
If you're a frequent Uber Eats user, you know how convenient it is to get your favorite food delivered right to your doorstep. Many credit cards offer benefits that can enhance your Uber Eats experience.
Some credit cards offer exclusive discounts and promotions with Uber Eats, such as a $0 delivery fee on orders over a certain amount. For example, the Uber Eats credit card offers a $0 delivery fee on orders over $15.
If you're looking to earn rewards on your Uber Eats purchases, consider a credit card that offers points or cash back on dining purchases. The Chase Sapphire Preferred card, for instance, offers 2X points on dining purchases, including Uber Eats.
On a similar theme: Credit Cards with Food Delivery Benefits
Best Credit Cards for Uber Eats
If you're a frequent Uber Eats user, you'll want to consider a credit card that offers rewards and benefits tailored to your delivery habits. The Platinum Card from American Express features up to $200 in Uber Cash annually, which can be used on Uber Eats orders in addition to Uber rides.
The U.S. Bank Altitude Go Visa Signature Card is another great option, earning 4 points per $1 spent on dining, including takeout and delivery, with no annual fee. This card's 4x rate applies to all major third-party meal delivery services, including Uber Eats, DoorDash, and Grubhub.
The Chase Sapphire Reserve offers a complimentary DashPass membership for up to three months, making you eligible for free delivery on certain orders. You'll also earn three points for every $1 you spend on dining, including food delivery services.
You can also consider the American Express Gold Card, which offers up to $120 in dining statement credits annually, including Grubhub and Uber Eats. With its 4x earning rate on dining, you'll earn elevated rewards on your deliveries as well.
Here are some of the top credit cards for Uber Eats, summarized:
These cards can help you save money and earn rewards on your Uber Eats orders, making them a great addition to your wallet.
Alternative Options
If you're not set on the U.S. Bank Altitude Go Visa Signature Card, there are other options to consider.
The Capital One Savor Cash Rewards Credit Card earns 3% back on dining and grocery store purchases, including delivery purchases made directly from restaurants, through most meal delivery services and online grocery orders made through most delivery services.
Customized Cash Rewards
If you're looking for a credit card that offers Uber Eats benefits, consider the Bank of America Customized Cash Rewards credit card. It offers decent cash back rates in the category of your choice, including travel, which includes rideshare services like Uber and Lyft.
One of the eligible 3 percent categories is travel, which can earn you a higher cash back rate on your Uber Eats purchases. If you notice you're taking fewer rideshares one month, you may appreciate the ability to swap your chosen category each month.
Here are some key features of the Bank of America Customized Cash Rewards credit card:
You can earn up to $2,500 in combined 3 percent and 2 percent category purchases each quarter, then 1 percent cash back. This can add up to a decent amount of cash back on your Uber Eats purchases, especially if you frequently use the service.
DoorDash and Uber Eats Benefits
If you're a frequent DoorDash user, you're in luck - there are credit cards that offer exclusive benefits just for you. The Chase Sapphire Reserve features a complimentary DashPass subscription, which could make you eligible for free delivery on certain orders.
DoorDash users can also benefit from the Chase Sapphire Reserve's 3 points for every $1 spent on dining, including food delivery services. This can add up quickly, especially if you're ordering in frequently.
The Chase Sapphire Reserve has an annual fee of $550, which may seem steep, but its rewards and perks could make it worth it for frequent DoorDash users. You'll also get a $300 annual travel credit, making it a great option for those who travel often.
Here are some other credit cards that offer benefits for DoorDash users:
- Chase Sapphire Reserve: complimentary DashPass subscription, 3 points for every $1 spent on dining
- American Express Green Card: 3X Membership Rewards at restaurants worldwide, plus takeout and delivery in the U.S.
- The Platinum Card from American Express: $15 Uber Cash allowance per month, plus an additional $20 in December (for a total of $35) that can be used for Uber Eats orders in the U.S.
Note that some of these benefits may require enrollment or have specific requirements, so be sure to check the details before signing up.
Comparing Credit Cards
If you're looking for a credit card with Uber Eats benefits, there are several options to consider. The Capital One Savor Cash Rewards Credit Card offers 10 percent cash back on Uber purchases, plus Uber One monthly membership statement credits through November 14, 2024.
One card that stands out is the American Express Gold Card, which offers up to $120 in annual credits for Uber Cash. This can be broken down into $10 in automatic monthly Uber Cash toward Uber Eats orders or Uber rides in the U.S.
The Capital One Savor Cash Rewards Credit Card is another contender, with no annual fee and 10 percent cash back on Uber purchases. This card also offers Uber One monthly membership statement credits through November 14, 2024.
If you're willing to pay an annual fee, the American Express Gold Card offers a lot of value in restaurant credits and Uber Cash. However, the $325 annual fee may be a drawback for some users.
Additional reading: American Express Travel Credit $200
Here's a comparison of some popular credit cards with Uber Eats benefits:
Ultimately, the best credit card for you will depend on your individual needs and preferences. Be sure to review the terms and conditions of each card before making a decision.
Final Thoughts and Recommendations
Saving money or earning rewards on your credit cards can be a great way to get closer to your next trip, and some cards even offer free food delivery perks.
Combining rewards and cash back with free food is a nice bonus, available on multiple credit cards.
It's worth exploring different credit cards to see which ones offer the best perks for your dining and grocery store purchases.
Free food delivery perks can be a nice perk, especially when combined with other rewards and cash back offers.
Sources
- https://johnnyjet.com/best-credit-cards-doordash-uber-eats/
- https://awardwallet.com/blog/credit-cards-free-food-delivery/
- https://www.creditkarma.com/credit-cards/i/best-credit-cards-restaurants
- https://www.bankrate.com/credit-cards/travel/best-credit-cards-uber-and-ridesharing/
- https://www.nerdwallet.com/article/credit-cards/best-credit-cards-for-food-delivery
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