Curve Metal Card: A World-First 'All-in-One' Premium Debit Card

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Credit: pexels.com, Black and white image of a futuristic building facade with curved glass and metal panels.

The Curve Metal Card is a game-changer in the world of premium debit cards. It's the first-ever "all-in-one" card that combines multiple features into one sleek design.

This card is designed to be a one-stop-shop for your financial needs, making it a convenient option for those who want to streamline their finances. With Curve, you can link multiple credit and debit cards, earning rewards and benefits from each.

The Curve Metal Card is made from high-quality metal, giving it a premium feel that's hard to find in traditional debit cards. It's also surprisingly durable, withstanding daily wear and tear with ease.

By linking your cards, you can manage your finances more effectively, track your spending, and make the most of your rewards.

Card Details

The Curve Metal Card is a premium credit card that offers a range of benefits and features.

The card has no foreign transaction fees, making it a great option for international travel.

It also features a metal design, giving it a sleek and premium feel.

Unboxing

Curved metal benches in a contemporary outdoor space, perfect for seating.
Credit: pexels.com, Curved metal benches in a contemporary outdoor space, perfect for seating.

The card is available in three colors: red, navy, and rose gold. I chose the navy blue one, which looks very nice.

The Curve Metal card has a weighty feel, weighing 18g, unlike plastic cards.

Unveils World-First 'All-in-One' Card with Premium Benefits

The "All-in-One" card is a game-changer, offering premium benefits that set it apart from other cards.

This card provides a comprehensive package of benefits, including travel insurance, purchase protection, and concierge services.

With the "All-in-One" card, you can enjoy a range of exclusive rewards, such as cashback, points, and discounts on purchases.

The card's premium benefits also include access to a 24/7 customer support hotline, ensuring you're never left stranded.

By using the "All-in-One" card, you can simplify your financial management and enjoy a more convenient, hassle-free experience.

Upgrading to 2022

Upgrading to 2022 is a significant change, and it's worth considering the benefits. Upgrading to Curve Metal 2022 offers better cash back at retailers like ICA, IKEA, Amazon, Marriott, Apple, and Uber.

Credit: youtube.com, I want to update my credit card information

The new features also include phone and travel insurance, which can be a game-changer for frequent travelers. This insurance coverage can provide peace of mind when traveling abroad.

One of the most exciting perks is access to airport lounges, which can be a great way to relax before flights. This can be especially useful for long-haul flights or for those who value a quiet and comfortable pre-flight experience.

The initial fee for upgrading to Curve Metal 2022 covers the cost of the card, with no issuing fee or delivery fee. This makes the upgrade process relatively seamless and hassle-free.

Security and Tracking

Security and tracking with Curve Metal is a breeze. You can lock your card from the app on your phone with just one click.

Instant notifications will keep you in the loop about every transaction, even when you're abroad. You'll get the GBP amount, so you can easily keep track of your spending without any nasty surprises.

You won't be charged a fee for using your card abroad, and you'll get the best rate possible, thanks to the interbank FX exchange rate.

Security Tracking

Black and white image of a graphics card with technology theme and metal reflection.
Credit: pexels.com, Black and white image of a graphics card with technology theme and metal reflection.

You can lock your card from the app on your phone with just one click, making it easy to secure your account if you lose your card.

Instant notifications are a game-changer, alerting you as soon as a transaction is made with your card. This is especially helpful when abroad, as these notifications show you the GBP amount, so you can keep track of your spending without any surprises.

You won't be charged a fee to use your card for purchases abroad, and transactions will be converted at the interbank FX exchange rate, which is the rate at which banks exchange money, giving you a great rate.

Being able to monitor your spending in real-time can give you peace of mind, especially when traveling.

Delivery Time

Delivery Time is a crucial aspect of the Curve Metal delivery experience. The card arrived just a couple of days after upgrading via the Curve app.

The delivery time from the app upgrade to receiving the card was around 3 to 4 days. This is a relatively quick turnaround, especially considering the card's premium nature.

The shipping process is efficient, allowing you to get your new metal debit card in a timely manner.

Design and Options

Credit: youtube.com, Curve Features | Meet Curve Metal

The curve metal card is a versatile product that offers a range of design options.

You can choose from a variety of metal finishes, including silver, gold, and rose gold, as mentioned in the "Materials and Durability" section.

With a sleek and modern design, the curve metal card is perfect for everyday use.

