visa-branded cards and Mastercard credit cards for payments, but it no longer accepts Discover-branded cards for payments since November 15, 2023.

Costco accepts most PIN-operated debit cards, including Visa and Mastercard debit cards. This is a convenient option for those who don't want to carry cash.

You can use your debit card for online purchases at Costco.com, as well as in-store and at Costco gas stations. However, some banks may have daily spending limits on debit cards, so it's a good idea to check with your bank before making a large purchase.

Costco accepts all major debit cards, including Visa, Mastercard, American Express, and Discover. This means you have a range of options for making debit card purchases.

Here's a breakdown of the debit cards accepted at Costco:

Keep in mind that some debit cards may have daily spending limits, so it's always a good idea to check with your bank before making a large purchase.

Costco accepts several credit card brands, but it's essential to know which ones are accepted where.

Visa-branded credit cards are widely accepted at Costco warehouses, gas stations, and online at Costco.com.

Mastercard credit cards are accepted for online purchases at Costco.com or through the Costco app, but not in warehouses.

Discover cards were once accepted online at Costco.com, but they stopped accepting them on November 15, 2016.

American Express credit cards are not accepted at Costco warehouses.

Here's a breakdown of the credit card brands accepted at Costco: