Discover Card Rewards Restaurants: A Guide to the Discover Rewards Program

Discover Card Rewards Restaurants offers a variety of dining options to redeem rewards points.

You can earn 5% cashback on purchases at restaurants through Discover's Cashback Bonus program.

The rewards program also includes a rotating 5% cashback category, which has included restaurants in the past.

To redeem your rewards points, simply log in to your Discover online account and choose the option to redeem for a statement credit or cash.

You can earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. This is a great opportunity to maximize your rewards, especially since the categories change every three months.

To take advantage of this offer, you'll need to activate it each quarter. You can do this using the Discover mobile app, your online account, or by calling 1-800-DISCOVER. It's completely free to activate, and you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.

The 5% cash back bonus rate is available on up to $1,500 in combined category spending per quarter in rotating bonus categories. These categories change every quarter, so be sure to check the Discover website for the latest information.

Here are some examples of the rotating categories that offer 5% cash back:

You can earn 5% cash back on everyday purchases in these categories, up to the quarterly maximum, when you activate.

You can redeem rewards through Amazon.com, Apple Pay, and with PayPal.

Redeem rewards in the amount you choose, then get a statement credit.

With Apple Pay, pay with your card online or in-app, and get a statement credit for the redeemed amount.

Pay with Rewards lets you use your card to make purchases online or in-app, then get a statement credit for the rewards you redeem.

With a Discover card, you can redeem your cashback rewards in various ways that make sense for your financial situation. You can apply the cashback directly to your account as a statement credit, reducing your outstanding balance.

This is a practical choice for cardholders who struggle to keep up with monthly payment obligations. You can also transfer the bonus funds to your checking or savings account, making them accessible for any type of spending or saving.

Discover partners with a wide range of retailers to redeem cashback for gift cards, often offering additional value. For example, you might be able to redeem $40 in cashback for a $50 gift card.

You can use your cashback rewards to support charities and nonprofit organizations that align with your values. This is a great way to give back to your community while also redeeming your rewards.

Here are the ways you can redeem your cashback rewards:

One of the best things about Discover's redemption options is that there are no minimums for rewards redemption, and your cashback has no expiration date. This means you can redeem your rewards whenever and however you want, without any restrictions.

You can earn cash back on purchases at restaurants with the right Discover credit card.

The Discover it Cash Back, NHL Discover it, and Discover it Student Cash Back credit cards offer a 5% cash back bonus rate on up to $1,500 in combined category spending per quarter.

The Discover it Chrome Gas and Restaurant Credit Card automatically earns 2% on combined purchases up to $1,000 per quarter for purchasing gas and dining.

You can redeem your cash back rewards for cash or at select merchants.

The Discover cash back bonus can be redeemed for cash, making it a flexible reward option.

Here's a breakdown of the cash back rates offered by Discover credit cards: