
The Delta Platinum Card is a premium travel rewards credit card that offers a wide range of benefits to its cardholders. You can earn 5X miles on Delta flights, which can be redeemed for travel, gift cards, or other rewards.
One of the most valuable benefits of the Delta Platinum Card is the ability to earn miles on everyday purchases. You can earn 3X miles on dining, 2X miles on hotel stays, and 1X mile on all other purchases.
With the Delta Platinum Card, you'll also enjoy a complimentary Delta Sky Club membership, which grants you access to over 50 airport lounges worldwide. This can be a huge perk for frequent travelers.
You'll also receive a $200 credit each year for Delta purchases, including flights, upgrades, and more. This credit can be used to offset the cost of your Delta travel.
Benefits
The Delta Platinum Card offers some amazing benefits that can make it worth the annual fee. One of the main perks is the welcome offer, which can be a great way to earn Medallion elite status with Delta SkyMiles.

For those who want to earn Medallion elite status, putting spending on the card can be a good strategy. In fact, one comment suggests that the card is a great way to earn SkyPesos, which can be redeemed for flights.
The card also offers a companion pass, which can be used to purchase tickets. Interestingly, one user reports that they've used the Amex Platinum card to purchase tickets using the companion pass, and it still worked.
The Delta Platinum Card is a solid benefit that can be used for years to come. One user has had the card for about 6 years and still uses it to purchase tickets.
Here are some benefits of the Delta Platinum Card:
- Earn Medallion elite status with Delta SkyMiles
- Redeem SkyPesos for flights
- Use the companion pass to purchase tickets
- Enjoy years of solid benefits with the card
Overall, the Delta Platinum Card offers a range of benefits that can make it worth the annual fee.
Rewards
The Delta Platinum Card offers a solid rewards program, but it's essential to understand its earning structure. You'll earn 3X miles on Delta purchases, hotel bookings made directly with hotels, and 2X miles at U.S. supermarkets and restaurants worldwide, excluding takeout in the U.S. All other eligible purchases will earn 1X miles.

The card's earning rates are decent, but they might not be the most competitive in the market. For example, other travel credit cards can offer up to 5X points for travel bookings through an issuer's portal.
Here's a breakdown of the card's earning rates:
- 3X miles on Delta purchases and hotel bookings
- 2X miles at U.S. supermarkets and restaurants worldwide (excluding takeout in the U.S.)
- 1X miles on all other eligible purchases
Keep in mind that the card's rewards program is geared towards frequent Delta flyers and those who want to earn miles on everyday purchases. If you're looking for a more flexible rewards program, you might want to consider other options.
Rewards Rate: Solid Earnings
The Delta SkyMiles Platinum American Express Card offers a solid rewards rate, especially for travel enthusiasts. You'll earn 3X miles on Delta purchases, such as flights and hotel bookings made directly with hotels.
Earning 3X miles on Delta flights is decent and in line with similar cobranded airline cards. This can help you rack up rewards even if you're an occasional traveler. However, other travel credit cards can offer more flexibility with rewards earning, such as 5X points for travel bookings through an issuer's portal.

Here's a breakdown of the rewards rates:
- 3X miles on Delta purchases
- 3X miles on hotel bookings made directly with hotels
- 2X miles at U.S. supermarkets and restaurants worldwide (excluding delivery and takeout in the U.S.)
- 1X mile on all other eligible purchases
While the rewards rate is solid, it's worth noting that other credit cards may offer more flexibility and higher rewards earnings for specific categories, such as travel bookings or everyday purchases.
Starting a Business?
If you're starting a business, you'll want to consider a business credit card that offers rewards. The Delta SkyMiles Platinum Business American Express Card is a great option, offering 1.5x miles on purchases of over $5,000.
This card also offers an annual Delta Stays credit of up to $200, which is more lucrative than the personal version. You can earn up to 50,000 bonus miles annually with this card.
Business credit cards often offer similar benefits to personal cards, but with different earning structures. The Delta SkyMiles Platinum Business American Express Card is no exception.
Fees and Costs
The fees and costs associated with the Delta Platinum Card can be a bit steep, but it's essential to understand what you're getting for your money. The annual fee is $350, which might be too pricey for some users, but you can offset this cost with the card's many perks.

