Delta Amex Black Card Complete Guide and Review

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To be eligible for the card, you'll need to have an existing relationship with American Express and meet their spending requirements. This can be a challenge, but the rewards are well worth it.

The card offers 3X miles on Delta purchases, making it a top choice for frequent flyers. You'll also get a $200 annual credit for Global Entry or TSA PreCheck fees.

Benefits and Perks

The Amex Black Card is a highly exclusive credit card that comes with a range of impressive benefits and perks.

To qualify for the Amex Black Card, you'll need to spend a significant amount of money, likely in the low- to mid-six figures, over several years on luxury goods, travel, and lifestyle expenses.

One of the standout benefits of the Amex Black Card is the top-tier complimentary elite status with four major hotel chains: Marriott, Hilton, IHG, and Relais & Châteaux.

This elite status comes with perks like automatic room upgrades, early check-in/late check-out, and other privileges.

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You'll also receive Delta Platinum Medallion elite status, which offers additional rewards and benefits.

Amex concierges are known for going above and beyond to fulfill personal and unique requests, from securing hard-to-get reservations to planning bespoke travel experiences.

You'll also have access to private events and experiences, such as high-profile sporting events, fashion shows, and exclusive culinary events with renowned chefs.

Here are some of the benefits and perks you can expect from the Amex Black Card:

  • Top-tier complimentary elite status with Marriott, Hilton, IHG, and Relais & Châteaux
  • Delta Platinum Medallion elite status
  • Personal concierge services
  • Access to private events and experiences

Travel & Shopping

As a Delta Amex Black cardmember, you'll enjoy top-notch travel and shopping protections, including trip delay and cancellation protection, baggage delay protection, extended warranty, and purchase protection.

These protections can be a lifesaver in case of unexpected trip cancellations or delays, and can also give you peace of mind when making purchases.

Delta Amex Black cardmembers also receive the full range of Amex protections, similar to Amex Platinum cardmembers.

Eligibility and benefit level for these protections vary by card, so be sure to check the details.

You can find more information on these benefits and policies by visiting americanexpress.com/benefitsguide.

Airport Lounge Access

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The Delta SkyMiles Reserve American Express Card offers access to Delta Sky Club airport lounges whenever the cardholder is flying with Delta, with 15 visits per year.

You'll also get to enjoy high-end complimentary food and drinks at Amex Centurion Lounges when flying Delta and paying with a U.S.-issued American Express card.

Four Delta Sky Club one-time guest passes are included with the card, making it easy to treat friends and family to a lounge experience.

With the Delta SkyMiles Reserve American Express Card, you can get up to $120 back for a Global Entry or TSA PreCheck application fee credit, saving you money on travel-related expenses.

The card also includes a Delta companion certificate, allowing you to fly a companion for free on certain qualifying flights, and one-time complimentary upgrades for non-elite Delta members.

American Express

The American Express Black Card is a highly exclusive credit card that offers a range of luxurious benefits. It's available by invitation only, and the minimum required threshold of annual spend is in the low- to mid-six figures for several years, ideally on luxury goods, travel, and other lifestyle expenses.

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The card costs $5,000 a year, with a $10,000 initiation fee, but the perks are certainly worth it. Cardholders receive top-tier complimentary elite status with four major hotel chains: Marriott, Hilton, IHG, and Relais & Châteaux. This means automatic room upgrades, early check-in/late check-out, and other privileges.

Cardholders also receive Delta Platinum Medallion elite status, which offers perks like complimentary upgrades and bonus miles. You can't get this benefit with any other credit card, making it a unique advantage of the Amex Black Card.

One of the standout benefits of the Amex Black Card is the access to exclusive events and experiences. Members are invited to private events and experiences ranging from high-profile sporting events and fashion shows to exclusive culinary events with renowned chefs.

Here are some of the exclusive benefits of the Amex Black Card:

  • Complimentary top-tier elite status with four major hotel chains: Marriott, Hilton, IHG, and Relais & Châteaux
  • Delta Platinum Medallion elite status
  • Access to exclusive events and experiences
  • Amex concierges for personal and unique requests

Overall, the American Express Black Card is a premium credit card that offers a range of luxurious benefits and exclusive perks.

Reviews and Comparison

Credit: youtube.com, Amex Platinum vs. Delta Reserve (Which Should YOU Get?!)

Delta miles are worth 1.1 cents apiece, on average, based on Business Insider's points and miles valuations. This means that earning and redeeming Delta miles can be a great way to save money on flights.

Each of the Delta credit cards reviewed offers special perks for Delta cardholders, including the Delta SkyMiles Blue American Express Card, which offers 20% off inflight purchases and no annual fees. This card is particularly useful for international trips.

