Birmingham residents have several options for dental insurance coverage. Individual and family plans are available through the Affordable Care Act marketplace.
In Birmingham, many dental insurance plans offer preventive care coverage, including routine cleanings and exams. This can help prevent costly dental problems down the line.
Some dental insurance plans in Birmingham also offer coverage for major procedures, such as crowns and root canals. These plans often have a deductible and co-pay requirements.
For those looking for more comprehensive coverage, some dental insurance plans in Birmingham offer additional benefits, such as orthodontic coverage and oral surgery coverage.
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Dental Payment Options
We accept most major dental insurance plans, making it easier for you to get the care you need. Our team is dedicated to helping you navigate the process and make the most of your benefits.
We're proud to be "in-network providers" for several top insurance companies, including BCBS, Delta, Southland, Guardian, MetLife, Cigna, and DentaNet. This means you can expect lower out-of-pocket costs and more comprehensive coverage for your dental needs.
If you're unsure about your specific coverage, don't worry – we're here to help you understand your plan and make the most of your benefits. Just give us a call to discuss your options and get started on a plan that works for you.
Types of Payment Plans
There are several types of payment plans available to help make dental care more affordable.
Some dental offices offer in-house payment plans, which allow patients to pay for treatment over time with interest-free financing.
These plans can be tailored to fit individual budgets and needs, providing greater flexibility than traditional financing options.
Another type of payment plan is a third-party financing option, such as CareCredit, which provides loans for dental procedures with fixed interest rates and repayment terms.
CareCredit financing options can be used for a wide range of dental treatments, from routine cleanings to major restorative work.
Some dental offices also offer financing through dental savings plans, which can provide discounts on dental care in exchange for a monthly membership fee.
Dental savings plans can be a good option for patients who need ongoing care or have a history of dental problems.
Patients should carefully review the terms and conditions of any payment plan before signing up to ensure it meets their needs and budget.
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Cost Estimates
Cost Estimates can be a major concern for many people.
On average, a routine dental cleaning costs between $75 and $200.
Some dental insurance plans cover up to 80% of the cost, leaving you with a small deductible.
A root canal procedure can range from $500 to $2,000, depending on the location and complexity of the procedure.
In some cases, dental schools or teaching clinics may offer discounted rates for patients.
Insurance Accepted
We accept a variety of dental insurance plans, including Blue Cross/Blue Shield of Alabama and Delta Dental.
Our office is in-network with these providers, making it easier for you to get the care you need without breaking the bank.
We also file with other insurance companies that we're not in-network with, so you don't have to worry about finding a different dentist.
The difference in fees between our office and other providers is usually small, often just a few dollars.
We don't want financial concerns to stand in the way of getting the dental care you need, so we'll work with you to determine what procedures may cost.
In many cases, you'll owe little to no difference in cost compared to our out-of-pocket fees.
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Frequently Asked Questions
Which insurance has the best dental plan?
Delta offers the best dental plan, with the most PPO and HMO plans covering adult braces and the highest lifetime coverage.
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