
Costco stores do accept Apple Cash, but there are some limitations to be aware of. You can use Apple Cash at the checkout lane, but you'll need to have the Apple Cash app open on your iPhone or iPad to complete the transaction.
To use Apple Cash at Costco, you'll need to have a valid payment method linked to your Apple Cash account, such as a credit or debit card. This will ensure that the transaction goes through smoothly.
Apple Cash is a convenient way to pay for your purchases at Costco, especially if you're already using your iPhone or iPad to navigate the store.
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What Formats Does It Accept?
Costco accepts a variety of payment formats, making it convenient for customers to shop. You can use cash or personal or business checks at the checkout.
Costco also accepts mobile payments, including Apple Pay, Google Pay, and Samsung Pay. These can be linked to a Visa card for easy checkout.
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In addition to cash and checks, you can use debit and ATM cards with a PIN at Costco warehouses. EBT cards are also accepted for eligible food purchases.
Costco Shop cards, which are reloadable gift cards, can be used in-store or online. They're a great option if you want to save money or track your spending.
Here are the payment formats accepted by Costco:
- Cash
- Personal or business checks
- Mobile payments (Apple Pay, Google Pay, Samsung Pay)
- Debit and ATM cards (PIN-based)
- EBT card
- Visa credit cards
- Costco Shop cards (gift cards)
Using Apple Cash at Costco
Using Apple Cash at Costco is a convenient option, but it's not explicitly mentioned in the article sections provided. However, we can infer that Apple Cash is not a supported payment method at Costco, as the article sections focus on Apple Pay.
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Safety
Using Apple Pay at Costco can be a safer option than traditional payment methods. Apple Pay offers added security, keeping your information private and safe from hackers.
You may feel more secure having your payment in hand, but you can lose or misplace cards and money. Using Apple Pay eliminates the risk of losing or misplacing a physical card.
In some cases, using Apple Pay in a store is safer than paying with cash or a card, as you don't have to worry about sharing sensitive information like account numbers and expiration dates.
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Return

If you're wondering what happens to your Apple Cash when you return an item at Costco, the answer is that it's not automatically credited back to your Apple Cash account.
In fact, Costco's return policy states that refunds will be issued in the original form of payment, which may not always be Apple Cash.
You can try using Apple Cash to make a purchase at Costco and then returning the item to see how the refund process works in practice.
This might give you a better understanding of how Costco handles Apple Cash refunds, but keep in mind that the outcome may vary depending on the specific circumstances of your purchase and return.
According to Costco's return policy, you can return an item within 90 days of purchase, but you'll need to have your receipt and a valid form of identification to process the return.
In-Store and Mobile Use
At Costco, you can use Apple Pay for in-store purchases, but only if your Apple Pay is linked to a Visa card. This is because other card networks, like MasterCard or AmEx, are not supported for Apple Pay transactions at Costco.

To use Apple Pay at Costco in-store, bring your iPhone or Apple Watch to the checkout line and let the cashier know your payment type. You can also select it as an option when prompted by the register. Open Apple Pay on your device and make sure you've selected the card you want to use.
Here's a quick rundown of the steps to use Apple Pay at Costco:
- Have your iPhone or Apple Watch nearby at checkout.
- Let the cashier know your payment type, or select on the register.
- Open Apple Pay with the card you want to use.
- Position your device near the card reader.
- When prompted, remove your device and complete the checkout process.
Using Apple Pay at Costco offers several benefits, including convenience, security, and rewards. You can earn rewards using a rewards-based card, like a Costco Visa, and payments are processed quickly.
Frequently Asked Questions
What stores support Apple cash?
Apple Cash is accepted at a variety of popular retailers, including Best Buy, Costco, GameStop, and Ulta Beauty, among others listed here. For a complete and up-to-date list of participating stores, please visit Apple's official website.
What payment methods does Costco take?
Costco accepts various payment methods, including Visa cards, debit/ATM cards, cash, personal checks from current members, and the Costco Shop Card. You can also use the Costco Anywhere Visa Card by Citi for convenient shopping.
Does Costco accept Apple Pay?
Yes, Costco accepts Apple Pay as a payment method at its warehouses. You can use Apple Pay to make purchases in-store.
Can I use the Costco app to pay in store?
To pay in-store, use the Costco mobile app with a cobranded Costco credit card. In-store mobile payments also work with Apple Pay, Google Pay, and Samsung Pay.
Sources
- https://www.gobankingrates.com/saving-money/shopping/does-costco-take-apple-pay/
- https://www.linkedin.com/pulse/does-costco-take-apple-pay-yes-heres-how-efang-brandon-ms4jf
- https://costco97.com/blog-post/does-costco-take-apple-pay/
- https://briefly.co.za/facts-lifehacks/services/204573-does-costco-apple-pay-payment-options-explained/
- https://www.retaildive.com/news/costco-adopts-apple-pay-as-it-embraces-contactless-payments/530641/
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