
DBS digi bank is a game-changer for the way you bank and save. With its innovative mobile-only platform, you can manage your finances on the go, 24/7.
The digi bank DBS app allows you to open a savings account in just 5 minutes, with no need to visit a physical branch. This is a huge time-saver, especially for those with busy schedules.
DBS digi bank offers a competitive interest rate of up to 2.20% p.a. on your savings, helping your money grow over time.
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Getting Started
To get started with digibank, you'll need a valid mobile number, email address, and residential address.
You can open your first account directly using the DBS digibank mobile app if you're at least 16 years old.
If you apply using Singpass, your account may be opened instantly, but if you apply without using Singpass, your application will be processed within 3 working days after submission.
You'll receive an email notification once your application is approved, and your debit card will arrive at your residential address within 3-5 working days.
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Here's a step-by-step guide to activating your debit card and setting up your digibank access:
- Activate your debit card by following the steps on the debit card activation.
- Once your card is activated, register for digibank access.
- Once registered, login in digibank mobile app and set up your Digital Token when prompted.
To access digibank, you'll need a valid personal or joint-alternate account, a valid mobile number, and a valid email address.
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Features and Benefits
With digi bank dbs, you can access your Digital Savings Account from anywhere, anytime, using their internet and mobile banking services. This means you can manage your finances on the go, without being tied to a physical bank branch.
You can earn attractive interest rates on your Digital Savings Account deposits, which is a great way to grow your savings over time. The interest rates are competitive, making it a worthwhile option for those looking to save money.
A free international ATM-cum-debit card is included with your Digital Savings Account, making it easy to access your money when you're traveling abroad. This card is linked to your Digital Savings Account and can be used to make withdrawals and purchases worldwide.
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You can choose from individual or joint accounts, and assign nominees to ensure that your loved ones are taken care of in case of an emergency. This adds an extra layer of security and peace of mind to your banking experience.
Remitting money to foreign accounts is made easy with digi bank dbs, with minimal paperwork required. This saves you time and hassle, and makes it easier to send money to loved ones who live abroad.
Here are the key features and benefits of digi bank dbs:
- Access your Digital Savings Account anywhere, anytime
- Earn attractive interest rates on your Digital Savings Account deposits
- Get a free international ATM-cum-debit card
- Choose from individual or joint accounts and assign nominees
- Make hassle-free remittances to foreign accounts with minimal paperwork
- Enjoy exclusive privileges and benefits with the debit card linked to your Digital Savings Account
Banking Services
DBS Bank offers banking services that are both efficient and accessible. You can manage your finances, pay bills, and invest in various avenues through your desktop browser or mobile app.
With DBS Internet Banking, you can conduct everyday transactions with just a few clicks, making it easy to manage your finances. The online platform is available for domestic and international fund transfers, online payments, and loan applications.
You can access your DBS Bank account from any location in the world, and the mobile app allows for quick and instant banking services. A dedicated relationship manager is also available for personalized services.
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Banking Services and Rewards

You can order a new cheque book or apply for credit and debit cards through DBS Bank's e-banking portal.
Using DBS Bank's e-banking portal offers high daily transaction and shopping limits on online purchases.
Benefit from special rewards and cashback when you use your debit card online or at retail outlets.
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Personal Loan
DBS Bank offers instant paperless personal loans, available up to ₹15 Lakhs. This makes it a convenient option for those who need quick access to funds.
With DBS Bank's personal loan, you can get the money you need without the hassle of paperwork.
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24/7 Access
With digi bank dbs, you can access your account 24/7, without any geographical restrictions or time zones. This means you can check your account balances or see your recent transaction records at any time.
You can access your account from anywhere, whether you're at home, in the office, or on the go. DBS Bank's desktop internet banking lets you handle all transactions, including checking statements, fund transfers, online shopping, payment processing, and investment.
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Banking on your schedule is a breeze with digi bank dbs. You can manage your finances, pay bills, and invest in various avenues through your desktop browser with just a few clicks.
DBS Bank's internet banking platform is available for transactions that necessitate a larger screen, making it perfect for everyday banking activities. You can conduct domestic and international fund transfers, online payments, and loan applications with ease.
With digi bank dbs, you can enjoy quick and instant banking services with just a few clicks. This includes accessing your account, making transactions, and taking advantage of personalized services, including a dedicated relationship manager.
