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Casinos are notorious for being strict about accepting personal checks, but the reality is that some do. In fact, as we'll see later, some casinos have more lenient policies than others.
Many casinos have a policy of not cashing personal checks, especially if you're a new player or haven't played at the casino before. This is often due to the risk of bounced checks and the hassle it causes for the casino.
However, some casinos may cash personal checks from regular players or those with a good credit history. It's essential to check with the casino directly to see if they accept personal checks and what their policies are.
Some casinos may also have specific requirements, such as a minimum deposit amount or a requirement to have a player's card, before they'll cash a personal check.
Casino Policies
Casinos have specific policies regarding the types of checks they'll cash. These policies can vary, so it's essential to know which types of checks are accepted.
Two-party checks, issued to two beneficiaries, may be rejected by casinos. This is because they're a bit more complex than other types of checks.
To cash a check at a casino, you'll need to verify your identification. A state-issued ID, such as a driver's license, is required for this purpose. If you don't have a driver's license, a state-issued ID given after the age of 18 or a valid passport may be used.
It's best to bring a blank check to the casino, as this will allow you to determine how much you can issue a check for. The casino will verify funds with your bank and let you know the limit.
Here's a quick rundown of what you'll need to bring to the casino to cash a personal check:
- A state-issued ID (driver's license, state-issued ID given after the age of 18, or valid passport)
- A blank check
Cashing Personal Checks
Most casinos accept personal checks, but they may charge a fixed amount fee or a percentage fee when you cash a personal check.
To cash a personal check at a casino, you'll need to follow an e-check process that requires a blank check from your own bank account. This process reduces the risk of casinos cashing bad or bounced checks.
You'll need to give the casino a blank check, your driver's license, and your social security number to initiate the process. The casino will then run a check of your credit or check cashing history to determine your maximum check cashing limit.
You can then authorize your blank check for any amount up to your limit, provided you have enough money in your checking account. Be careful not to exceed your limit, as this can lead to bounced checks.
Some casinos may charge a small fee of a couple of dollars or a percent of the amount written on the check. It's a good idea to ask about fees before cashing a personal check at a casino.
Here's a summary of the common types of check cashing policies by check type:
Preparation and Wait Time
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You'll need to be patient when cashing a personal check at a casino. You won't be able to play instantly like you would with cash.
Be prepared to spend some time filling in the details on the form the casino gives you. This is a necessary step in the process.
You'll also need to wait a few minutes for the casino to check your credit, which can add to the wait time.
Be Prepared to Wait
You'll need patience when using a check to play at a casino. You won't be able to play instantly like you would with cash.
The check clearing process can take some time. You'll have to spend time filling in the details on the form the casino gives you.
Waiting a few minutes for the casino to check your credit is also part of the process. This can slow things down, so it's essential to be prepared for the wait.
A valid photo ID is required for traveler's checks.
After Completion
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After completion, the casino will give you the maximum amount you can sign for, which is usually a couple of thousand dollars, even if you have sufficient funds in your account.
You should only sign for the amount your budget can account for, not the maximum amount given.
Remember to complete the blank check by writing in the amount you're paying for, both in words and figures, and writing your signature on the back, on the dotted line.
The check is void unless you do so, so make sure to follow this step carefully.
The casino will then give you the money you signed for in cash, which can be exchanged for chips to play table games or used directly in slot machines.
The amount will be charged from your personal bank account as soon as the casino cashes the check, which they will do promptly.
General Information
Casinos will cash personal checks, but there's a catch. The amount you'll receive is the face value of the check minus any fees you haven't paid in cash previously.
You'll receive cash, which you can then exchange for chips to play your desired casino games.
Exceptions and Special Cases
Some casinos don't cash personal checks, but they might cash traveler's checks instead.
If you're planning to visit Las Vegas, you should know that the Hard Rock Hotel and Casino, Tuscany Suites and Casino, and Silver Sevens don't cash personal or payroll checks, but they do accept traveler's checks.
For hotel guests only, Silver Sevens may cash personal checks, so it's worth asking about their policy if you're a guest.
If you need to cash a check and a casino you're visiting doesn't do it, you can usually find another place nearby that does.
Here are some Las Vegas casinos that don't cash personal checks:
- Hard Rock Hotel and Casino
- Tuscany Suites and Casino
- Silver Sevens (personal check cashing available for hotel guests only)
Sources
- https://casinopie.com/does-casino-cash-checks/
- https://firstquarterfinance.com/casino-check-cashing-policies/
- https://www.feelingvegas.com/do-las-vegas-casinos-cash-personal-checks/
- https://cm.mobilemoney.net/blog/casino-e-check-cashing-services
- https://caesarsrewards.custhelp.com/app/answers/list/kw/casino%20check%20cashing
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