Delta SkyMiles Platinum American Express Card: Everything You Need to Know

The Delta SkyMiles Platinum American Express Card is a premium rewards credit card that offers a range of benefits and perks for frequent travelers.

This card comes with a $550 annual fee, which may seem steep, but it's worth considering if you're a heavy user of Delta flights and want to maximize your rewards earnings.

With this card, you'll earn 5 miles per dollar spent on Delta flights, plus 1 mile per dollar spent on all other purchases.

The Delta SkyMiles Platinum American Express Card offers a range of card details that make it a great option for frequent travelers.

You can earn 5 miles per dollar spent on purchases made directly with airlines, such as Delta, and 1 mile per dollar spent on all other purchases.

The card has a $250 credit for Global Entry or TSA PreCheck, which can save you time and hassle when traveling.

You'll also get a $100 credit for purchases made with Delta, which can be used for things like in-flight meals or baggage fees.

The card has a $450 annual fee, but it's worth it for the benefits and rewards you'll receive.

You can earn a bonus of 40,000 miles after spending $3,000 in the first 3 months, which can be redeemed for flights, hotel stays, or other travel expenses.

The card offers a range of travel benefits, including a free checked bag for you and up to 8 companions on the same reservation.

You'll also get a $100 credit for a CLEAR membership, which can speed up your airport security experience.

The card has a 30,000-mile sign-up bonus for new cardholders, which is a great way to get started with the rewards program.

You can earn 10X miles on purchases made with participating hotels and resorts, which can be redeemed for free nights or other travel rewards.

The card offers a range of rewards and benefits that make it a great option for frequent travelers, including a free companion ticket on Delta flights.

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The Delta SkyMiles Platinum American Express Card offers a range of benefits and perks that can enhance your travel experience.

You can earn 3 miles for every dollar you spend on Delta purchases made directly with Delta. This can add up quickly, especially if you're a frequent flyer.

One of the standout benefits of this card is the annual travel and dining credits, which include up to $120 in Resy credits, up to $120 in rideshare credits, and up to $150 in Delta Stays credits. These credits can be valued close to face value, especially if rideshare is a common expense for you.

Here's a breakdown of the annual travel and dining credits:

You can also take advantage of Amex Offers, which provide statement credits and additional earning opportunities. These offers can be found on your online card account and can be used to save hundreds of dollars each year.

The Platinum Delta Amex card offers some fantastic perks that can save you money and make your travels more enjoyable.

One of the standout benefits is the annual travel and dining credits, which were added in February 2024. This includes a $120 Resy credit, a $120 rideshare credit, and a $150 Delta Stays credit, all of which can be broken down into monthly installments of $10.

To make the most of these credits, it's essential to understand your spending habits and how often you use these services. For instance, if you frequently book restaurants or hotels through Resy, the $10 monthly credit can add up to significant savings.

If rideshare is a common expense, the $10 monthly credit can be valued close to face value, making it a valuable perk for those who rely on ride-hailing services.

Here's a breakdown of the annual travel and dining credits:

Remember to enroll in select Amex benefits to take advantage of these credits.

The Platinum Delta Amex card offers a range of benefits and perks, including Amex Offers. These offers can provide statement credits and additional earning opportunities to cardholders.

You can find these offers posted to your online card account, where you can simply add the offer to your card and make the eligible purchase to receive a rebate or extra earnings. This can save you hundreds of dollars each year.

The Amex Offers program is available to all cardholders, and it's a great way to maximize your rewards earnings.

Earning Delta SkyMiles is a breeze, especially with the bonus categories available on its co-branded cards. You can earn 3 miles for every dollar you spend on Delta purchases made directly with the airline.

The Delta SkyMiles Platinum American Express Card offers a range of earning opportunities, including earning at least 1 mile per dollar on every eligible purchase you make. This means you can rack up miles on all your daily purchases.

You can also earn $1 Medallion Qualification Dollar for each $20 of purchases in a calendar year, helping you work toward elite status. This is a great way to boost your chances of achieving elevated Medallion Status for the next Medallion Year.

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To redeem your SkyMiles, you can use them to pay for certain Delta flights, with $50 off the price of the ticket for every 5,000 miles redeemed. This can be a great way to save on flights.

You can also redeem your miles for award flights on Delta and its partner airlines, with flights normally starting at 10,000 miles. However, be aware that international award flights can be more expensive, especially in premium classes.

Redeeming your miles for seat upgrades and ticket fees is also an option, allowing you to upgrade your seat during the booking process or on an existing reservation. You can also use your miles to pay fees for same-day confirmed flights, redeposits of award miles, or changes.

Paying for Delta Sky Club membership and premium drinks is another way to use your miles, with individual memberships costing 69,500 miles and annual Executive Sky Club memberships costing 149,500 miles. You can also use your miles to purchase premium drinks, such as a glass of Dom Pérignon Champagne for 2,600 SkyMiles.

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The Delta SkyMiles Platinum American Express Card offers a range of rewards and credits to help you save money and earn more miles.

You can earn up to $390 in potential savings per year with statement credits for Delta Stays, Resy, and ridesharing services, which more than offset the annual fee.

The card also offers up to $10 back in statement credits each month on U.S. rideshare purchases with select providers.

You can earn up to $120 in Resy credit, $120 in rideshare credit, and $150 in Delta Stays credit, which can be valuable if you frequently use these services.

The card also offers additional redemption options for your SkyMiles, including Delta Vacations and Delta Experiences.

Here are the various travel and dining credits offered by the card:

You can also earn 2 miles for every dollar spent on dining at restaurants worldwide and on takeout and delivery in the U.S., as well as on supermarket purchases in the U.S.

You can use your miles to redeem for a variety of things beyond flights. If you're not ready to book a flight, you can use your miles to purchase gift cards.

Delta Vacations and Delta Experiences are also redemption options. These allow you to book vacation packages and exclusive experiences, respectively.

You can also make a charitable donation with your miles. This is a great way to give back to the community while earning rewards.

Redeeming your miles for upgraded seating is another option. This can be a great way to enhance your travel experience without breaking the bank.

Sky Club membership is also available for redemption. This gets you access to airport lounges and other perks.

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Annual Dining Credits can be a valuable benefit for Platinum Delta Amex cardholders.

You can earn up to $120 in Resy credits, available as $10 per month, by enrolling in the benefit and making eligible purchases with U.S. Resy restaurants.

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To take advantage of this credit, you need to create a Resy account on Resy.com or on the Resy app.

Additionally, the Platinum Delta Amex card offers a $150 Delta Stays credit, but you'll need to enroll for select Amex benefits to receive it.

Here's a breakdown of the annual dining credits available to Platinum Delta Amex cardholders:

Remember, enrollment is required for select Amex benefits, so be sure to sign up to take advantage of these credits.

The 15% Award Discount is a great perk for travelers with Amex Delta cards. You can get a 15% discount on Delta award travel by logging into your Delta SkyMiles account.

Delta offers this discount to cardmembers of nearly all Amex Delta cards, both personal and business credit cards.

To redeem your award, simply log into your Delta SkyMiles account and redeem your award through Delta's website or the Fly Delta app. The discount is automatically reflected in the award search results for eligible flights.

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If you have a Delta Platinum card, you can earn 10,000 to 20,000 SkyMiles by referring a friend to get approved for a Delta-branded credit card.

To take advantage of this offer, simply log in to your Delta Platinum card account and follow the prompts to refer a friend.

If you're looking to earn some serious rewards, the welcome bonus offer is a great place to start. You can earn tens of thousands of Delta SkyMiles with the Delta Platinum card.

To give you a better idea, the Delta Platinum card's current welcome bonus is 60,000 miles after spending $3,000 in eligible purchases in the first 6 months. It's a great deal that can get you off to a flying start with your rewards.

