What License Do I Need to Sell Final Expense Insurance in My State

In the United States, licensing requirements for selling final expense insurance vary by state. The most common licenses are the Life Insurance License and the Variable Life and Variable Annuity License.

To sell final expense insurance, you'll typically need a Life Insurance License. This license is required in most states and allows you to sell life insurance policies, including final expense insurance.

Some states, like New York, require a Variable Life and Variable Annuity License in addition to the Life Insurance License. This is because final expense insurance policies often include investment components, such as riders.

To sell final expense insurance, you'll need to meet the licensing requirements of the states where you plan to sell. Kim Wilhelm, a representative of Final Expense Direct, holds a resident state license in Texas and non-resident insurance licenses in all 50 states and the District of Columbia.

You can find the specific state names and corresponding license numbers below. It's worth noting that the exact license type may vary by state, but all of these licenses allow Mr. Wilhelm to solicit and sell life insurance and final expense insurance in the state.

Here are the state names and corresponding license numbers:

To become an insurance producer, you need to have the authority to act for another, which typically involves representing an insurance company or companies in selling, soliciting, negotiating and servicing insurance products.

An insurance producer is essentially an individual who acts on behalf of an insurance company, and their role can range from selling to servicing insurance products to potential or existing policyholders.

Their main responsibility is to act as a liaison between the insurance company and the policyholder, ensuring that the customer's needs are met and that the insurance products are properly sold and serviced.

To become an insurance producer, you'll need to meet the licensing requirements, which vary by state, but typically involve passing a licensing exam and obtaining a license to sell insurance products.

Insurance producers often work as brokers or agents, and their role is crucial in helping customers navigate the complex world of insurance products.

Our team of agents holds over 1,000 state licenses, allowing us to operate in all 50 states and the District of Columbia.

Kim Wilhelm, our writing agent, holds a resident state license in Texas and non-resident insurance licenses in all 50 states and the District of Columbia.

We've made it easy to find the state names and corresponding license numbers by providing them below.

Here's a list of some of the states where Kim Wilhelm is licensed:

You can also find the exact license type and issue date by searching each state's department of insurance website and performing an agent lookup.

To become a licensed agent for final expense insurance, you'll need to complete a 60 hour health and life agent pre-licensing online course. Tuition for this course can be either $139 for the basic course or $189 for the essential course.

The basic and essential courses both include a 3-month enrollment term, giving you plenty of time to complete the required 60 hours of training.