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How to Open a Savings Account
To open a savings account with digibank DBS, you'll need to download the mobile application on your smartphone or visit the DBS Bank website and scan the QR code to download the app.
The next step is to fill out the Digital Savings Account opening form with your required personal details. This is a straightforward process that will help DBS Bank get to know you better.

You'll also need to attach scanned copies of your ID and address proof, such as your PAN Card and Aadhaar, to complete the KYC process. This is a necessary step to ensure your account is secure and compliant with regulations.
DBS Bank will get in touch with you for the completion of the KYC process, which is typically done over the phone or through a video call.
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The Bank You Can Trust
At digibank DBS, you can trust that your money is safe and secure. The bank's in-built safety features ensure a seamless and secure experience.
DBS Bank is Asia's Safest Bank, a title that speaks for itself. With features like in-built safety features and secure internet banking, you can bank on your schedule, anytime, anywhere.
You can access your Digital Savings Account from anywhere, anytime, using DBS Bank's internet and mobile banking. This means you can manage your finances, pay bills, and invest in various avenues from the comfort of your own home or on the go.
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Here are some benefits of banking with DBS:
- Access your Digital Savings Account - anywhere, anytime - with DBS Bank’s internet and mobile banking
- Earn attractive interest rates on your Digital Savings Account deposits
- Get a free international ATM-cum-debit card
- Choose from individual or joint accounts and assign nominees
- Make hassle-free remittances to foreign accounts with minimal paperwork
- Enjoy exclusive privileges and benefits with the debit card linked to your Digital Savings Account
With DBS Internet Banking, you can effortlessly conduct your everyday transactions with just a few clicks. The comprehensive online DBS Internet Banking platform is available for transactions that necessitate a larger screen.
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Unbanked Population
The unbanked population is a significant issue, with an estimated 1.7 billion adults worldwide lacking access to a basic bank account.
Many of these individuals rely on cash transactions and informal financial services, which can be expensive and unreliable.
In some countries, the unbanked population is as high as 70% of the adult population, highlighting the need for innovative solutions to address this issue.
Digi bank dbs aims to bridge this gap by providing accessible and affordable banking services to the underserved.
Unbank for Goal Diggers
The Unbank is a game-changer for goal diggers, offering a seamless and intuitive banking experience that's unlike any other.
The Unbank, also known as digibank by DBS, has a customisable dashboard that helps you take care of your goals, whether it's a 5-week plan or a 5-year plan.
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Digibank's AI-powered technology is awarded by Global Finance from 2009 to 2022, indicating its reliability and effectiveness.
You can earn up to 7.50%* p.a. interest on Fixed Deposits, making it easier to save for your goals.
The Unbank's goal-based savings feature lets you plan, budget, and save with high-interest RDs and FDs that turn your dreams into goals, goals into plans, and plans into action.
This means you can make big purchases like the latest iPhone or a Euro-Trip without breaking a sweat.
Millions of Indians Unbanked: What About You?
Millions of Indians are now unbanked with digibank.
You can open a digibank Savings Account and get a ₹250* Amazon voucher.
Many people in India are still not using banks for their financial needs.
In fact, millions of Indians are now unbanking with digibank, a digital banking service.
Opening a digibank Savings Account is a great way to start banking digitally and get rewarded with a voucher.
Frequently Asked Questions
Are Digibank and DBS the same?
Digibank is a digital banking service powered by DBS, a leading financial institution. While they share a partnership, Digibank operates independently with its own features and services.
Is Digibank by DBS safe?
Yes, Digibank by DBS is designed with robust safety features to protect your money and provide a worry-free experience. Our in-built security measures ensure a seamless and secure life for our customers.
What is the minimum balance in DBS digibank?
To avoid penalties, maintain a monthly average balance of at least INR 10,000 in your DBS digibank account. Check the terms and conditions for more details on managing your account.
Sources
- https://www.dbs.com.sg/personal/deposits/bank-with-ease/dbs-digi-bank-app
- https://www.finacle.com/insights/case-studies/dbs/
- https://www.dbs.com/digibank/in/banking/ibanking/internet-banking
- https://www.dbs.com/digibank/in/banking/account/digital-savings-account
- https://www.dbs.com/digibank/in/digibank.page
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