The Platinum Delta Amex is another card that offers a generous welcome bonus. New cardmembers can earn 60,000 bonus miles after spending $3,000 in purchases on their new card in the first 6 months of card membership.

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Valuable statement credits are a key benefit of the Delta SkyMiles Platinum American Express Card. These credits can add up to significant savings, making the annual fee more than worth it.

You can earn up to $10 per month in statement credits on eligible purchases with U.S. Resy restaurants, with a maximum annual credit of $120. This is available as a benefit to Delta Platinum cardholders who create a Resy account on Resy.com or the Resy app.

The Delta Stays credit is another valuable benefit, offering up to $150 in annual statement credits on bookings made via Delta Stays on delta.com.

If you use your Platinum Delta Amex to pay the application fee for either Global Entry or TSA PreCheck, you can receive up to $120 as a statement credit to cover the cost. This credit is available every 4 years for Global Entry or every 4.5 years for TSA PreCheck.

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You can also earn up to $10 back in statement credits each month on U.S. rideshare purchases with select providers after paying with your card.

Here's a summary of the statement credits you can earn with the Delta SkyMiles Platinum American Express Card:

The Delta SkyMiles Platinum American Express card offers a range of travel benefits that can save you money and make your travels more enjoyable.

You'll get a free checked bag for you and up to 8 traveling companions on the same reservation, which can be a huge money-saver, especially for large families. Plus, you'll receive a free first checked bag, which can also help reduce your expenses.

The card also offers priority boarding, which allows you and up to 8 companions to board before other passengers. This can be a great perk for those who value extra time in their seats before takeoff.

Here are some of the key travel benefits of the Delta SkyMiles Platinum American Express card:

Additionally, you'll get a 20% statement credit on inflight purchases, which can be a nice bonus for those who enjoy buying snacks or drinks on the plane.

The Annual Companion Certificate is a game-changer for frequent flyers. This benefit allows you to bring a companion along on your flight for free, paying only the taxes and fees.

You can use this certificate on Main Cabin round-trip flights to select destinations. Just make sure to book your flight and companion certificate at the same time, and on the same reservation.

Taxes and fees are capped at $80 for domestic flights, and $250 for flights to Mexico, the Caribbean, or Central America. This can be a huge savings, especially during peak travel seasons.

The certificate is only valid for round-trip tickets, and both travelers must be booked together. You can't use it on basic economy fares, so be sure to book a higher fare class.

This benefit is only available to Platinum Delta Amex cardholders, and it's a key part of getting value out of your card. Utilize it strategically to maximize your savings.

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Traveling with a lot of luggage can be a real pain, but with the right card, you can save some serious cash. With the Delta Platinum card, you can get a free checked bag for you and up to 8 traveling companions on the same reservation.

This benefit alone can provide immense savings, especially for large families. I've seen families of 6-8 people pay hundreds of dollars in baggage fees, so this perk is a game-changer.

The free checked bag benefit extends to up to 8 additional people on your same reservation, as long as your Delta SkyMiles number is listed on the reservation. This makes it perfect for families or groups of friends traveling together.

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Traveling can be expensive, especially when it comes to in-flight purchases. You can save 20% on eligible purchases like headsets, meals, and beverages with your card.

You can use your card to buy pre-purchased meals and get 20% off. Examples of eligible purchases include headsets, meals, and beverages.

In-flight Wi-Fi purchases are not included in this discount, but Delta is rolling out free onboard Wi-Fi for all SkyMiles members.

If you're a frequent flyer, consider using your miles to purchase an annual Sky Club membership for unlimited access to the club and its perks.

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Delta Stays offers a discount of up to $150 for bookings made through their travel portal on delta.com. If you're a Delta Platinum cardmember, you can take advantage of this credit.

