Get Your Claims Adjuster License in Texas: A Step-by-Step Guide

Author

Reads 1.1K

Crop unrecognizable medic in white coat taking measuring vision glasses while adjusting scale according to numerals written on metal surface
Credit: pexels.com, Crop unrecognizable medic in white coat taking measuring vision glasses while adjusting scale according to numerals written on metal surface

To get your claims adjuster license in Texas, you'll need to meet the basic requirements set by the Texas Department of Insurance. You must be at least 18 years old and have a high school diploma or equivalent.

The Texas Department of Insurance requires you to complete a 30-hour pre-licensing course, which covers topics such as insurance law, policy interpretation, and claims handling procedures.

You'll also need to pass a licensing exam administered by the Texas Department of Insurance. The exam consists of 60 multiple-choice questions and covers the same topics as the pre-licensing course.

After passing the exam, you'll need to submit your application and pay the required licensing fee, which is currently $60.

How to Become

Becoming a licensed insurance adjuster in Texas is a straightforward process that can be completed in a few months. The first step is to complete your Texas insurance adjuster pre-licensing course, which can be done in about 2 to 4 weeks through a provider like AdjusterPro.

Credit: youtube.com, 🤠 How to Get Texas Claims Adjuster License (March 2022) (Cold Hard Facts)

You'll need to pass the included Texas Adjuster State Exam, which is a required step before moving forward. The exam is a crucial part of the process and will test your knowledge of insurance principles and laws.

To become a licensed insurance adjuster in Texas, you'll need to fill out an application with the Texas Department of Insurance and get fingerprints for your background check. This will need to be done before submitting all required documents through Sircon and paying the fee.

Here's a breakdown of the time investment required to become a licensed insurance adjuster in Texas:

Keep in mind that the entire process can take around 2 months to complete, but it's worth the effort. With your license in hand, you'll be well on your way to starting your career as a Texas insurance adjuster.

Pre-Licensing Requirements

To become a licensed insurance adjuster in Texas, you'll need to meet the pre-licensing requirements. You must be at least 18 years old and a United States citizen or legal alien with a work authorization.

Credit: youtube.com, Becoming a License Claims Adjuster

To qualify for the license, you'll need to take a certified adjuster pre-licensing course or training program in adjusting losses as prescribed and approved by the Texas Department of Insurance (TDI), or successfully complete the Pearson Vue Exam. You can fulfill the TDI requirement by taking an approved pre-licensing course.

Some applicants are exempt from taking the state exam or pre-licensing course, including Texas adjusters whose license has been expired for more than 90 days but less than one year, non-resident applicants holding an adjuster license in a reciprocal state, and applicants holding an AIC or CPCU designation.

Here are the pre-licensing requirements in a quick rundown:

Note that some applicants may be exempt from these requirements.

Pre-Licensing Course

To become a licensed insurance adjuster in Texas, you'll need to complete a pre-licensing course. This is a requirement set by the Texas Department of Insurance (TDI). The course can be taken online or in a classroom, and it's designed to prepare you for the state exam.

Credit: youtube.com, Pre-Licensing Education: Demistified

The pre-licensing course typically takes around 40 hours to complete. AdjusterPro's Texas All-Lines Adjuster Pre-licensing course is a popular option, and it's online, making it easy to fit into your schedule. You can study at your own pace and from anywhere.

You'll need to complete the pre-licensing course to be eligible to take the state exam. The exam is proctored, meaning you'll be in a controlled environment with a person watching over you. It's a good idea to work on your timing and nerves before sitting for the exam.

Here are some key facts to keep in mind:

  • The pre-licensing course is a requirement for becoming a licensed insurance adjuster in Texas.
  • The course typically takes around 40 hours to complete.
  • AdjusterPro's Texas All-Lines Adjuster Pre-licensing course is a popular online option.

By completing the pre-licensing course, you'll be one step closer to becoming a licensed insurance adjuster in Texas. Make sure to choose a course that's approved by the TDI and meets the state's requirements.

Appraisal Firms for New Applicants

If you're looking to get your foot in the door as a new adjuster in Texas, there are several appraisal firms that can provide you with work opportunities.

Credit: youtube.com, How To Get A Real Estate Appraisal License? - CountyOffice.org

Texas has a lot of companies, both major catastrophic companies and local companies handling daily claims work. Most of these companies require extensive onboarding and training before you can start working.

If you're a graduate of IA Path, you're in luck - they partner with a few local companies that offer work opportunities to their students.

Here are a few companies that IA Path has partnered with:

  • Royal Adjusting
  • Rapid Appraisal Services
  • Cole Group Independent Appraisals

Exam and Licensing Process

To become a licensed insurance adjuster in Texas, you'll need to pass the Texas Insurance Adjuster License Exam. The exam consists of 150 questions for the Property and Casualty Adjuster line, 60 questions for the Workers' Compensation Adjuster line, and 150 questions for the All Line Adjuster line, with a time limit of 2.5 hours for each exam.

Each exam attempt costs $43, and you'll need to pay this fee when you make your reservation. To pass, you'll need to score at least 70% on the exam.

An Elderly Man Consulting an Insurance Agent
Credit: pexels.com, An Elderly Man Consulting an Insurance Agent

It's recommended to study for one exam at a time, as the insurance adjuster exams can be challenging and confusing if you're studying for multiple lines at once.

