A Comprehensive Guide to GCash Cash In Cash Out

GCash is a popular digital wallet service in the Philippines, and its cash in and cash out features are a big part of its appeal.

You can cash in to your GCash account through various channels, including online banking, over-the-counter deposits, and even cash-in stations.

The minimum cash-in amount is PHP 50, which is relatively low and accessible to most users.

For those who prefer to cash out, GCash offers a range of options, including withdrawals at partner banks, ATM withdrawals, and even cash-out at participating merchants.

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The majority of GCash transactions are free of charge, but there are some exceptions. For bills payment, the service fees range from Php 5 to Php 15.

You'll be charged a service fee of up to 2% of the total amount when sending money. This fee applies to cash-in transactions via Bank Card (Mastercard/Visa) as well, which now incurs a convenience fee of 2.58% starting July 6, 2020.

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Cashing in via Bank Card will also result in a total amount deducted from your source account, including the fee. For example, if you're cashing in Php 100 via Bank Card, the total amount deducted will be Php 102.58.

Cashing in is free in over-the-counter outlets, but there's a monthly limit of Php 8,000. Once you reach this limit, you'll be charged a service fee of 2% each time you cash in.

Here's a breakdown of the fees for different cash-out channels:

For Fully Verified users, there's a hard limit of Php 100,000 for both cash-in and cash-out. This limit resets at the beginning of each month.

You can unlock higher limits by linking your BPI/UnionBank or Payoneer account, and utilizing either GSave or GInvest / GInsure with a Php 100 deposit or investment.

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To cash in on the GCash app, click on Cash-in and you will see different options. You can go either through Over-the-Counter, Online Banking, or Global Partners channels.

To process GCash Cash In, follow the easy steps on the NegoApp. Choose Cash In from the sub-menu.

Enter your mobile number and the Cash In amount you want to add, then tap Continue. You'll see a transaction summary with the transaction number and total amount to cash in if the transaction is successful.

To process GCash Cash Out, choose the Cash Out amount from the sub-menu. Enter your mobile number and the Cash Out amount, which must be at least ₱50.00.

If you're cashing out for the first time, you'll be asked to enter your details such as Full name, ID Type, and Number. Click Continue to confirm your details.

Review your information to ensure it's accurate, including your mobile number and cash out amount. If everything looks good, click Continue to proceed.

If you're planning to use GCash for cash-in and cash-out transactions, it's essential to know the limits. For Fully Verified users, the hard limit for both cash-in and cash-out is Php 100,000.

This limit applies to all your GCash accounts, even if you have multiple accounts via different mobile numbers. You share this limit between all accounts.

You can unlock higher limits by linking your BPI/UnionBank or Payoneer account and utilizing GSave or GInvest / GInsure with a Php 100 deposit or investment. This will give you a bigger wallet limit of Php 500,000 and higher incoming and outgoing limits.

Here are the unlocked limits:

Keep in mind that once you've unlinked all your linked accounts, the limits will revert back to the original Php 100,000.

You can cash in via GCash QR, which is a quick and easy way to deposit money into your account.

To use GCash QR, you just need to scan the QR code using the GCash app and follow the instructions.

The daily cash-in limit via GCash QR is PHP 50,000.

You can also cash in at any GCash partner outlet, which includes convenience stores, banks, and other authorized locations.

Each cash-in transaction via partner outlets has a PHP 15 fee.

In case of issues with cash in or out, you can contact GCash customer support through their website, social media, or mobile app.

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Setting up your favorite Cash In partners is a breeze. You can save them directly on your GCash app for an easier and faster transaction the next time you want to add funds.

To do this, open up the GCash app and tap Cash In. Under the Online Banks category, select a linked bank. Enter the amount you want to Cash In and other required account information, and hit Next.

You can also save your favorite Over-the Counter partners for an even smoother transaction. Simply select a partner merchant from the list, or tap View All to see a complete list of partners.

Cash In procedures may vary depending on your selected merchant, so be sure to follow the steps on the app for a successful transaction.

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To cash in using the GCash app, you can click on the Cash-in option and choose from various methods. You'll see different options available, such as Over-the-Counter, Online Banking, or Global Partners channels.

Over-the-Counter is a convenient option that allows you to cash in at partner stores and banks. You can find these locations easily in the app.

Online Banking is another option that lets you cash in using your online banking account. This method is secure and fast.

Global Partners channels offer a wide range of cash-in options, including payment centers and other partner locations. You can find these locations by searching in the app.

Remember to always check the fees and requirements for each method before proceeding with the cash-in process.