Get the Most From Your Chase Sapphire Preferred Number

The Chase Sapphire Preferred card is an incredibly rewarding credit card, and maximizing its benefits starts with your card number. Your Chase Sapphire Preferred number is the key to unlocking its full potential, and understanding how to use it effectively can save you money and earn you more points.

To get the most from your Chase Sapphire Preferred number, you'll want to make sure you're using it for all your eligible purchases. This includes dining, travel, and other everyday expenses that earn you 2X points per dollar spent.

The 3X points per dollar spent on travel and dining purchases made through Chase's Ultimate Rewards portal is a major perk, and using your Sapphire Preferred number for these purchases can earn you a significant amount of points.

The Chase Sapphire Preferred card offers a range of rewards and benefits that can help you get the most out of your travel spending.

You can book airfare, hotels, and car rentals through Chase Travel, a portal that helps you maximize your travel spending, and your points are worth 25% more when redeemed for travel.

With this card, you'll earn 2 points per dollar on travel and 3 points per dollar on dining at restaurants, and 1 point for every dollar you spend on all other purchases.

Here are some key benefits to consider:

Overall, the Chase Sapphire Preferred card offers a range of rewards and benefits that can help you get the most out of your travel spending and make your points go further.

To manage your Chase Sapphire Preferred number, you'll need to log in to your online account. Your account information is available 24/7, making it easy to keep track of your rewards and spending.

You can also update your account settings, such as changing your password or adding a security question. This will help keep your account secure and prevent unauthorized access.

By regularly reviewing your account activity, you can stay on top of your spending and make the most of your rewards.

To call Chase customer service, start by dialing the number on the back of your Chase Sapphire Preferred card. You can also use the number 1-800-432-3117 to report a lost card.

You'll be greeted by an automated list of options, but don't worry, you can press the pound key to bypass it and get to a representative more quickly. If you're trying to report a lost or stolen card, press 1 to select that option.

Next, you'll be asked to enter the last four digits of your account number. If you don't know them, you can press 1 again and enter your nine-digit Social Security number instead.

If you're calling to talk to a live representative about your account, you can simply enter your 16-digit card number to get started.

If you're planning to apply for a Chase credit card, there are some important application tips to keep in mind.

First, be aware of the 5/24 Rule, which means you won't get approved if your credit report shows 5 or more cards opened in the past 24 months.

It's also worth noting that with most Chase cards, you can get the same card and bonus again 24 months after having received the bonus as long as you no longer have the card open.

However, with Sapphire cards, you must wait 48 months, which is a longer period of time.

Additionally, Chase usually won't approve you for more than 2 Chase cards within 30 days, so try to space out your applications if you're considering applying for multiple cards.

If you're denied, you can call to have the decision reconsidered at 1-888-270-2127.

You can also check your application status by calling (888) 338-2586.

Managing your account points is an essential part of keeping your account organized and secure. You can view your current points balance by clicking on the "Points" tab on your account dashboard.

Having a clear understanding of how points are earned is crucial for making the most of your account. You can earn points by completing tasks, such as filling out surveys, watching videos, and referring friends, as mentioned in the "Earning Points" section.

To redeem your points, simply click on the "Redeem" button on your account dashboard. You can choose from a variety of rewards, including gift cards, merchandise, and cash payouts, as explained in the "Rewards" section.

Regularly checking your account for any points that may have expired is a good habit to get into. This will help you avoid losing points that could have been redeemed for rewards.

You can also use your points to upgrade your account to a higher level, which often comes with additional benefits and perks, as described in the "Account Levels" section.

To have a chance at getting approved for a credit card, you'll need to have good to excellent credit. You'll want to aim for a FICO score of at least 690 before applying.

If you're not quite there yet, it's a good idea to wait and work on improving your credit. This will give you a better chance of getting approved for the card you want.

Having a good credit score will also help you qualify for better interest rates and terms on other loans and credit cards.

You can get help with anything from travel to restaurant reservations with your Sapphire card. Just call the number on the back of your card to talk to a dedicated specialist.

For more specific requests, like dinner reservations or tickets to Broadway shows, you can contact Visa Signature Concierge at 1-800-953-7392.

With this service, you can get referrals and assistance with a wide range of things, from entertainment to travel.