To qualify, you must book prepaid hotels or vacation rentals through Delta Stays. This credit is in addition to other travel benefits offered by the Delta SkyMiles Platinum American Express Card.

You can earn up to $150 in annual credits by booking through Delta Stays. This can be a significant savings opportunity, especially if you frequently book travel accommodations.

To put this into perspective, here are the potential annual credits you can earn through Delta Stays, Resy, and ridesharing:

These credits can more than offset the annual fee of the Delta SkyMiles Platinum American Express Card.

The TSA PreCheck Credit is a fantastic perk for frequent flyers. You can get a statement credit of up to $85 every 4.5 years after you apply for a five-year membership for TSA PreCheck. This credit is available when you pay the application fee with your Platinum Delta Amex card.

To be eligible, you'll need to enroll in TSA PreCheck through an official enrollment provider. The credit will be applied automatically to your statement after you've been approved for the program.

This benefit is a great way to save some money, especially if you're a frequent traveler. Just make sure to use your Platinum Delta Amex card to pay the application fee, and the credit will be taken care of.

You can use your SkyMiles to upgrade your seat during the booking process or on an existing reservation. This allows you to elevate your travel experience without breaking the bank.

The Platinum Delta Amex card entitles cardmembers to redeem their miles for seat upgrades, giving them more flexibility when booking their flights.

Redeeming your miles for seat upgrades can also be a great way to offset the cost of fees for same-day confirmed flights, redeposits of award miles, or changes.

You can use your miles to pay fees for same-day confirmed flights, redeposits of award miles, or changes, making it easier to manage your travel plans.

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The Platinum Delta Amex card is a great way to work toward elite status with Delta Air Lines. This is because you can earn $1 Medallion Qualification Dollar for each $20 of purchases in a calendar year.

To earn elite status, you'll need to meet the minimum Medallion Qualification Dollar, or MQD, requirement within a calendar year. The MQD requirements vary depending on the level of Medallion Status you're aiming for.

Here's a quick rundown of the MQD requirements:

Starting in 2024, you no longer need to track Medallion Qualifying Segments (MQSs) or Medallion Qualifying Miles (MQMs) for Delta elite status. The only metric used to determine Delta status is Medallion Qualification Dollars (MQDs).

The Delta SkyMiles Platinum American Express Card has an annual fee of $350. This fee is a significant upfront cost, but it's worth considering the potential rewards and savings.

You can earn 60,000 Bonus Miles after spending $3,000 in eligible purchases within the first 6 months of card membership. This bonus offer can be a great way to jumpstart your miles balance.

The card's rewards rate is 1x-3x, depending on the purchase category. If you frequently use services like Delta, Resy, and ridesharing, you can also earn statement credits of up to $390 per year.

Here are some of the card's key features:

The rates and fees associated with this card are pretty straightforward. The annual fee is $350, which is a significant cost, but it may be worth it if you're able to take advantage of the rewards and benefits.

If you're approved for the card, you can expect to earn rewards at a rate of 1x-3x, depending on the type of purchase. There's also a bonus offer of 60,000 Bonus Miles after you spend $3,000 in eligible purchases within the first 6 months of card membership.

Here's a breakdown of the APRs and fees:

One of the perks of this card is that there are no foreign transaction fees, so you can use it internationally without incurring extra costs.

The Delta SkyMiles Platinum American Express Card offers a valuable benefit for foodies and travelers. You can earn up to $120 in Resy credits per year, which is available as $10 per month.

To take advantage of this benefit, you need to create a Resy account on Resy.com or on the Resy app. This is a straightforward process that will allow you to start earning credits.

The Resy credit is awarded in monthly increments, so you can use it to offset your dining expenses throughout the year. This can be a significant savings opportunity if you frequently dine at Resy-participating restaurants.

Here's a breakdown of the Resy credit benefit:

If you're worried about making a purchase with your card, you're in luck - many cards offer purchase protection. This coverage can help if your item is stolen or damaged within a certain timeframe.