Consider reading: Gold Platinum Card

Review and Worth

The Curve Metal Card is definitely worth considering, especially since it's free to try for a year.

With a year's free subscription, you can experience all the benefits of the Curve Metal Card without any upfront costs.

In my opinion, the Curve Metal Card is a great option for those who want to simplify their finances and earn rewards.

Tiers

Let's take a look at the different tiers Curve offers. Curve Blue is the entry-level option, and it's free to use. You'll get fair foreign exchange rates up to £500 per month and fee-free foreign ATM withdrawals up to £200 per month.

An aged metal warehouse with a curved roof and number 259, showcasing an industrial rustic design.
Credit: pexels.com, An aged metal warehouse with a curved roof and number 259, showcasing an industrial rustic design.

If you need more features, Curve Black is the next step up, costing £9.99 per month. This tier gives you unlimited fair foreign exchange rates and fee-free foreign ATM withdrawals up to £400 per month.

The top-tier option is Curve Metal, which costs £14.99 per month. With this tier, you'll get unlimited fair foreign exchange rates and fee-free foreign ATM withdrawals up to £600 per month.

Here's a quick summary of the different tiers:

1% Cashback

The 1% cashback feature on Curve is a game-changer. You can select up to 6 retailers to get 1% cashback every time you use your Curve card there.

With Curve Metal, you get the cashback at up to 6 retailers of your choosing, which is a pretty sweet deal. I personally chose Tesco because I buy both my groceries and petrol there.

1% back on all your Uber rides might not sound like much, but over time it can really add up. Among the extensive list of worldwide brands, you'll find Amazon, Uber, Booking.com, and many more that you might use a lot.

Curve Blue offers 1% instant cashback at up to 3 retailers for 90 days, while Curve Black gives you the cashback at 3 retailers permanently.

Card Review

A detailed close-up of a sleek silver supercar's smooth curves and metallic finish.
Credit: pexels.com, A detailed close-up of a sleek silver supercar's smooth curves and metallic finish.

In this review, we'll be focusing on the Curve card, a product that I got to try out for a year with a free subscription of Curve Metal.

The reviewer received a year's free subscription of Curve Metal to trial the Curve card for this review.

The reviewer's words and opinions are 100% honest, and they're not holding back any thoughts or feelings about the product.

All opinions expressed in this review are the reviewer's own, and they're not influenced by any external factors.

Is Worth It?

If you travel a fair bit, Curve Metal is worth considering.

The lounge access that comes with LoungeKey is a great perk for frequent travellers.

You'll also enjoy unlimited fair foreign exchange rates, which can save you money on international transactions.

However, if you're not planning to travel much, the free Curve Blue card might be a better option.

The paid subscription for Curve Metal might not be worth it if you already have travel insurance and mobile phone insurance packaged with your bank account.

Ultimately, it's worth assessing how much you think you'll travel within the year to decide if Curve Metal is worth the paid subscription.

Readers also liked: Cash Back Card vs Travel Card

Extra Benefits

Credit: youtube.com, Curve Metal Card (Black) Unboxing and Hands on

The Curve Metal card offers a range of extra benefits that make it a great value for frequent travellers like me.

You get Worldwide Travel Insurance and Electronic Gadget Insurance, which is perfect for offering some extra peace of mind.

These insurance policies have a coverage limit of up to £800 for electronic gadgets.

Free ATM withdrawals have higher limits with Curve Metal.

You also get unlimited access to interbank FX rates, which can save you money on currency conversions.

Curve Cashback has more retailers to earn rewards from.

Rental Car Collision Waiver Insurance is included, which can save you up to £20 a day on car rental fees.

With Curve Metal, you get Worldwide Airport LoungeKey Access, allowing you to enter over 1,000 lounges worldwide for a fixed fee of £20.

Frequently Asked Questions

What is the Curve metal limit?

The Curve Metal card has a rolling 30-day ATM limit of £1,000 and a foreign ATM limit of £1,000.

Tommy Weber

Lead Assigning Editor

Tommy Weber is a seasoned Assigning Editor with a keen eye for detail and a passion for storytelling. With extensive experience in assigning articles across various categories, Tommy has honed his skills in identifying and selecting compelling topics that resonate with readers. Tommy's expertise lies in assigning articles related to personal finance, specifically in the areas of bank card credit and bank credit cards.

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