Davis dental insurance offers a range of coverage options to suit different needs and budgets.
The most basic plan, the Value Plan, covers 80% of dental expenses after a $50 deductible.
This plan is ideal for individuals who only need occasional dental care.
The Value Plan has a monthly premium of $25 for individuals and $45 for families.
Davis dental insurance also offers a more comprehensive plan, the Premier Plan, which covers 100% of dental expenses after a $100 deductible.
This plan is suitable for individuals who require regular dental care or have ongoing dental issues.
The Premier Plan has a monthly premium of $45 for individuals and $75 for families.
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Insurance Basics
Davis Dental Insurance has a benefit coordinator who works with you to maximize your dental benefits and minimize your out-of-pocket cost.
You can rely on their expertise to get the most out of your dental insurance plan.
Our benefit coordinator is dedicated to helping you navigate the insurance process and find the best solutions for your dental care needs.
Davis Dental Insurance is committed to making dental care more affordable and accessible for everyone.
By working with a benefit coordinator, you can avoid unnecessary expenses and get the care you need without breaking the bank.
Coverage Details
You'll need to provide your Delta Dental ID number to your dentist to get care. You can find this number in the mobile app or by printing an ID card from the Delta Dental website.
UC SHIP has contracted with the Delta Dental Preferred Provider Organization (PPO) network to accept specific fees for services. This network includes dentists who have agreed to lower fee schedules.
Except for preventive and diagnostic services, you'll pay a deductible before the plan begins to share costs with you. This means you'll need to pay out-of-pocket for some services before the insurance kicks in.
PPO plans cover a percentage of treatment costs, typically paying 50% for major treatments like crowns and bridges. This can help you save money on costly procedures.
You can find complete plan details in the Delta Dental Benefit Booklet, which is available in PDF format. This will give you a comprehensive understanding of what's covered and what's not.
Before your dental visit, our team will verify your insurance coverage by checking your plan details. This ensures that we have the most up-to-date information about your coverage.
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Network and Providers
To get the most out of your Davis Dental Insurance, it's essential to understand the network and providers involved. Delta Dental has many dental networks, so make sure you're selecting a dentist from the Delta Dental PPO network.
Choosing a dentist from the correct network can save you money. You'll pay more if you choose a dentist from another network.
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Payment and Verification
You'll get a clear idea of what your insurance plan covers upfront, so you can plan accordingly.
We've contracted with the Delta Dental Preferred Provider Organization (PPO) network, which means their dentists agree to specific fees for services.
To get care, you'll need to provide your Delta Dental ID number to your dentist - you can find this in the mobile app or by printing an ID card from the Delta Dental website.
You'll pay a deductible before the plan starts sharing costs with you, except for preventive and diagnostic services like your twice-yearly checkups and cleanings.
For services that aren't covered, be sure to check the Delta Dental Benefit Booklet for details.
Payment Processing
We will be upfront about what your insurance plan will pay for, giving you a clear understanding of your financial responsibilities.
Our payment processing system is designed to make it easy to take care of any remaining out-of-pocket balance, offering options to suit your needs.
We'll work with you to find a solution that fits your budget and ensures you get the care you need without any unexpected surprises.
Coverage Verification
Before your dental visit, it's essential to verify your insurance coverage. This involves checking your plan details to ensure you understand what's covered and what's not.
Our team will take care of this step for you, so you can focus on your appointment. We'll verify your insurance coverage to avoid any surprises on your bill.
To get care, you'll need to provide your Delta Dental ID number to your dentist. You can find this number in the mobile app or by printing an ID card from the Delta Dental website.
Frequently Asked Questions
What is the most dental insurance will cover?
Most dental insurance plans cover 100% of preventive care, including routine cleanings and exams. Basic care typically covers a portion of more extensive services like fillings and extractions.
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