You can register to take your exams on the Pearson VUE Texas Insurance page or by calling (888) 754-7667.

Alternatively, you can purchase a commercial course that comes with the Texas state licensing exam, which can help you avoid having to independently find and book your test through Pearson VUE.

The Pearson VUE Texas Insurance Licensing Candidate Handbook explains the scoring of these exams, including how raw scores are converted into scaled scores that can range from 0 to 100.

Here's a breakdown of the exam requirements:

Note that you can only take each exam line once, so make sure to choose the line that best fits your career goals.

To become a licensed Texas insurance adjuster, you'll also need to meet the following requirements:

  • Be 18 years of age or more
  • Submit the appropriate application and fees
  • Be a United States citizen or legal alien with a work authorization from the US Immigration and Naturalization Services
  • Take a certified adjuster pre-licensing course or training program in adjusting losses as prescribed and approved by TDI, or successfully complete the Pearson Vue Exam

If you're a non-resident applicant from a licensing state, you'll need to hold your home state's license before becoming eligible for the Texas non-resident adjuster license.

The Texas Department of Insurance recommends allowing at least 15 days for applications to be processed, starting from the day the application is received.

Background Check and Documents

A Woman wearing Face Mask holding Insurance Policy
Credit: pexels.com, A Woman wearing Face Mask holding Insurance Policy

You'll need to provide fingerprints as part of the licensing process in Texas. This will initiate a background check, which may affect your licensing efforts if you have prior misdemeanors or felonies.

The State of Texas requires fingerprints for all insurance license applications. You'll make your fingerprinting reservations through IdentoGO, using the code 11G6QF, and pay a fee of $47.

You won't receive a fingerprint card at your appointment, but you will get a receipt. Don't throw it away, as you'll need to make a copy and send it to the Texas Department of Public Safety later.

Fingerprinting and Background Check

You'll need to provide fingerprints prior to getting licensed in the State of Texas, and this will initiate a background check.

The State of Texas requires fingerprints, so don't skip this step.

If you have any prior misdemeanors or felonies, this may affect the outcome of your licensing efforts.

You can call the Department of Insurance at (512) 676-6500 or send them an email if you have specific questions regarding things that may come up on your background check.

The fee for fingerprinting services is $47.

You'll make your fingerprinting reservations through IdentoGO, using the code 11G6QF when prompted.

Don't throw away the receipt you receive at your fingerprinting appointment, as you'll need to make a copy and send it to the Texas Department of Public Safety later.

Submit Documents Through Sircon and Pay Fee

A Woman Holding Key and Insurance Policy
Credit: pexels.com, A Woman Holding Key and Insurance Policy

Submitting documents through Sircon is a crucial step in the process. You'll need to pay a non-refundable fee of $75.00 to the State of Texas.

To get started, go to Sircon and submit all required documents. The adjuster application fee is another cost you'll need to cover.

Once you've submitted everything, you'll need to return to Sircon and pay this fee. This is a non-refundable fee, so make sure you're ready to commit to the process.

After submitting your documents and paying the fee, you'll have completed this step of the process.

CE Webinars & Requirements

To become a licensed claims adjuster in Texas, you'll need to stay up-to-date with the latest industry knowledge through continued education (CE) webinars and requirements. Custom training is a great way to enhance your skills and knowledge.

Texas has specific CE requirements for claims adjusters, which you'll need to meet to maintain your license.

If you're looking to improve your skills, consider taking advantage of custom training opportunities. These can be tailored to your specific needs and interests.

Here are the CE requirements you'll need to meet in Texas:

  • Texas Insurance CE Requirements

By staying on top of your CE requirements, you'll be able to maintain your license and provide the best possible service to your clients.

Frequently Asked Questions

Is the Texas adjuster license exam hard?

The Texas adjuster license exam is challenging, but it's considered easier than most states' exams. If you're preparing for the exam, understanding insurance policies, provisions, and underwriting concepts is crucial for success.

How long does it take to become an insurance adjuster in Texas?

Becoming a licensed insurance adjuster in Texas typically takes 2-4 months, with most students completing the pre-licensing course and exam in 2-4 weeks. This includes time for fingerprinting and other paperwork required by the Texas Department of Insurance.

How much do adjusters make in Texas?

In Texas, the estimated total pay for a Claims Adjuster is around $71,286 per year, with an average salary of $60,887 per year. Explore the details of Claims Adjuster salaries in Texas to learn more.

How do I get the free Texas All Lines adjuster course?

To request the free Texas All Lines Adjuster Course, submit a ticket and select the option "I am a NEW to your website and have questions about the courses, products, and services offered by Insurance Schools, Inc

How long is a Texas adjuster license good for?

A Texas adjuster license is valid for two years. Renewal is required every two years to maintain good standing.

Kellie Hessel

Junior Writer

Kellie Hessel is a rising star in the world of journalism, with a passion for uncovering the stories that shape our world. With a keen eye for detail and a knack for storytelling, Kellie has established herself as a go-to writer for industry insights and expert analysis. Kellie's areas of expertise include the insurance industry, where she has developed a deep understanding of the complex issues and trends that impact businesses and individuals alike.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.