To put this in perspective, the Delta SkyMiles Gold American Express Card has an introductory annual fee of $0, then $150, which is a more affordable option. However, you'll still get many of the same benefits, like priority boarding and a free checked bag.
Delta Amex card annual fees are increasing as of February 1, 2024, so it's essential to factor this into your decision. Here's a breakdown of the new fees:
- Delta Amex Gold Card: $150 (up from $99)
- Delta Amex Platinum Card: $350 (up from $250)
- Delta Amex Reserve Card: $650 (up from $550)
If you're planning to use your card abroad, you'll be happy to know that there are no foreign transaction fees, making it a great option for international travel.
Redemption and Earning
Redeeming your Delta SkyMiles can be a great way to offset the cost of flights. Delta SkyMiles are worth around 1.2 cents each, according to Bankrate's valuations.
You can redeem your miles directly through Delta for flights, seat upgrades, vacation packages, or even flights with partner airlines. The best way to use your Delta SkyMiles is to book flights, where your miles will be worth an estimated 1.61 cents each.
Delta's Pay With Miles feature allows you to redeem miles for one cent each toward a Delta flight purchase, in increments of 5,000 miles per $50. This can be a useful option if you have a Delta co-branded credit card.
Here's a breakdown of how to redeem your Delta SkyMiles:
Earning Miles
Earning miles with the Delta Platinum Amex Card is decent, with 3X miles on Delta flights and hotel bookings made directly with hotels.
You'll also earn 2X miles at U.S. supermarkets and restaurants worldwide, but only for delivery and takeout in the U.S.
For other eligible purchases, you'll earn 1X miles.
Here are the earning opportunities for spending with the Delta Platinum Amex Card:
- 3x SkyMiles for purchases directly with Delta
- 3x SkyMiles for purchases made directly with hotels
- 2x SkyMiles at restaurants
- 2x SkyMiles at U.S. supermarkets
- 1x SkyMiles on other eligible purchases
The card has solid bonus categories for a co-branded airline card, but there are still better cards out there for earning rewards in specific categories.
How to Redeem
Redeeming your Delta SkyMiles can be a great way to save money on flights. You can redeem your miles directly through Delta's website.

To get the most out of your miles, divide the cost of your airfare by the number of rewards miles to determine their value. This can be around 1.2 cents per mile, according to Bankrate's valuations.
Delta's Shop with Miles feature allows you to pay for a portion of your eligible airfare with miles, offering a consistent value of 1 cent per mile. This can be a worthwhile option when you have a handful of miles left to use.
If you have a Delta co-branded credit card, you can use the Pay With Miles feature to redeem miles for one cent each toward a Delta flight purchase. This is exclusively available to those with an eligible Delta Amex card.
The best way to use your Delta SkyMiles is to book flights, where they can be worth around 1.61 cents each. You can also redeem your miles for seat upgrades, vacation packages, and even to book flights with Delta's partner airlines.
Perks and Discounts