Coverage limits vary, but with the Delta SkyMiles Platinum American Express Card, you can get up to $1,000 in coverage if the item is damaged or stolen within 90 days of purchase. The benefit limit is $50,000 per year.

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If you have a specific item in mind, like a cell phone, you'll want to know the details. For cell phone protection, coverage is limited to $800 per claim, with a $50 deductible. You can make up to two approved claims per 12-month period.

Here's a breakdown of the purchase protection benefits offered by the Delta SkyMiles Platinum American Express Card and the Amex Platinum Delta Amex:

Keep in mind that these benefits are subject to terms, conditions, exclusions, and limits of liability, so be sure to check the details before making a purchase.

The Delta SkyMiles Platinum American Express Card is a metal credit card. This is a nice touch, making it stand out in your wallet.

You'll need a good FICO credit score to qualify for this card, which is generally considered a score of 670 or higher.

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The Delta SkyMiles Platinum American Express Card is a premium option in the Delta credit card family, but it's not the most expensive. The Delta SkyMiles Reserve American Express Card has an even higher annual fee of $650.

If you're looking for a Delta card with a lower annual fee, consider the Delta SkyMiles Gold American Express Card, which has a $0 intro annual fee for the first year, then $150. The Delta SkyMiles Blue American Express Card has no annual fee at all.

Here's a comparison of the annual fees for the Delta credit cards:

The Delta SkyMiles Reserve American Express Card also offers a unique benefit: 15 visits per year to the Delta Sky Club, but only if you spend $75,000 or more on the card in the previous year.

The Delta SkyMiles Platinum American Express Card has its share of pros and cons. Here are some of the key benefits and drawbacks to consider.

The card offers a generous welcome offer, which can potentially cover several award flights with Delta or partner airlines. You'll also earn 3X miles on Delta and hotel purchases, making it a great option for frequent travelers. Additionally, you can redeem miles for a good value, and the card provides an elite status boost with enrollment required.

Here are some of the key pros and cons of the card:

We thoroughly evaluate credit cards to help you make informed decisions. Our methodology involves reviewing both the quantitative and qualitative features of a card.

Quantitative features, such as fees, interest rates, and rewards, are carefully examined to give you a clear picture of the card's value. We also consider the cash value of benefits and perks.

Qualitative factors, including the ease of application and the simplicity of the rewards structure, are also taken into account. We assess whether a card is well-suited for everyday use or is better suited for specific purchases.

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Having the Delta Reserve card now or having had it in the past affects your ability to get the Platinum Delta Amex.

You can't receive a welcome offer if you've had the Platinum Delta Amex or the Delta SkyMiles Reserve American Express Card in the past. This is according to the application page terms.

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American Express only allows you to have five of its credit cards at a time. If you've already reached this limit, you'll need to close one before applying for the Platinum Delta Amex.

You're unlikely to be approved for more than two Amex cards in a 90-day period. This is a good thing to keep in mind if you're planning to apply for multiple cards.

The Delta SkyMiles Platinum American Express Card isn't perfect, and there are some downsides to consider. The card charges a significant annual fee of $350, which may not be justified for everyone.

One major con is that the rewards are limited to Delta, which may not be ideal for travelers who don't fly with Delta frequently. This means you won't be able to earn rewards for free flights with other airlines.

Another drawback is that the card lacks trip interruption insurance and baggage delay reimbursement, which are common travel protections found in other airline cards. You do get baggage insurance, secondary car rental loss and damage insurance, and extended warranty protection, but these benefits may not be enough for some travelers.

If you're looking for free Sky Club access, you'll be disappointed to know that the card doesn't offer complimentary lounge access. However, you can get discounted Sky Club access for $50 per person.

Here are some of the key cons of the Delta SkyMiles Platinum American Express Card:

These cons may outweigh the benefits for some travelers, but if you're a loyal Delta flyer, the card's perks and rewards may still be worth considering.