Find the Right Covington Dental Insurance for You

Finding the right Covington dental insurance can be a daunting task, but it doesn't have to be. There are many options available, with varying levels of coverage and cost.

Covington dental insurance can cover a wide range of services, including routine cleanings, fillings, and extractions. Some plans may also cover more extensive procedures like crowns and root canals.

Your budget will play a significant role in determining which plan is right for you. Consider how much you can afford to pay each month, as well as any out-of-pocket costs you may incur.

We accept a variety of insurance plans to make dental care more accessible to everyone.

We are a preferred provider for Regence, which means we have a special relationship with them to offer our patients the best possible rates.

We also work with Premera, another well-known insurance provider, to ensure our patients receive the care they need at a price they can afford.

We are contracted with most plans of Delta Dental, which means you can count on us to be part of your dental insurance network.

If you're looking at Covington dental insurance options, you might be considering PPO and HMO plans. PPO plans offer a network of participating dentists with lower fee schedules, resulting in greater cost savings for patients.

These plans cover a percentage of treatment costs, typically paying 50% for major treatments like crowns and bridges, 80% for basic care like fillings, and up to 100% for preventative care. Annual maximums for PPO plans can range from $1,000 to $2,000.

HMO plans, on the other hand, have lower premiums and fixed copayments for covered services, but patients have limited choices in selecting dentists outside the network.

Health Maintenance Organizations, or HMOs, are a type of dental insurance plan that requires patients to choose a primary care dentist from a network of providers.

Your primary care dentist will coordinate all aspects of your dental care and referrals to specialists within the HMO network.

HMO plans typically have lower premiums and fixed copayments for covered services.

You'll have limited choices in selecting dentists outside the HMO network, so it's essential to choose a primary care dentist you're comfortable with.

To access certain treatments, you may need to obtain pre-authorization from your HMO plan.

Coverage for out-of-network care is usually not provided, except in emergencies.

PPO dental plans are the most common form of dental insurance, offering a network of participating dentists to choose from. These dentists agree to lower fee schedules, resulting in greater cost savings for patients.

Dentists in the network have agreed to lower their fees, which benefits patients financially. This is a key advantage of PPO plans.

PPO plans cover a percentage of treatment costs, with typical payment percentages being 50% for major treatments, 80% for basic care, and up to 100% for preventative care.

Annual maximums for PPO plans range from $1,000 to $2,000, which helps limit out-of-pocket costs for patients.

At Covington Dental Insurance, we take the time to create a personalized treatment plan that suits your needs and budget. Our benefit coordinator will work with you to maximize your dental benefits and minimize your out-of-pocket cost.

We believe that everyone deserves quality dental care, and we're committed to making it accessible to you. Our team will review your policy to ensure you're getting the most out of your coverage.

With Covington Dental Insurance, you can trust that your treatment plan is tailored to your specific needs, and our benefit coordinator will be there to guide you every step of the way.

At Covington Dental, you can have peace of mind knowing that you're covered in case of an emergency. One Emergency Exam per year is included in your insurance.

You'll never have to worry about unexpected dental costs. Any needed X-Rays are also covered, so you can get the care you need without breaking the bank.

Nitrous for treatment is included as well, so you can feel calm and relaxed during your visit.