The Delta Platinum Card offers a range of perks and discounts that can make traveling more enjoyable and cost-effective. You can save 20% on inflight purchases, including food, drinks, and headsets, with a statement credit.
The card also comes with a free first checked bag, which can save you up to $140 one way or $280 roundtrip, depending on your travel plans. This benefit is especially valuable if you're traveling with a group.
Another great perk is the 15% savings on SkyMiles award flights, which can help stretch your miles further. This can be a game-changer if you're planning to use your miles to book a flight.
You'll also get a $120 annual rideshare credit, which can be used to offset the cost of Uber or Lyft rides. This can be a nice bonus if you use ride-hailing services frequently.
Additionally, the card offers a $200 Delta flight credit after spending $10,000 in a calendar year, making it a lucrative option for frequent flyers. You'll also get a free Main Cabin round-trip companion ticket within the US and to Mexico, the Caribbean, or Central America.
Here are some of the key perks and discounts offered by the Delta Platinum Card:
- 20% savings on inflight purchases
- Free first checked bag
- 15% savings on SkyMiles award flights
- $120 annual rideshare credit
- $200 Delta flight credit after spending $10,000 in a calendar year
- Free Main Cabin round-trip companion ticket
Overall, the Delta Platinum Card offers a range of benefits that can make traveling more enjoyable and cost-effective. Whether you're a frequent flyer or just looking for ways to save money, this card is definitely worth considering.
Comparison and Review
The Delta Platinum Card offers a range of benefits that can be valuable for frequent flyers. The card provides free checked bags and priority boarding, making travel more streamlined.
You'll also get a generous companion certificate, which can be used for first-class travel. This perk alone can help offset the annual fee. However, if you fly with various airlines throughout the year, you may want to consider a more versatile travel rewards credit card.
Here are some key benefits of the Delta Platinum Card:
- Free checked bags
- Priority boarding
- Companion certificate for first-class travel
- Priority boarding
Note that the Delta Reserve Card offers more high-end perks, including Sky Club access and upgrade priority, but it comes with a higher annual fee of $650.
Our Rating

The Delta SkyMiles Platinum American Express Card is a good pick for frequent flyers who are loyal to Delta. It offers free checked bags and priority boarding, making it a great option for those who want a more streamlined travel experience.
The card also comes with a generous companion certificate, which can help offset the annual fee. However, it doesn't offer some of the high-end perks available on more expensive cards.
If you fly with Delta at least a couple of times a year, the card may be worth the annual fee. The free checked bag, companion ticket, and priority boarding alone can help offset the annual fee each year.
However, if you fly with various airlines throughout the year or want a card with better earning power, you may be better off getting a more versatile travel rewards credit card.
Here's a breakdown of the card's value:
How it Compares to Other Travel
The Delta SkyMiles Platinum American Express Card is a solid choice for frequent Delta flyers, but it's essential to consider other travel cards that might offer better benefits and rewards rates with lower annual fees.
The Delta SkyMiles Platinum Card has a $250 annual fee, which is lower than the $650 annual fee of the Delta SkyMiles Reserve Card.
One of the main advantages of the Delta SkyMiles Platinum Card is its travel perks, which can help offset the annual fee and make traveling easier.
The card offers a free checked bag, companion ticket, and priority boarding, which can save you money and time on your flights.
You can also earn 20% back on purchases like beverages, food, and headsets made during your flight when you use your card.
The Delta SkyMiles Platinum Card offers a Main Cabin round-trip companion ticket within the U.S. and to Mexico, the Caribbean, or Central America upon renewal of your card.
The Delta SkyMiles Platinum Card's travel perks are more appealing than the Delta SkyMiles Reserve Card's benefits, considering the lower annual fee.
Here's a comparison of the Delta SkyMiles Platinum Card and other travel cards:
Ultimately, the best travel card for you will depend on your individual needs and travel habits.
Drawbacks and Limitations
The Delta Platinum Card isn't without its drawbacks. No access to Delta Sky Clubs is a significant limitation, especially considering the card's high status.
You won't be able to use the Delta SkyMiles Platinum American Express Card to get into Delta Sky Clubs, which is a major bummer for those who value lounge access.
Frequently Asked Questions
What are the changes for Amex Platinum 2024?
Starting October 8, 2024, the Amex Platinum Credit Card will have higher renewal fees and new benefits, including elite hotel memberships and discounts on Apple products
Will Delta extend status to 2024?
Yes, Delta may extend 2024 Medallion Status for members with MQM Rollover balances over 100,000. This extension is granted for 1 year per every 100,000 Rollover MQMs earned.
Sources
- https://www.creditkarma.com/credit-cards/insights/delta-platinum-amex
- https://www.bankrate.com/credit-cards/reviews/platinum-delta-skymiles-credit-card-from-american-express/
- https://onemileatatime.com/news/delta-amex-card-changes/
- https://eyeoftheflyer.com/2024/10/30/keep-or-cancel-delta-platinum-amex-card/
- https://onemileatatime.com/reviews/credit-cards/american-express/delta-platinum-amex-card/
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