nc state employees dental insurance guide and resources

As an NC State employee, you're eligible for a comprehensive dental insurance plan that covers a wide range of services. The plan has a network of over 90,000 dentists across the US, ensuring you have access to quality care no matter where you are.

You can choose from two dental plans: the Basic Plan and the Enhanced Plan. The Basic Plan has a lower premium but offers more limited coverage, while the Enhanced Plan provides more comprehensive coverage but at a higher premium.

The dental insurance plan covers routine cleanings, fillings, and extractions, as well as more complex procedures like crowns and root canals. You'll also have access to discounts on dental services and products, such as teeth whitening and oral surgery.

To get started with your dental insurance, you'll need to enroll during your initial hiring process or during the annual open enrollment period. This is usually in the fall, and you'll need to complete an online application or contact the NC State Benefits Office for more information.

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The NCFlex dental plan is offered through MetLife Dental, providing multiple plan levels to suit your needs.

You can choose from various coverage options, including Employee Only, Employee + Child(ren), Employee + Spouse, and Employee + Family.

Eligible employees and dependents can enroll within 60 days of hire, giving you a chance to get started right away.

Annual enrollment is also offered, allowing you to review and adjust your coverage each year.

Permanent full-time employees working 40 or more hours per week and part-time permanent positions working 30 hours or more are eligible for the dental plan.

Your cost will depend on the coverage you choose, so be sure to review the options carefully.

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You can view and print your explanation of benefits, ID cards, and claim information with your dental insurance plan. This information is available online and can be accessed at any time.

To find a dentist, you can look up providers in your network. If you select "Employer and Individual" and then "*National Options PPO 30", you'll be able to find a list of participating dentists.

There's no waiting period for dental care with this plan, so you can visit any dentist or specialist of your choice right away. Preventive and diagnostic services are covered at 100% of usual, customary and reasonable costs.

The Consumer Max Multiplier program rewards you for seeking preventive and diagnostic care, making it a great way to stay on top of your oral health. And as a bonus, you'll get access to a discount benefit for hearing aids.

Here are some key features of the dental plan: