Unlock Exclusive Food Delivery Benefits with These Top Credit Cards

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If you're a foodie who loves ordering in, you're in luck! Certain credit cards offer exclusive benefits that can boost your dining experience. The Chase Sapphire Reserve card, for example, offers a $300 annual credit towards dining purchases.

You can use this credit towards your favorite restaurants, including those that offer food delivery. This can help you save money on your food bills and make your dining experience even more enjoyable.

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Benefits and Rewards

If you're looking for a credit card with food delivery benefits, you're in luck. The DoorDash Rewards Mastercard offers a free year of DashPass, which auto-renews at $96/year, but can be cancelled anytime.

You'll earn cash back on every purchase, with varying rates depending on the type of purchase. For example, you'll earn 4% cash back on DoorDash and Caviar orders, 3% on dining purchases, 2% on grocery store orders, and 1% on all other purchases.

The Chase Sapphire Reserve card offers a $300 travel credit and airport lounge access, making it a great choice for frequent travelers. You'll also earn points on dining purchases, including eligible delivery services.

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Here are the rewards rates for the Chase Sapphire Reserve card:

  • 10x points on hotels and car rental purchases through Chase Travel℠ (after the first $300 is spent on travel purchases annually)
  • 10x points on Chase Dining purchases with Chase Travel℠
  • 5x points on flights when you purchase travel through Chase Travel℠ (after the first $300 is spent on travel purchases annually)
  • 3x points on other travel worldwide (after the first $300 is spent on travel purchases annually)
  • 3x points on other dining at restaurants, including eligible delivery services, takeout, and dining out
  • 1x points for all remaining purchases

Cardholders can enjoy complimentary DoorDash DashPass benefits through December 31, 2027, with the Chase Sapphire Reserve card.

Specific Cards

If you're looking for credit cards with food delivery benefits, there are several options to consider. The American Express Gold Card is excellent for restaurant and takeout lovers, earning 4X Membership Rewards points on restaurants (including takeout and delivery) for up to $50,000 in purchases per year.

The Instacart Mastercard is a great choice if you use Instacart for most of your grocery and household shopping, earning 5 percent back on all Instacart app and Instacart.com purchases.

Here are some key cards to consider:

The Chase Sapphire Preferred Card and Chase Freedom Flex also offer 3X Ultimate Rewards or 3% cash back on dining purchases, respectively.

Comparing the Best

If you're looking for the best credit cards for food delivery, you'll want to consider cards that offer elevated earning rates and perks for food delivery apps. The Chase Sapphire Reserve is a top choice for DoorDash users, with a Bankrate Score of 5.0.

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The American Express Gold Card is a great option for Grubhub users, with a Bankrate Score of 4.9. This card offers a range of benefits, including discounts and premium memberships.

Here's a comparison of some of the top credit cards for food delivery:

The first-year value of these cards is significant, with the Chase Sapphire Reserve and American Express Gold Card offering $1,200 in value. However, the ongoing maximum value of these cards varies, with the Chase Sapphire Reserve offering $630 in value and the American Express Gold Card offering $424.

If you're looking for a card with no annual fee, the Instacart Mastercard is a good option, with a first-year value of $50. However, the Prime Visa card offers a more significant first-year value of $200, although it comes with a cost of $139 per year for Amazon Prime membership.

Ultimately, the best card for you will depend on your individual needs and preferences. If you can fully maximize one of the flexible travel card options, that may be your best choice.

Instacart Master

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The Instacart Mastercard is an excellent choice for frequent Instacart users. You'll earn 5 percent back on all Instacart app and Instacart.com purchases, excluding restaurant orders powered by Uber Eats.

The Instacart Mastercard also offers a $50 Instacart credit upon approval. This is a great perk for those who rely heavily on Instacart for their grocery and household shopping needs.

To maximize the value of your Instacart Mastercard, be sure to use it for all your Instacart purchases. This will help you earn the 5 percent back on all eligible purchases.

Here's a summary of the Instacart Mastercard benefits:

By taking advantage of these benefits, you can save money and earn rewards on your Instacart purchases.

Rewards and Earnings

If you're a foodie, you'll love earning rewards on your food delivery purchases. The DoorDash Rewards Mastercard offers 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2% cash back on grocery stores online or in-store, and 1% on all other purchases.

Credit: youtube.com, Best Credit Cards for Food Delivery

Some credit cards offer even more rewards on dining purchases. The Chase Sapphire Reserve earns 3x points on dining purchases, while the Chase Sapphire Preferred Card earns 3x points on dining worldwide. The Bilt Mastercard also earns 3x points on dining, making it a great option for foodies.

If you're looking for a card with a more flexible rewards structure, the Chase Freedom Flex offers 3% cash back on dining at restaurants, including takeout and eligible delivery services. The American Express Green Card also offers 3X Membership Rewards at restaurants worldwide, plus takeout and delivery in the U.S.

Here's a breakdown of the rewards offered by these credit cards:

Ultimately, the best credit card for food delivery benefits will depend on your individual needs and preferences. Be sure to read the terms and conditions of each card to determine which one is right for you.

Choosing and Maximizing

Choosing the right credit card with food delivery benefits can be overwhelming, but it's essential to consider your specific needs. Determine your delivery needs, such as whether you want to order takeout, groceries, or other household items.

Credit: youtube.com, Best Grocery and Dining Credit Cards for 2024 (NOT the Amex Gold)

When choosing a credit card, look at the fees charged per delivery, as each app has a different fee structure. Some charge more for delivery and service fees, so consider whether a subscription fee is worth it and what you'd get in return.

Assess the annual fee and the benefits, ensuring the benefits and reward rates provide more value than the annual fee. Review this assessment periodically to ensure you always get the most value from your card.

To maximize the value of your credit card, take advantage of welcome offers and additional perks. Consider your spending and travel needs to see which additional benefits and reward categories best align with your overall needs. You may potentially get more value from cards earning points, so figure out how you'll use the rewards.

Here's a comparison of some popular credit cards with food delivery benefits:

These cards offer elevated earning rates and perks for food delivery apps, ranging from discounts to premium memberships.

Kristin Ward

Writer

Kristin Ward is a versatile writer with a keen eye for detail and a passion for storytelling. With a background in research and analysis, she brings a unique perspective to her writing, making complex topics accessible to a wide range of readers. Kristin's writing portfolio showcases her ability to tackle a variety of subjects, from personal finance to lifestyle and beyond.

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