
Commercial banks play a vital role in Nepal's economy, providing a wide range of financial services to individuals, businesses, and governments.
Nepal has a total of 26 commercial banks, each with its unique features and services.
Here's a list of some of the notable commercial banks in Nepal:
Nepal Bank Limited is one of the oldest and largest commercial banks in Nepal, established in 1937.
It offers a wide range of services including deposit accounts, loans, and remittances.
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List of Commercial Banks
As of Mid Jan 2025, there are 20 commercial banks in Nepal, classified as Class "A" banks by the Nepal Rastra Bank.
The top 3 commercial banks in Nepal, based on their ranking, are the Agricultural Development Bank, Citizens Bank International, and Everest Bank.
Agricultural Development Bank has a bank revenue of NPR 2,226 million.
Commercial banks in Nepal can be classified into public and private sectors. The public sector includes Agriculture Development Bank, while the private sector includes banks like Himalayan Bank and Nabil Bank.
Nabil Bank Limited has a bank revenue of NPR 7.52 billion.
Here is a list of the top 5 commercial banks in Nepal, based on their ranking:
The contact details for Himalayan Bank Limited are +977-1-4227749.
Commercial Banks by Paid-Up Capital

Commercial banks in Nepal have a minimum paid-up capital of Rs 8 Arba, as per the directive by Nepal Rastra Bank. This is a crucial factor in determining a bank's financial strength.
The paid-up capital of commercial banks in Nepal varies significantly. For instance, Global IME Bank has the highest paid-up capital of Rs 35.77 Arba, while Standard Chartered Bank Nepal has the lowest capital of Rs 9.42 Arba.
Here is a list of the top 5 commercial banks in Nepal by paid-up capital as of Mid-July 2023:
It's worth noting that the paid-up capital of commercial banks in Nepal has been increasing over the years. For example, Global IME Bank's paid-up capital has grown from Rs 10.31 Arba in Ashad end, 2076 BS to Rs 35.77 Arba in Mid-July 2023.
Commercial with Paid-Up Capital
Global IME Bank Limited is the largest commercial bank in Nepal in terms of paid-up capital, with a staggering Rs 35.77 Arba.
The minimum paid-up capital required for 'A' class commercial banks in Nepal is Rs 8 Arba, as per the directive by Nepal Rastra Bank (NRB).
Standard Chartered Bank Nepal has the lowest paid-up capital among the 20 'A' class commercial banks, with a mere Rs 9.42 Arba.
The top 5 commercial banks in Nepal by paid-up capital are:
The paid-up capital of commercial banks in Nepal has been increasing over the years, with Global IME Bank Limited experiencing the most significant growth, from Rs 10.31 Arba in 2076 BS to Rs 35.77 Arba in 2080 BS.
Mega Bank
Mega Bank is a notable player in the Nepalese banking scene, with a net profit of Rs 2.83 billion.
Mega Bank Nepal Limited has its roots in the country's commercial banking sector, where it operates alongside other prominent banks.
The bank's financial performance has been impressive, with a net profit that reflects its stability and growth.
Mega Bank Nepal Limited's paid-up capital is not explicitly mentioned, but its financial results suggest a strong presence in the market.
Mega Bank Nepal is one of the commercial banks in Nepal, operating in a competitive environment.
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Specific Commercial Banks
Global IME Bank Limited holds the top spot in terms of paid-up capital in Nepal, with a whopping Rs 35.77 Arba.
Nepal Investment Mega Bank comes in second with Rs. 34.12 Arba in capital.
Standard Chartered Bank Nepal has the lowest paid-up capital of Rs. 9.42 Arba among the 20 'A' class commercial banks in Nepal.
The paid-up capital of these banks is a significant factor in their financial strength, with higher capital allowing them to better withstand economic difficulties.
List of A-Class Financial Institutions
In Nepal, there are 20 'A' class commercial banks, as per the directive by Nepal Rastra Bank. These banks are classified based on their paid-up capital, which is the minimum amount of money required to be invested by the shareholders.
The paid-up capital for 'A' class commercial banks in Nepal is Rs 8 Arba, as per the directive by Nepal Rastra Bank. This is a significant amount, and it's interesting to see which banks have the highest paid-up capital.
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Global IME Bank Limited has the largest paid-up capital of Rs 35.77 Arba, making it the largest commercial bank in Nepal. This is a huge amount of money, and it's no wonder that Global IME Bank is at the top of the list.
Here's a list of the top 5 'A' class commercial banks in Nepal, ranked by their paid-up capital:
It's worth noting that Standard Chartered Bank Nepal has the lowest paid-up capital of Rs 9.42 Arba, which is still a significant amount of money.
Siddhartha Bank
Siddhartha Bank is a notable commercial bank in Nepal.
It's worth noting that the bank's CEO is Sundar Kandel.
Global IME Bank
Global IME Bank is a notable bank in Nepal. It has a strong presence as a correspondent bank, allowing it to provide services in any major currencies in the world.
As a commercial bank in Nepal, Global IME Bank is one of the many banks that operate in the country.
Dherai Herieko

In Nepal, the number of commercial banks has been decreasing. According to the Nepal Rastra Bank, the number of commercial banks has been reduced to half.
The Nepal Rastra Bank has implemented a program of forced mergers in its monetary policy for 2077-78, but it hasn't been very effective. The bank has only been able to merge a few banks so far.
One of the most talked-about mergers in recent times was between Nabil Bank and Mega Bank. The merger was discussed for several months, but it never happened.
The General Insurance Company of Nepal's IPO was a huge success, with over 8 lakh applications received. This shows that there is still a lot of interest in the company's shares.
The Dhito Patra Board has approved the IPO of NIC Asia Microfinance, which will raise Rs 47.55 lakh. This is a significant amount of money and will help the company expand its operations.
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Frequently Asked Questions
Which is the best commercial bank in Nepal?
There are several top commercial banks in Nepal, including Nepal SBI Bank, Everest Bank, and Global IME Bank, each offering unique services and benefits. To find the best bank for your needs, consider factors such as interest rates, fees, and branch locations.
Which bank is fully government in Nepal?
In Nepal, Rastriya Banijya Bank is the only commercial bank that is 100% government-owned. This makes it the sole fully government-owned bank in the country's commercial banking sector.
Sources
- https://www.investopaper.com/news/list-of-a-class-commercial-banks-in-nepal/
- https://www.globalbrandsmagazine.com/list-of-commercial-banks-in-nepal/
- https://www.srku.edu.in/read
- https://www.investopaper.com/news/paid-up-capital-of-commercial-banks-in-nepal/
- https://np.banksnepal.com/posts/2023-07-21-03-33-48
- https://bankingsansar.com/commercial-banks-in-nepal
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