The value of each credit card is carefully evaluated, considering the annual fees against the benefits and value they offer. This ensures that you get the best card for your needs and budget.

Centurion Statement Credits

Centurion Statement Credits are a valuable perk for those who qualify. They can be redeemed for statement credits, essentially wiping out part of your bill.

These credits are worth up to $500 per year, and can be used to offset purchases made on your Centurion card.

To be eligible, you must have excellent credit and meet the issuer's requirements.

You can use these credits to pay for travel expenses, dining, or other purchases, giving you more flexibility in your budget.

Best Reviews

Person in Black Long Sleeve Shirt Holding Black Card
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Delta SkyMiles are worth 1.1 cents apiece on average, based on Business Insider's points and miles valuations.

Earning miles is a breeze with the right card, as you can earn three miles for every dollar spent on Delta purchases or directly with hotels.

You can also redeem your miles for award tickets on other SkyTeam alliance carriers, including Air France, KLM, Korean Air, Virgin Atlantic, and WestJet.

The Delta SkyMiles Gold American Express Card offers 20% off inflight purchases and serves as a useful card to keep on international trips, since there are no annual fees.

Booking a one-way plane ticket from Charlotte, North Carolina, to Chiang Mai, Thailand, for just 35,000 miles is an incredible deal, especially considering the trip takes over 24 hours from takeoff to landing.

The value of your miles can be very high if you keep an eye out for good deals, as evidenced by the author's round-trip flight from Raleigh, North Carolina, to New York City for just 15,000 miles.

What I Wish I Knew

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I wish I knew that the annual companion certificate is only valid for economy travel, which might be a bummer for those who enjoy luxury travel and want to fly first class.

The Amex Black Card offers elite status with four major hotel chains, including Marriott, Hilton, Intercontinental Hotels Group, and Relais & Châteaux, but it's essential to review the terms and conditions of the statement credits to ensure you can take full advantage of them.

Don't forget that the annual statement credits alone add up to $390, and if you use the companion ticket on international travel and don't have to pay for a checked bag, you've more than covered the annual fee.

In my experience, it's crucial to consider the limitations of American Express acceptance internationally, which is why I have multiple travel credit cards, including the Capital One Venture X and Citi Premier card, that grant me access to airport lounges and other benefits.

The Amex Black Card offers perks like complimentary upgrades and bonus miles, but it's essential to weigh these benefits against the increased annual fee, especially if you're not going to use the statement credits.

Current Offers

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The current welcome offer for the Delta Amex Black card is a game-changer. You can earn 90,000 bonus miles after spending $4,000 on purchases within six months of card opening.

This offer is only available until March 27, 2024, so don't wait to take advantage of it. Those 90,000 bonus miles can take you on some amazing trips, like flying nonstop from New York City to San Francisco in economy for as little as 27,200 miles round-trip plus $12 in taxes and fees.

With the current welcome offer, you'll also get bonus MQMs, which can help you reach Delta's medallion status. To reach Silver Medallion, you'll need 25,000 MQMs and $3,000 medallion qualifying dollars (MQDs), based on your Delta flight spend.

Frequently Asked Questions

How do I qualify for a black Amex card?

To qualify for a black Amex card, you typically need to have spent at least $450,000 (or $500,000) across all your Amex accounts in a calendar year. Amex may extend an invitation to apply for the card, with no impact to your credit score.

Does Delta Amex get you into Centurion?

No, the Delta Amex card does not grant access to AmEx Centurion Lounges. However, Delta SkyMiles Reserve Business Amex cardmembers can access Centurion Lounges when flying Delta on a ticket purchased with an AmEx card.

Is there a Black Delta American Express card?

Yes, there is a Black Delta American Express card, a limited edition credit card made from metal sourced from a retired Boeing 747. It was launched in 2022 as a stylish Delta SkyMiles Reserve American Express Card.

What salary do you need for a black Amex?

To be eligible for the American Express Black Card, you typically need a minimum annual income of $1 million and spend at least $350,000 on American Express cards annually. Meeting these requirements may qualify you for an invitation to apply.

Is Amex Black Card rare?

Yes, the Amex Black Card is extremely rare, as it's only available by invitation to high-spending, high-income individuals. Its exclusivity makes it one of the most sought-after credit cards in the world.

Lola Stehr

Copy Editor

Lola Stehr is a meticulous and detail-oriented Copy Editor with a passion for refining written content. With a keen eye for grammar and syntax, she has honed her skills in editing a wide range of articles, from in-depth market analysis to timely financial forecasts. Lola's expertise spans various categories, including New Zealand Dollar (NZD) market trends and Currency Exchange Forecasts.

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