Dental and Vision Insurance Washington State Coverage Made Easy

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Smiling Woman in Dentist Chair Looking in Mirror
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In Washington State, dental and vision insurance is a vital part of maintaining good overall health. Many insurance plans cover routine cleanings, fillings, and extractions, as well as vision care such as eye exams and corrective lenses.

Washington State residents can choose from a variety of insurance plans that cater to different needs and budgets. Some plans may offer additional coverage for orthodontic care or eye surgery.

Understanding the specifics of your insurance plan can make a big difference in getting the care you need. For example, some plans may have a waiting period before certain services are covered.

By knowing what's included in your insurance plan, you can make informed decisions about your health and budget.

Dental Insurance Options

Colonial Life Dental Insurance offers coverage for regular dental visits and extensive procedures, including cleanings, fillings, sealants, tooth removal, crowns, and dentures.

You can get dental coverage through King County, which pays for dental coverage for you and your eligible family members.

Employees in the Regular and Transit ATU 587 employee benefit groups have two dental plan options: Delta Dental PPO and Cigna Dental HMO.

Delta PPO Plan

Credit: youtube.com, Get to know the Delta Dental PPO and Delta Dental Premier networks

The Delta PPO Plan is a great option for those looking for comprehensive dental coverage. This plan offers a large network of dental providers, covering diagnostic and preventive services at 100%.

One of the unique features of this plan is its incentive program for restorative services and crowns. If you visit a dentist at least once a year, your out-of-pocket costs for these services will decrease each year.

You can find a Delta Dental PPO provider by visiting their website. They don't use ID cards, so you don't need to worry about carrying one around.

Here are the contact details for Delta Dental:

  • Policy #s: Regular: 0152-30050; Transit ATU 587: 0037-0001 (Full-time full benefits and part-time full benefits) and 0152-30030 (Part-time partial benefits); Deputy Sheriff: 0285-00000
  • Phone: 866-229-4102
  • Email: Delta Dental
  • Web: Delta Dental

Vision Care

Vision Care is an essential part of overall health, and it's great that many dental insurance plans offer vision benefits as well. You can use your vision benefits to get the eye care you need.

If you have a Vision Service Plan (VSP), you can see any eye care provider you want, but seeing a VSP provider will generally lower your out-of-pocket expenses.

For more insights, see: Does Insurance Cover Eye Exam

Credit: youtube.com, Dental Insurance for Seniors - 6 Great Coverage Options

Here are some specifics about VSP plan features:

Coordinated Care members also have access to vision care, including no-cost eye exams and discounts on eyeglasses and contact lenses with participating providers.

Compare Available Plans

If you're looking for a dental insurance plan that fits your budget, you've come to the right place.

One option is the Colonial Life Dental Insurance, which offers coverage for regular dental visits and more extensive procedures, including cleanings, fillings, sealants, tooth removal, crowns, and dentures.

The plan lets you focus on getting the oral care you need to keep your smile healthy.

Another option is the Delta Dental PPO plan, which is available to employees in the Regular and Transit ATU 587 employee benefit groups. This plan is also available to employees in other benefit groups.

With the Delta Dental PPO plan, you pay 50% of the cost for orthodontia, with a lifetime maximum benefit of $2,500 per person.

Credit: youtube.com, Best Dental Plans for Seniors (DON'T Get Dental Insurance!)

You can also consider the Complete Dental plan, a PPO plan that offers affordable premiums starting at $64.48 per month.

Here are the key features of the Complete Dental plan:

Remember to review the plan details carefully to ensure it meets your needs.

Getting Coverage

If you're looking for dental coverage, you're in luck because Apple Health & Dental has got you covered. Dental is included under Apple Health coverage for both adults and children, so you don't need to purchase a separate dental plan.

To shop for dental plans, you can sort, filter, and compare options side-by-side, just like you would when picking a health plan. This way, you can view your total monthly costs for both health and dental before confirming your coverage.

If you have children, you'll need to enroll them in a dental plan, as dental coverage for children is an essential health benefit. Pediatric-only dental plans are available, but be aware that they might not be cheaper than family plans, so be sure to compare your options.

On a similar theme: Compare Dental Insurance

Credit: youtube.com, Open enrollment: Anyone who lives in Washington state is eligible for health and dental insurance

Here are some key things to consider when enrolling your child in a pediatric-only dental plan:

  • Pediatric-only dental plans are not necessarily cheaper than dental coverage that covers the entire family.
  • If your child is eligible for Apple Health, you don’t need to enroll them in a separate dental plan.
  • An annual out-of-pocket maximum applies to any dental plan your child is enrolled in.

How to Get Coverage

If you're looking to get dental coverage, it's actually quite straightforward. You can get dental coverage through Apple Health & Dental, which is included under Apple Health coverage for both adults and children.

To be eligible, you'll need to enroll in a Qualified Health Plan. Once you're enrolled, you can decide which household members you'd like to cover with dental coverage.

You can shop for dental plans in the same way you pick a health plan, sorting, filtering, and comparing options side-by-side. This will help you find the best plan for your needs and budget.

Here are some key things to keep in mind when shopping for dental plans:

  • Pediatric-only dental plans are not necessarily cheaper than family dental plans.
  • Plans and prices are different for each insurance company, so be sure to compare your options.
  • If your child is eligible for Apple Health, you don't need to enroll them in a separate dental plan.

It's also worth noting that dental coverage for children is an essential health benefit, which means any child on your application who is 18 or younger is required to enroll in a dental plan.

Colonial Life Works

Credit: youtube.com, Dental Insurance - Colonial Life

You can see an extensive network of in-network dentists with Colonial Life Dental Insurance.

This insurance provides immediate coverage for routine cleanings and X-rays, which is a big plus.

Colonial Life Dental Insurance offers several family plan options to help with care for your spouse and/or dependents up to age 26.

You can keep your insurance even if you change jobs, which is a great benefit.

Some optional add-ons include orthodontia and vision coverages, which can be added to your plan to suit your needs.

Frequently Asked Questions

Can you bundle health, dental, and vision insurance?

Bundling health, dental, and vision insurance is not typically an option, but combining dental and vision insurance can provide distinct advantages, such as no maximum age limits and no waiting periods or deductibles for preventive care

How much does dental and vision insurance cost?

Dental insurance typically costs between $20-$60 per month for individuals and $50-$150 per month for families, while vision insurance premiums range from $5-$50 per month. Get the facts on affordable dental and vision insurance options.

Can you get separate dental and vision insurance?

Yes, you can get separate dental and vision insurance, as they are typically offered through different insurance companies. This allows for more flexibility in choosing policies that meet your individual needs.

Antoinette Cassin

Senior Copy Editor

Antoinette Cassin is a seasoned copy editor with over a decade of experience in the field. Her expertise lies in medical and insurance-related content, particularly focusing on complex areas such as medical malpractice and liability insurance. Antoinette ensures that every piece of writing is clear, accurate, and free of legal and grammatical errors.

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