Resy Platinum Card: Is This American Express Card Right for You

The Resy Platinum Card is a premium credit card that offers exclusive benefits to foodies and travel enthusiasts. It's a collaboration between American Express and Resy, a popular platform for booking restaurant reservations.

This card is perfect for those who dine out frequently, with a $300 annual dining credit that can be used towards restaurant reservations made through Resy. You can also earn 3x points on dining purchases and 1x point on all other purchases.

The card's benefits extend beyond dining, with access to exclusive events and experiences, including reservations at top restaurants and hotels. As a Platinum cardholder, you'll also enjoy a $200 airline fee credit and a $100 credit towards Global Entry or TSA PreCheck.

With a $550 annual fee, the Resy Platinum Card is a significant investment, but its benefits make it a worthwhile choice for those who value exclusive access and rewards.

Resy is an online platform for searching for restaurants and making reservations.

It's a great service that can introduce you to top-rated or up-and-coming restaurants in your neighborhood or wherever you happen to be traveling.

Resy was acquired by American Express in 2019, which explains the cozy relationship between the two.

This acquisition also led to the introduction of new benefits on some American Express cards.

Register for your Amex Resy credits as soon as you get your new card in the mail to ensure you get money back when you visit a Resy establishment or make an eligible purchase.

To activate your credits, add your card to your online Resy profile via the Resy app or website. This simple step will guarantee that you receive your statement credits.

Most eligible restaurants are popular or noteworthy, so you might find value in making a reservation online through Resy's website or app. This won't cost you anything extra, and Resy's website and app make this a quick task.

You can expect to receive your statement credits within eight weeks, although in personal experience, Resy statement credits post much faster than that.

Here are some purchases that are not eligible for the Amex Resy dining credits:

To get the most out of your Global Dining Access by Resy, link your eligible Amex card to your Resy account. This will give you access to a portfolio of top-tier restaurants around the world.

Global Dining Access is a perk that lets you score prime restaurant reservations at top-tier spots in town. You can get reservations even at venues that show as fully booked.

To access this benefit, you'll need to have one of the eligible Amex cards, such as The Platinum Card, American Express Gold Card, or Delta SkyMiles Reserve American Express Card. These cards offer exclusive access to the Global Dining Access program.

You can browse the list of participating restaurants and take note of places you may want to visit in the future, even if you don't currently have one of the eligible cards. This is a great way to plan your dining experiences and make reservations at hotspots that are hard to get into.

To access Global Dining Access, simply link your eligible Amex card to your Resy account through the Resy app or Resy.com. You can also call the Amex concierge to get this set up.

Here's a list of eligible Amex cards that offer Global Dining Access:

Note that you'll be subject to each restaurant's cancellation policy, which varies according to the establishment.

You can use the Resy credit on gift cards, too. In fact, TPG senior director of product management Gabe Travers has purchased physical gift cards at local Resy establishments for his friends' birthdays, triggering the $20 statement credit.

Using gift cards can be a great way to earn the statement credit, especially if you have a favorite restaurant that sells them online. Gabe has found that gift cards from restaurants that use Toast as their point-of-sale system seem to trigger the statement credit.

You can also earn the statement credit by buying gift cards to restaurants that you know will use Resy. This way, you can save up for a nicer night out and still earn the credit.

It's worth noting that your mileage may vary, so it's not a guarantee that a gift card purchase will trigger the statement credit. But in Gabe's experience, it has worked out that way.

This Resy Platinum card offer is a monster with up to 375,000 points bonus potential if you max out the restaurant part.

The recent 150,000 bonus on the personal Platinum card is no longer available, but this offer still stands out with 125,000 + up to 250,000 points.

A downside of this offer is that you can't use a referral link to signup, which might be a drawback for some people.

This offer will likely be added to the List of Best Credit Card Signup Bonuses, so it's worth keeping an eye on.

Things To Know About American Express are worth checking out before applying for this card.